FAQs

  • Is Car Insurance Cheaper For Leased Cars? Or More Expensive?

    When buying a new car, you have two main options: leasing or buying. If you’re trying to decide between leasing or buying a vehicle, then you need to compare all of the pros and cons – including which option comes with cheaper insurance prices. Is it cheaper to insure a leased car? Or is it… Continue reading →

  • Will Car Insurance Cover an Ambulance Ride?

    In the United States, car insurance covers both vehicle damage and medical bills. What happens if you need to take an ambulance after a car accident? Will car insurance cover an ambulance ride? Or will you need to pay for the ambulance ride out of pocket? Different types of insurance cover different types of ambulance… Continue reading →

  • Can I Self-Insure My Car? What is Self-Insured Car Insurance?

    Self-insuring a vehicle sounds like a crazy concept, but it’s a legitimate strategy used by thousands of drivers across the United States. Today, we’re explaining everything you need to know about self-insuring your vehicle. Is self-insured car insurance the right choice for you? Keep reading to find out. What is Self-Insured Car Insurance? Self-insured car… Continue reading →

  • Will Car Insurance Cover a Blown Engine?

    Your car’s engine stops working. You’re left with a repair bill for thousands of dollars. Fortunately, you have insurance. Isn’t this what car insurance is for? Will car insurance cover a blown engine? Today, we’re explaining everything you need to know about whether or not car insurance covers a blown engine and other serious car… Continue reading →

  • Does a Car Insurance Policy Have to Be in the Same Name as the Car Loan?

    If you’re leasing or financing a vehicle, then you may have questions about car insurance. One of the most common questions we get is this: does your car insurance policy have to have the same name as your car loan? Today, we’re answering that question to ensure you stay protected on the road. Yes, Your… Continue reading →

  • Who Should Pay First in a Car Accident – Health Insurance or Car Insurance?

    You have health insurance and you have car insurance. If you get injured in a car accident, however, then who’s responsible? Does your car insurance or health insurance provider pay first after a car accident? Today, we’re explaining everything you need to know about how car insurance and health insurance work after an accident. Who… Continue reading →

  • What Happens If You Hit an Expensive Car?

    Getting into an accident can be frightening. Getting into an accident with an expensive car can be even more frightening. Today, we’re explaining everything you need to know about hitting an expensive car, including your options, liability limits, and insurance coverage. How Much Car Insurance Do You Have? Many insurance experts recommend buying at least… Continue reading →

  • How Do Gaps In Coverage Affect Car Insurance Rates?

    Some people think gaps in car insurance coverage are not a big deal. These people are wrong: gaps in auto insurance have a significant effect on premiums. If you fail to renew your car insurance policy on-time, then you may have a gap in coverage, and that gap can lead to serious consequences. How much… Continue reading →

  • Can You Really Save 15% By Switching to GEICO?

    You’ve seen the GEICO commercials for years: 15 minutes could save you 15% or more on car insurance. But can you really save 15% when you switch to GEICO? Or is this just another catchy marketing slogan that fails to live up to the hype? Today, we’re exploring whether or not you can really save… Continue reading →

  • What’s the Difference Between Uninsured and Underinsured Motorist Coverage?

    You’re driving down the road, at the speed limit and obeying all of the rules of the road, of course, when all of the sudden you’re hit from behind or T-boned by another car. Even if the damage is minimal, an accident can be devastating. But, you’re thankful that you can at least rely on… Continue reading →

  • I Can Pay My Car Insurance Late Because There is a Grace Period, Right?

    It’s that time of the month again – time to pay the bills. Of course, it’s important to pay all of your bills in a timely fashion, including your car insurance premiums. But what happens if you’re strapped for cash and you can’t make the payment on time? A lot of car owners are under… Continue reading →

  • Do You Need Insurance for When You Put Your Car In Storage?

    Perhaps you are traveling for an extended period of time and won’t be using your car, or maybe your daughter is heading off to college and won’t be taking her car with her. Whatever the reason is, putting a car that you aren’t driving for on a regular basis is a good idea. Why? –… Continue reading →

  • Will Tinting My Windows Change My Auto Insurance Rates?

