FAQs

  • Do I Have to Add My Spouse to My Car Insurance?

    There are a lot of things to consider when you get married, and one of the things that people often neglect is their car insurance. While you and your spouse likely have separate policies at the start of your marriage, it is important that you merge onto one car insurance policy. There are several reasons… Continue reading →

  • Is It Worth Fighting a Speeding Ticket?

    When you get a speeding ticket, your first thought is just getting through the traffic stop as easily as possible. It may not occur to you until much later how it will affect your wallet, particularly when it comes to car insurance rates. Some people find that it benefits them to fight the speeding ticket… Continue reading →

  • Do you Need a Police Report to File a Claim?

    Dealing with car insurance claims can be confusing in even the best possible situations. Knowing when and why you should provide a police report to your car insurance company is important. While in most cases it is not required, it is typically in your best interests to do so. When to Call the Police There… Continue reading →

  • What Car Insurance Do Pizza Delivery Drivers Need?

    Pizza delivery drivers are the unsung heroes for many people. They are a requirement for any pizza restaurant that wants to be able to compete effectively. Most pizza businesses require pizza delivery drivers to have their own car insurance coverage. They ask for an insurance card as proof of your coverage before you start working.… Continue reading →

  • What Discounts Does Progressive Offer?

    When you are shopping around for car insurance, one of the things you should be looking for is the discounts that the car insurance company offers. Some car insurance companies are transparent about the discounts that they offer, and Progressive is no different. You can get a full list of their discounts on their website.… Continue reading →

  • How Much is Car Insurance for a 21 Year Old?

    It is no secret that car insurance for young adults is more expensive. The younger you are, and the more inexperienced you are as a driver, the higher your car insurance rates will be. In fact, car insurance premiums drop by about $400 per 6 month policy period between the ages of 21 and 25.… Continue reading →

  • Is Car Insurance Required in New Hampshire?

    Car insurance is a required mandate in nearly every state in the nation, including Washington D.C. Yet in New Hampshire, the laws are a little more obscure. If you live in New Hampshire and are considering going without car insurance, it is important that you understand the implications and how you are responsible in the… Continue reading →

  • What Discounts Does State Farm Offer?

    It is no secret that car insurance can be very expensive. In addition to shopping around for the best rates, it is important to know what discounts are offered. Often discounts are more likely if you work with an agent over getting an online quote. Sometimes you have to ask about discounts to receive them,… Continue reading →

  • Is Root Car Insurance Legit?

    Root car insurance is a revolutionary take on car insurance, but many people don’t believe that it’s legit. There are some things that make Root seem too good to be true, as well as some points that make them seem less than on the up and up. While Root is not your traditional car insurance… Continue reading →

  • Are Major Auto Insurance Companies Better Than Smaller Ones?

    When it comes time to look for new car insurance, it can be very easy to find the major car insurance companies and overlook the smaller companies that are available. The major companies have large advertising budgets, which means that you are more likely to find them and get their quotes. However, there can be… Continue reading →

  • What Discounts Does GEICO Offer For Car Insurance?

    Everyone has heard the commercials for GEICO saying that you can save 15 percent or more on your car insurance. How exactly can they advertise this? Because they offer a wide range of discounts. Some of the discounts that GEICO offers on auto insurance are similar to other companies, but they also have additional discounts… Continue reading →

  • What Discounts Does Allstate Offer For Car Insurance?

    Like most car insurance companies, Allstate offers several discounts to try to be competitive in the market. Like many car insurance companies, not all of these discounts are well advertised. In most cases, you must ask for the discount. It is a good idea to talk to an Allstate agent rather than simply getting a… Continue reading →

  • Can My Auto Insurer Make Me Use a Certain Body Shop?

    When you are in an auto accident, one of your primary concerns is going to be getting your car repaired and back on the road. Whether you are working with your car insurance company or the insurance company of the other driver who was at fault, you are likely going to be pushed toward using… Continue reading →

  • Do I Have to Hire a Lawyer to Defend Me if I’m Sued Over an Auto Accident?

