September 14, 2022
Last Updated on February 5, 2026 Farmers offers accident forgiveness to qualifying drivers as an optional add-on (availability and eligibility vary by state and policy type). Accident forgiveness is meant to protect you from a premium surcharge after a qualifying at-fault accident. With Farmers, the headline feature is that it can apply again over time—rather […]
September 12, 2022
Last Updated on February 5, 2026 American Family Insurance (AmFam) offers accident forgiveness in many situations as an optional feature that can help protect your premium after your first at-fault accident (availability and rules vary by state and policy). If you cause an accident and file a claim, your rate can increase at renewal. But […]
September 11, 2022
Last Updated on February 5, 2026 Allstate offers accident forgiveness in many states, but it’s not automatically included on every policy and it isn’t available everywhere. In simple terms, accident forgiveness is a feature that can prevent an at-fault accident from triggering a surcharge on your next renewal. It’s usually an optional add-on or included […]
September 10, 2022
Last Updated on February 5, 2026 Windshield chips and cracks are common (and annoying). The key question is how the damage happened—and what coverages you carry. In most cases, windshield damage is covered under comprehensive coverage (for non-collision events like rocks, hail, vandalism, and falling objects). If the crack happened in a crash, it’s usually […]
September 4, 2022
Last Updated on February 5, 2026 When dealing with car insurance—filing a claim, updating your registration, or sharing info after a crash—you may need your policy number. Most insurers print the policy number directly on your car insurance ID card. You can also find it on your declarations page, online account, billing statements, or in […]
September 1, 2022
Last Updated on February 5, 2026 Sometimes—but not always. Whether a car title needs to be notarized depends on your state’s DMV rules (and sometimes the specific form or situation, like a lienholder or a bill of sale). This guide explains when notarization is required, common exceptions, and how to avoid the title-transfer mistakes that […]
August 29, 2022
Last Updated on February 5, 2026 A vehicle title is the legal document that proves ownership. If your title is lost, stolen, damaged, or never arrived in the mail, replacing it quickly can help you avoid headaches when selling the car, registering it, or handling a future claim. In most states, you replace a missing […]
August 27, 2022
Last Updated on January 12, 2026 Otto Insurance (often branded as “OTTO Quotes”) is an insurance shopping and referral platform. It does not underwrite policies or act as your insurer—instead, it matches shoppers with insurance companies and/or local agents who can provide quotes. If you’re wondering whether Otto is “legit,” the most important thing to […]
August 21, 2022
Last Updated on February 5, 2026 Progressive, like many insurers, offers a good student discount for eligible student drivers. According to Progressive, the good student discount is for full-time students under age 23 who maintain a B average or better. In most states, Progressive says the discount starts at 5% (your actual savings can vary […]
August 17, 2022
Last Updated on February 5, 2026 Your car’s suspension affects steering, braking stability, tire wear, and ride comfort. If something is worn or damaged, the “cost to repair car suspension” can range from relatively manageable (one worn component) to expensive (multiple parts plus alignment). The biggest reason suspension repair costs vary is that “suspension” is […]
August 15, 2022
Last Updated on February 5, 2026 GEICO offers multiple ways for students to save on auto insurance, including the well-known good student discount. In general, GEICO’s good student discount is designed for full-time students who maintain strong academic performance. Discounts vary by state and policy, and eligibility depends on the specific rules that apply to […]
August 9, 2022
Last Updated on February 5, 2026 AAA may offer SR-22 coverage in many states, helping drivers who need proof of financial responsibility get back on the road. But “AAA insurance” isn’t one national insurer—coverage is sold through regional AAA clubs and agencies, and policies may be underwritten by different insurance companies depending on where you […]
August 9, 2022
Last Updated on February 5, 2026 Liberty Mutual can file SR-22 insurance paperwork for drivers who must prove they meet their state’s minimum liability insurance requirements. If your DMV (or a court) says you need an SR-22, you’ll need an insurer to file it on your behalf and keep it active for the required period. […]