    Tinting the windows on your car can certainly be beneficial. It can prevent sun from shining into your vehicle and blinding you while you’re driving. It can also help to increase your privacy (prevent those prying eyes from looking in!). But, before you decide to go ahead and tint your windows, you might be wondering… Continue reading →

  • Do I Have to Add Non-Driving Family Members to My Car Insurance Policy?

    Auto insurance can be tricky. While it’s a known fact that every driver needs to be insured, the type of coverage that a driver needs to carry depends on a variety of factors. These factors include where you live, the type of vehicle you drive, how you drive, and your age. A lot of drivers… Continue reading →

  • Can I Transfer My Car Insurance Policy to Another Person?

    Can you transfer car insurance between people? If you have car insurance and a family member has no car insurance, then can you just swap policies between the two family members? Today, we’re explaining everything you need to know about transferring car insurance policies between people. Car Insurance Policies Typically Follow the Car, Not the… Continue reading →

  • Is Buying the State Minimum for Auto Insurance Enough?

    In most states, motorists are legally required to carry liability auto insurance. There are also state laws that outline the minimum amount of coverage that a driver has to purchase. This is considered “bare-bones” coverage. While it will ensure that you meet the requirements of your state, the minimum amount of liability insurance will not… Continue reading →

  • Is It Cheaper to Insure a Chevy Camaro or a Ford Mustang?

    When it comes to muscle cars, two vehicles stand out on the top of the pack: the Chevy Camaro and the Ford Mustang. Both are American-made, are outfitted with powerful engines, have a sleek design, and offer incredible performance. Of course, you probably have your preference regarding which one suits your taste and style. But… Continue reading →

  • How Long Can An Auto Insurance Claim Stay Open?

    The purpose of having auto insurance is to protect you from having to pay the cost of damages. In the event that you are involved in an accident or your vehicle is damaged or stolen and you have to file a claim, you want to have it paid out as soon as possible. You have… Continue reading →

  • Is it Cheaper to Insure a Motorcycle or a Car?

    There’s nothing better than hitting the open road on the back of your bike; feeling the power of the motor underneath you and feeling the wind whipping through your hair. It really is quite an exhilarating experience. However, while riding a motorcycle is certainly thrilling, it can also be quite dangerous. In order to protect… Continue reading →

  • Is ‘The General’ Car Insurance Legit?

    The General car insurance is one of America’s best-known cheap car insurance providers. The company’s commercials can frequently be seen on TV – but is The General car insurance legit? Or is this car insurance too good to be true? Keep reading to find out. What is The General? The General is a legitimate car… Continue reading →

  • Do Car Insurance Companies Do Background Checks?

    Your record follows you around for a long time. If you’ve ever been convicted of a crime or have had issues with your credit, your future can be negatively affected. If you have any blemishes on your background, you’re probably already aware of the trials and tribulations it can cause; for example, your record may… Continue reading →

  • Does Car Insurance Cover Air Conditioning?

    When the forecast calls for a heat wave, long commutes can be made even more miserable by the blazing hot temperatures in your car. But you take solace in knowing that your vehicle is equipped with air conditioning, which will ensure your comfort while you’re driving. However, when you get into your car and turn… Continue reading →

  • Can I Add My Girlfriend or Boyfriend to my Car Insurance?

    If you have a significant other and he or she uses your car on a regular basis or you are moving in together, you might be considering adding him or her to your auto insurance policy. Adding your boyfriend or girlfriend to your car insurance is a serious decision that requires serious consideration. While it… Continue reading →

  • Is GAP Insurance Worth it On a Used Car?

    Guaranteed Asset Protection insurance, more commonly referred to as GAP insurance, is an add-on insurance coverage option. This type of insurance is intended to cover the value of a vehicle between the amount that you still have to pay for it and the amount that the vehicle is really worth. While this type of insurance… Continue reading →

  • Does Auto Insurance Cover Falling Asleep at the Wheel?

    Driving is a huge responsibility. As soon as you get behind the wheel of a car and start driving, there is a chance that you could be involved in an accident. As such, every motorist is expected to use the utmost care while operating a motor vehicle. This includes ensuring that you are driving defensively,… Continue reading →