    Being sued is something that no one wants to go through. But in some cases, if you are at fault in an auto accident you may be sued by the other driver. Lawsuits can happen in these situations most often when there are severe injuries involved. If you are sued over an auto accident, there… Continue reading →

  • Can Your Insurance Company Cancel Your Policy Without Notice?

    Having car insurance is a requirement in most states. Having your policy canceled can be more than an inconvenience. If your state DMV finds out you are driving without insurance, you could be fined or lose your license. There are not many ways that your car insurance can be canceled. While the exact rules vary… Continue reading →

  • Do You Need Car Insurance to Register a Car?

    Most states require that you have a minimum amount of car insurance in order to legally operate a vehicle in the state. But do you need car insurance to register a car? In most states, the answer is yes. However, different states have different requirements, and there are a few exceptions. What Car Insurance Do… Continue reading →

  • What Documents Do I Need to Insure My Car?

    In the new world of online car insurance quotes, you may think that you don’t need any documents to insure your car. Everything is digital, right? Not necessarily. Even if you get your car insurance quote online, you may be required to provide documentation to prove several factors when your car insurance policy actually starts.… Continue reading →

  • Is It Better to Pay Car Insurance in Full or Monthly?

    It’s no secret that car insurance can be expensive. Some people have a difficult time coming up with a full six month or one-year policy up front. This is especially true for young drivers, inexperienced drivers, and drivers with an accident history or traffic violations. However, there are a lot of things to consider when… Continue reading →

  • Which Insurance Company Is Better – GEICO or State Farm?

    State Farm and GEICO are the two largest auto insurance companies in the United States. What’s the difference between the two, and is one better than the other? Here we’ll provide a full breakdown of each company and how it relates to you. State Farm State Farm is the largest auto insurance company in the… Continue reading →

  • Do You Need Special Insurance Coverage If You Install Stereo Or Audio Equipment?

    Few things give personality and character (or headaches, depending on your point of view) to a regular car like a state-of-the-art sound system. A regular, boring 2012 Chevy Malibu now becomes the coolest car in the neighborhood. This fame brings peril. Everyone is jealous of your decked-out stereo system, and everyone knows you have it.… Continue reading →

  • Is Auto Insurance Deductible Per Incident or Per Year?

    One of the difficult things to understand about car insurance is how deductibles work. Deductibles for car insurance work differently than deductibles for health and other types of insurance. With things like health insurance, you only pay your deductible once per year. However, with car insurance you pay your deductible per incident rather than per… Continue reading →

  • Can I Drive My Parents’ Car If I’m Not On Their Insurance?

    Your parents are out of town and you’re out of soda. You decide to take their car and go to the nearby gas station, only to T-Bone a car that you didn’t see pulling out of the parking lot. Fortunately, nobody is hurt. But are you covered by your parents’ auto insurance? The simple answer… Continue reading →

  • Is Electronic Proof of Car Insurance Valid?

    We’ve all been there. You get pulled over, reach for your glove box, and realize that you never put your newest insurance card in your vehicle. Your car insurance appears to be expired. You may know that you have coverage, but if you can’t prove it you will likely face a traffic ticket. Today there… Continue reading →

  • Does Your Insurance go up After an Accident That is not Your Fault?

    Most people are aware their auto insurance rate will increase after an accident in which they are at fault.  However, there is also the potential for auto insurance to increase after any type of accident, regardless of whether the insured driver is not at-fault or completely blameless.  Though it is not a certainty the driver’s… Continue reading →

  • Does Auto Insurance Cover Transmission Repair?

    Your auto insurance covers a myriad of events and repairs in the case of an accident. If you have comprehensive coverage, your car insurance even covers damages that are not from an auto accident, such as hail damage or damage from storms. But does your auto insurance cover transmission repair? That all depends on what… Continue reading →