FAQs

  • Do Car Insurance Companies Price Match?

    When you’re comparing car insurance quotes online, you might find one quote significantly lower than the competition. You may wonder: will other insurance companies price match? Maybe you’re comparing car insurance quotes online. You’re happy with your current car insurance company, but you decide to explore what other options are available. You find a cheaper… Continue reading →

  • How Much is a Ticket for No Proof of Insurance?

    So you were unable to provide proof of insurance to a police officer. What kind of fine can you expect? How much is a ticket for no proof of insurance? Are there any other penalties – like points – for getting caught driving without proof of insurance? Today, we’re explaining everything you need to know… Continue reading →

  • Can You Sue An Uninsured Driver?

    Uninsured drivers, by definition, do not have car insurance. That’s why in many cases, your best option is to sue the uninsured driver. Uninsured drivers are a huge problem in the United States. In 2018, approximately 1 in 7 drivers in the United States are uninsured. That means out of every 7 cars you pass… Continue reading →

  • Can You Keep the Same Car Insurance from One State If You Move to Another State?

    So you’re moving to a new state. Are you able to keep the same car insurance from your old state when moving to a new state? Today, we’re explaining everything you need to know about car insurance requirements between states. No, You Typically Cannot Keep the Same Exact Car Insurance Policy in a New State… Continue reading →

  • Can You Get a Car Insurance Discount for Having a Dash Cam?

    Dashboard cameras, or dashcams, are becoming increasingly popular across the United States. Dashcams can help you avoid becoming a victim of insurance fraud – especially in a litigation-prone country like the United States. But can you expect to receive an insurance discount for having a dashcam? Will your insurance company lower your premiums when you… Continue reading →

  • Do Single People Pay More for Car Insurance?

    One of the more common myths about car insurance is that single people pay more. Is this myth true? Do single people genuinely pay more for car insurance? Can you save money on car insurance by getting married? Keep reading to discover the answers to all of these questions. Young Single Drivers Pay Significantly More… Continue reading →

  • Are There Automatic Payment Options for Car Insurance?

    Setting up an automatic payment option on your car insurance policy may be a good idea. As long as there’s always enough money in your account, you never have to worry about policy lapses or late payments. Are there automatic payment options for car insurance? How can you setup auto-pay on your car insurance policy?… Continue reading →

  • What Can I Do If My Car Insurance Company Won’t Pay or Is Stalling?

    Is your car insurance company dragging its feet? Are they refusing to pay your claim? Do they continue to stall while your bills pile up? In this situation, you have a number of different options available. Sometimes, an insurance company is stalling for a legitimate reason – they’re waiting to get your medical records from… Continue reading →

  • Will My Auto Insurance Policy Cover My Pet?

    If you get into a car accident, your car insurance policy, at the very least, will pay for damages to the other party. If the other driver is at fault, his/her insurance will pay for damages to your vehicle and your medical bills. If the other party is uninsured, or you are ruled to be… Continue reading →

  • What Are The Cheapest Auto Insurance Companies?

    Jill from Monroe, Louisiana Asks – “What are the cheapest car insurance companies out there?” Answer: While the lowest premium price is the most crucial element in finding the cheap car insurance that will work best for you, there are still a lot of other elements that you should consider when coming to a decision.… Continue reading →

  • Do You Need Car Insurance to Rent a U-Haul?

    If you’re preparing for a major move, then you might rent a U-Haul. The popular moving trucks are an affordable way to move your possessions across the city or across the country. But do you need car insurance to rent a U-Haul? Should you purchase U-Haul’s additional, optional insurance when you rent your truck? Today,… Continue reading →

  • Are Hybrid Vehicles Or Electric Vehicles Cheaper To Insure?

    Hybrid and electric vehicles come with a number of advantages. Is cheaper insurance one of the advantages? Will you pay less for insurance on a hybrid or electric vehicle? Today, we’re explaining everything you need to know about the costs of insuring your hybrid or electric vehicle. Hybrid Cars and Electric Cars Are Typically More… Continue reading →

  • Will My Car Insurance Replace a Windshield?

    So your windshield is damaged and you’re wondering if insurance will cover it. Will a typical car insurance plan cover the costs of replacing a damaged windshield? Should you pay for windshield repairs out of pocket? Today, we’re answering all the questions you have about whether or not your car insurance policy will cover the… Continue reading →

  • How Much Does Insurance Go Up After a DUI?