August 7, 2022
Last Updated on February 5, 2026 Catalytic converter theft has surged in recent years, largely because converters contain valuable metals. The National Insurance Crime Bureau (NICB) reported more than 64,000 catalytic converter thefts in 2022, and notes theft increased sharply from 2019 through 2022. If your catalytic converter is stolen, the good news is that […]
August 6, 2022
Last Updated on February 5, 2026 AAA, like many insurers, offers a good student discount to help families lower the cost of insuring teen and college-age drivers. Because AAA insurance is sold through regional AAA clubs (and their underwriting partners), discount rules and savings vary by state. The best approach is to understand the usual […]
July 26, 2022
Last Updated on February 5, 2026 Vehicle inspection rules vary a lot by state. Some states require periodic safety inspections, some require emissions (smog) testing in certain counties, and many require neither. If you’re trying to plan your day, the bigger question usually isn’t just the inspection itself—it’s also the line, paperwork, and whether you […]
July 22, 2022
Last Updated on February 5, 2026 State Farm is often asked about “accident forgiveness”—the feature that can keep your premium from jumping after your first at-fault accident. Here’s the important distinction: many insurers sell accident forgiveness as an optional add-on, but State Farm is more likely to offer accident-free and good driving discounts instead. Those […]
July 21, 2022
Last Updated on January 12, 2026 Mercury offers auto insurance with an optional roadside assistance add-on in the states where it writes auto policies. Mercury roadside assistance is meant for common non-accident breakdown situations—like needing a tow, jump-start, lockout help, a flat-tire change, or emergency fuel/fluid delivery. Coverage and limits depend on your state and […]
July 12, 2022
Last Updated on February 5, 2026 USAA offers accident forgiveness in many states, but availability and rules depend on your location and policy form. In general, accident forgiveness is meant to help protect you from a premium surcharge after one eligible at-fault accident. This guide explains how USAA’s accident forgiveness typically works, what it can […]
July 11, 2022
Last Updated on February 5, 2026 Progressive includes accident forgiveness benefits for many drivers through its Loyalty Rewards structure, and it also offers an optional add-on in many states. At a high level, accident forgiveness is meant to prevent a premium surcharge after an eligible accident claim. Progressive’s version is commonly described in three layers: […]
July 8, 2022
Last Updated on February 5, 2026 Liberty Mutual, like many insurers, offers accident forgiveness to help qualifying drivers avoid a rate increase after a first at-fault accident (terms, eligibility, and state availability vary). Accident forgiveness can be valuable because one at-fault claim can affect your premium for multiple renewals. Below is a clear breakdown of […]
July 8, 2022
Last Updated on February 5, 2026 Accident forgiveness (which GEICO calls Claim Forgiveness) can help protect you from a premium surcharge after your first qualifying, at-fault loss. GEICO offers Claim Forgiveness in many states as either an earned perk or a paid upgrade, depending on your eligibility and where you live. Below is what GEICO’s […]
July 7, 2022
Last Updated on February 5, 2026 Costco is known for member perks—but roadside help can be confusing. In most cases, roadside assistance is not included just because you pay for a Costco membership. Instead, “Costco roadside assistance” usually means one of two things: (1) a roadside dispatch benefit tied to the Costco Anywhere Visa® Card […]
July 2, 2022
Last Updated on February 5, 2026 License plate numbers can feel like a shortcut to identifying another driver—but in the U.S., plate-to-address lookups are heavily restricted. In most everyday situations, you can’t legally find someone’s home address from a license plate number as a member of the public. This guide explains what’s actually possible, what’s […]
June 27, 2022
Last Updated on February 5, 2026 If you have a vehicle with a salvage title, it’s normal to want full coverage auto insurance—especially if you’re worried about theft, weather damage, or another big loss. In most cases, you can’t buy a standard “full coverage” policy on a salvage-title vehicle because salvage vehicles typically can’t be […]