No matter who you are, if you are planning to drive in the United States, you need to have proper car insurance. Not only will it protect you and your family on the road, but it is required by law! Car insurance not only will financially protect you from the perils of the road (collisions, theft, vandalism, natural disasters, etc.), but it will also protect other drivers on the road. This is why having auto insurance is so important.

Yes, car insurance is a required expense for everybody on the road. But, just because it is an expense does not mean it needs to be “expensive.” By getting car insurance quotes from multiple insurance companies, you can save money on this otherwise difficult-to-afford service.

This is where the Insurance Panda comes in. We realize that shopping around all the insurance sites on the internet can be quite a tiring and time consuming exercise. So, what we do for you is this – we consolidate all these quotes for you to simplify the whole process. Instead of getting quotes from every insurance site and insurance company on the internet, you can just come to InsurancePanda.com and get quotes from everybody.

How Does It Work?

The Insurance Panda car insurance quote comparison tool will connect you to the top insurance providers in the United States. By entering your zip code at the top of this page, you will be brought to our brief questionnaire regarding yourself and your vehicle you wish to insure. After filling out this two page form, you will be given quotes from these top insurance providers.

It’s really a three step process:

  1. Enter your zip code
  2. Fill out our two page form
  3. Get quotes

It all works like this – once you give us your basic information, we then send it right over to the insurance companies who will be fighting for your business. They will run their risk assessment calculations and shoot their quotes back to us. We will then present them to you so you can make your decision as to which company to go with.

As a consumer, this is really the most painless way to shop for auto insurance. Let us do all the heavy lifting for you and get the insurance companies scrambling for your business. Remember – when the competition is fierce, the consumer always gets the best price.

How Are These Quotes Calculated?

Like said above, the insurance Panda will calculate your insurance quote for you. But, how exactly are these insurance rates determined? Which factors can play a role in determine your auto insurance rates?

Here are some of the major ones:

  • Your car – Drive a safe, inexpensive to repair vehicle to get the lowest insurance rates.
  • Your driving record – If you have many accidents and traffic violations, expect to pay more for insurance; especially if you’ve filed a lot of claims.
  • Your vehicle history – If the car you drive has been in a lot of accidents in the past, or has needed a lot of repairs, the insurance company might charge you more.
  • Your credit score – Keep a low credit score to let the insurance companies know that you are a reliable person that will pay your bill on time.
  • Your neighborhood – Where you park and your vehicle everyday is important. If your area has a lot of vandalism and auto accidents, expect to pay more for insurance.

To learn more about how to save on your insurance and which factors have an effect on your insurance rates, explore the insurance guide at InsurancePanda.com. We will equip you with all the tools you need to make an informed decision about your auto insurance.

Ready to save on your auto insurance?

Let Insurance Panda work for you. Click “Get a quote now” below or scroll back up to the top of this page and enter your zip code to begin. Our quote comparison tool is quick and simple. Remember – with Insurance Panda, insurance has never been so black and white.