February 14, 2019
Last Updated on February 5, 2026 Yes—you can usually switch car insurance companies mid-policy. Many drivers assume they’re “locked in” until renewal, but most insurers let you cancel at any time. The key is doing it the right way so you avoid a coverage gap, unnecessary fees, or billing confusion. Below is how mid-policy switching […]
February 14, 2019
Last Updated on February 5, 2026 You’ve probably seen ads for AARP’s auto insurance program and wondered: is it actually a good deal for seniors—or just marketing? The short answer: it can be a strong option for many older drivers, especially if you value member perks and stability. But it’s not automatically the cheapest choice, […]
February 12, 2019
Last Updated on February 5, 2026 Tires are easy to forget about—until you hit a pothole, run over a nail, or walk out to find your tires flat. The frustrating part is that tire damage is common, but car insurance doesn’t cover most tire problems the way people expect. In general, auto insurance only pays […]
February 11, 2019
Last Updated on February 5, 2026 If a judge or your DMV just told you that you need an SR-22, it’s normal to feel confused—especially if your license is already suspended. The good news is that yes, you can (and often must) get SR-22 insurance with a suspended license to start the reinstatement process. Below […]
February 9, 2019
Last Updated on February 5, 2026 Paying off your car loan is a big milestone—and it’s normal to expect your insurance bill to drop right away. But here’s the reality: paying off your car doesn’t automatically reduce your premium with most insurers. What it does do is give you more control over your coverage (and […]
February 8, 2019
Last Updated on February 5, 2026 Car insurance shopping can feel like buying a car: you get a quote, you push back, and you hope the price drops. But auto insurance doesn’t usually work like that. In most states, insurers can’t just “cut you a deal” because their pricing has to follow a filed, regulated […]
February 2, 2019
Last Updated on February 5, 2026 Letting your vehicle registration expire happens—life gets busy, notices get missed, and “I’ll do it tomorrow” turns into weeks. The big question is what that means for your auto insurance: does expired registration void your car insurance policy? In most situations, an expired registration won’t automatically cancel your insurance. […]
February 1, 2019
Last Updated on February 5, 2026 If you already have health insurance, it’s tempting to skip medical payments coverage (often called “MedPay”) to save a few bucks. But MedPay can still be useful—even with a solid health plan—because it’s designed specifically for crash-related medical expenses, typically pays regardless of who caused the accident, and can […]
January 29, 2019
Last Updated on February 5, 2026 Usually, yes—car insurance is often more expensive for new cars and cheaper for used cars. But that’s not a hard rule. Your premium depends on the vehicle’s value, how expensive it is to repair, theft risk, safety tech, and what coverage you carry. This guide breaks down why new […]
January 28, 2019
Last Updated on February 5, 2026 Valet parking is convenient—until you pick up your keys and notice a new scrape, dent, or worse. In that moment, it’s easy to feel stuck: Did the valet do this? Who pays? Do I call my insurer? Here’s the practical playbook for what to do if valet parking damages […]
January 21, 2019
Last Updated on February 5, 2026 When your insurer declares your vehicle a total loss (a “totaled car”), it’s easy to assume you’ll get a check big enough to fully replace the car—or pay off the loan. In reality, a total loss settlement is usually based on your vehicle’s actual cash value (ACV) right before […]
January 18, 2019
Last Updated on February 5, 2026 If you’re debating a sedan vs. an SUV, insurance cost is usually part of the decision. SUVs can feel safer, sit higher, and handle bad weather better (including plowing through snow and muddy roads). But bigger vehicles can also mean higher purchase prices, higher repair costs, and potentially higher […]
January 16, 2019
Last Updated on February 5, 2026 In the moments after a crash, your instincts often kick in fast: you want to apologize, take responsibility, and “do the right thing.” But when it comes to car accidents, admitting fault at the scene can create real problems—even if you think it was your mistake. The better approach […]
January 14, 2019
Last Updated on February 5, 2026 Most car accidents are stressful. They’re even worse when the other driver lies—claims you “swerved,” denies running the light, or spins the story to the police and the insurance company. The good news: a lie doesn’t automatically become the “official” version. Insurance companies and police investigators rely on evidence, […]
January 7, 2019
Last Updated on January 6, 2026 You’ve probably seen the ads: plug in a device (or use an app), let Progressive track your driving, and potentially get a lower rate. But the real question is the one most drivers care about: does Progressive Snapshot actually save you money—or can it backfire? The honest answer is: […]
January 4, 2019
Last Updated on February 5, 2026 Federal jobs aren’t only for people enlisted in the military or elected into office. The federal government also employs a huge civilian workforce across agencies nationwide (and sometimes overseas). If you’re a federal employee, you may already know about common perks like benefits and workplace programs—but you might be […]
January 1, 2019
Last Updated on February 5, 2026 “Red cars cost more to insure.” It’s one of the most persistent car insurance myths—right up there with other popular car insurance myths. Here’s the truth: in nearly all cases, the color of your car does not affect your insurance rates. Insurers care about risk (crashes, theft, repair costs), […]
December 24, 2018
Last Updated on February 5, 2026 Hurricanes can do more than damage homes—they can destroy vehicles through flooding, flying debris, falling trees, and storm surge. If you live in hurricane-prone states like South Carolina, Florida, Texas, Louisiana, or Alabama, it’s worth knowing exactly what your auto policy will (and won’t) pay for. According to the […]
December 15, 2018
Last Updated on February 5, 2026 Car insurance is built for sudden, accidental losses—not routine upkeep. That’s why normal wear and tear (the gradual deterioration that happens as you drive) is almost always excluded, whether you carry liability-only or full coverage. Below is what “wear and tear” means in insurance terms, what your policy might […]
December 5, 2018
Last Updated on February 5, 2026 Leasing can lower your monthly car payment—but it doesn’t always lower your monthly insurance bill. So is car insurance cheaper for leased cars, or more expensive? In most cases, leasing itself doesn’t make insurance cheaper or pricier. What usually changes is the coverage you’re required to carry (and the […]
December 4, 2018
Last Updated on January 26, 2026 After a crash, the ambulance bill can be one of the first (and most expensive) medical expenses you see. Because car insurance can pay for medical bills, many drivers assume an ambulance ride is automatically covered—but it depends on your coverages, your state, and who caused the accident. Below […]
November 29, 2018
Last Updated on February 5, 2026 “Self-insuring” a car sounds unusual, but it’s a real (and legal) way to satisfy your state’s financial responsibility rules in certain situations—most often for businesses with large fleets. For the average driver, though, true self-insurance is usually impractical and risky. Below, we’ll break down what self-insured car insurance actually […]
November 26, 2018
Last Updated on February 5, 2026 A blown engine can feel like the exact kind of “disaster” car insurance should cover—until the estimate comes back at thousands of dollars. The tricky part is that insurance usually pays for sudden, accidental damage (crashes, theft, storms), while most engine failures are treated as mechanical breakdown or wear […]
November 19, 2018
Last Updated on February 5, 2026 If you’re financing or leasing a car, the lender usually has rules about insurance—especially who the policy is written for and what it covers. A common question is whether your car insurance has to be in the same name as the auto loan (and whether your insurance and registration […]
November 16, 2018
Last Updated on February 5, 2026 You have health insurance and you have car insurance. If you get injured in a car accident, who pays your medical bills first — your auto insurer or your health insurer? The most accurate answer is: it depends on your state and what coverages you carry. In many cases, […]