    So you were caught driving under the influence. Drivers face a number of serious consequences after receiving a DUI or DWI. One consequence is that you’ll pay higher insurance rates. How much can you expect insurance to go up after a DUI? How much higher will your premiums be? Today, we’re explaining everything you need… Continue reading →

  • Are You Always At Fault If You Hit Someone from Behind?

    One of the most frequently-repeated facts about car insurance is that you’re never at-fault if someone hits you from behind. Is this true? Is the other driver immediately at-fault if you get hit from behind? Or are there certain situations where the driver in front is responsible? Today, we’re explaining everything you need to know… Continue reading →

  • Does Your Car Insurance Go Up After an Accident?

    So you’ve been involved in a car accident and you’re worried about the cost of your insurance. Will your insurance rates rise after an accident? How much does an accident affect your insurance premiums? Today, we’re answering all your questions about whether or not insurance goes up following an accident. If You Caused an Accident,… Continue reading →

  • Can Your Car Insurance Company Send You to Collections If You Don’t Pay Your Bill?

    Late bill payments are never a good thing. What happens if you don’t pay your car insurance premiums? Can your car insurance company send you to collections? Will you ruin your credit score when you miss an insurance payment? Today, we’re explaining everything you need to know about whether or not your car insurance company… Continue reading →

  • What’s Cheaper to Insure – An Automatic or Manual Vehicle?

    Manual vehicles are declining in popularity. However, a number of drivers still debate whether it’s cheaper to insure an automatic or manual vehicle. What’s the cheapest vehicle to insure? Today, we’re explaining the difference between insuring automatic and manual vehicles. Automatic Cars Are More Expensive to Insure than Manual Cars Automatic cars tend to cost… Continue reading →

  • Is It Cheaper to Insure an Audi A4 or a BMW 325i?

    The BMW 3 Series is a perennial bestseller. The Audi A4, however, was fully redesigned for the 2017 model and remains one of the bestselling cars in its class. But what about insurance costs? Is it cheaper to insure an Audi A4 or a BMW 325i? Today, we’re explaining everything you need to know about… Continue reading →

  • Am I Covered If I Drive Outside of the Country?

    Whether you’re crossing the border into Mexico or Canada or renting a car in Europe, you may be wondering if you’re covered while driving outside the country. Are you covered when you rent a car in a foreign country? Does your insurance provide the same coverage on a road in Canada or Mexico? Today, we’re… Continue reading →

  • Does My Auto Insurance Policy Cover Rental Cars?

    If you’ve recently rented a car, then you were probably asked if you wanted rental car insurance. Some people say it’s a cash grab by the car rental company. Your car rental company, on the other hand, tells you it’s a smart idea. What’s the truth? Does your current auto insurance policy cover rental cars?… Continue reading →

  • What Happens If I Lie About My Driving History to the Insurance Company?

    Many drivers try to get cheaper car insurance rates by lying about their driving history. Does your car insurance company really need to know about that speeding ticket you received 3 years ago? Does your insurance company really need to know the primary driver of your vehicle? Today, we’re explaining what happens when you lie… Continue reading →

  • What’s Better for Car Insurance – GEICO or Progressive?

    GEICO and Progressive are two of the most popular car insurance companies in the United States. Approximately 9% of American drivers are Progressive customers, while 11% are GEICO customers. Which insurance company is better – GEICO or Progressive? Which company offers better value on their car insurance policies? Which company handles claims more honestly and… Continue reading →

  • Is Auto Insurance Cheaper If You’re Married?

    How does getting married affect the price of car insurance? Can you expect to pay cheaper rates when you’re married? Today, we’re explaining everything you need to know about the cost of car insurance for married couples. Typically, Car Insurance is Cheaper for Married Couples Dozens of factors go into the price of your auto… Continue reading →

  • Do Traffic Violations Affect Insurance Premiums?

    Your driving history has a huge effect on the price of your auto insurance. If you have a long history of driving safely, for example, then you’ll pay less than someone with multiple speeding tickets or collisions in the last five years. Do ordinary traffic violations affect insurance rates? Will your insurance prices go up… Continue reading →