Is Amigo Insurance Good for Auto Insurance?

Last Updated on April 20, 2023

Amigo Insurance is an insurance company available in Illinois, Indiana, Wisconsin, Texas, and Mexico.

The company is best known for its auto and Mexico travel insurance. However, Amigo Insurance also offers motorcycle insurance, commercial insurance, renters insurance, homeowners insurance, SR-22 coverage, and rideshare insurance coverage, among other options.

Amigo Insurance isn’t as well-known as its larger competitors. But does the company provide good auto insurance? Keep reading to discover everything you need to know about Amigo’s auto insurance products and services.

Key Takeaways:

  1. Amigo Insurance provides a range of insurance products, including auto, motorcycle, commercial, renters, homeowners, SR-22 coverage, and rideshare insurance coverage.
  2. Amigo is best known for its auto insurance policies in Illinois and other states and its Mexico travel insurance.
  3. Amigo caters mainly to Hispanic drivers and has 26 locations across Illinois.
  4. Amigo offers similar coverage options as other major insurers, including liability, collision, comprehensive, uninsured and underinsured motorist, and medical coverage.

What Is Amigo Insurance?

Amigo Insurance is an independent insurance agency best known in Illinois. The company provides auto insurance and other insurance products to customers in Illinois, a few other states, and Mexico.

Catering primarily to Hispanic drivers, Amigo Insurance employs 100 insurance professionals while maintaining 26 locations across Illinois.

According to the official Amigo Insurance website, the company’s mission is to help people prepare for everyday risks by removing the hassle of shopping for the right insurance company. Amigo also seeks to bring quality service and honesty to insurance while helping customers stay covered.

Amigo Insurance’ is best known within the state of Illinois. However, the company also provides insurance in Wisconsin, Indiana, and Texas. Amigo also expects to soon after insurance in Georgia, Nevada, and Arizona.

In addition to offering property and casualty insurance, Amigo Insurance is known for its Mexico travel insurance. Amigo offers car insurance for those visiting Mexico. Whether visiting Mexico for a weekend getaway or an extended family trip, Amigo Insurance can help drivers stay covered.

Amigo Auto Insurance Products & Services

Amigo Insurance is best known for its Illinois auto insurance and Mexico auto insurance. However, the company offers a range of insurance products and services, including:

Auto Insurance: Amigo is best known for its Illinois auto insurance policies. The company offers auto insurance to protect drivers against liabilities, accidents, and damages wherever they go. You can get an Amigo auto insurance quote online, review your options, then select your coverage. Amigo offers cheap car insurance plans that meet minimum requirements in your state. You can also find full coverage options with higher limits.

Motorcycle Insurance: Amigo offers motorcycle insurance that functions similarly to auto insurance. Motorcyclists can buy minimum liability coverage for basic protection. Or, they can buy full coverage insurance to protect the value of their motorcycle.

Travel to Mexico Insurance: Amigo offers car insurance to those traveling to Mexico. Whether you’re planning to drive to Mexico or rent a car in Mexico, you likely need special auto insurance coverage. Most American car insurance policies do not cover trips to Mexico. Plus, Mexican federal law states that a Mexican insurance company must issue your auto insurance. Amigo can provide you with a free travel to Mexico insurance estimate in exchange for your travel dates, your driver’s license info, your vehicle registration, and your proof of American insurance.

Commercial Insurance: Amigo offers commercial insurance to business owners. Like cars, businesses may need liability coverage and additional protections. Amigo offers general liability insurance, workers’ compensation insurance, and other insurance products and services for small businesses.

Renters Insurance: Amigo’s renter’s insurance can cover your personal belongings and liabilities at a rental property. If you buy Amigo’s renters insurance, then you’ll get coverage for personal property, additional living expenses, and liability, among other coverages.

Uber / Lyft Driver Coverage: Amigo offers specific car insurance policies for rideshare drivers, including Uber and Lyft drivers. Uber and Lyft drivers can protect their liability with Amigo’s rideshare and gigshare driver coverage. Although Uber and Lyft provide a basic level of car insurance to drivers, there are still gaps, and Amigo’s rideshare coverage will cover those gaps.

Homeowners Insurance: Amigo’s homeowners insurance protects your personal possessions and your home. You can get an Amigo homeowners insurance quote online in minutes.

SR-22 Insurance: Some states require drivers to carry SR-22 coverage. If you are a high-risk driver or have a history of insurance lapses, then the DMV may require your insurer to submit an SR-22 certificate. Amigo can provide SR-22 insurance and submit an SR-22 certificate on your behalf.

How Does Amigo Auto Insurance Work?

Amigo is best known for its auto insurance, especially in Illinois. The company offers competitively-priced auto insurance in Illinois and several other states.

Amigo’s auto insurance policies work similarly to the auto insurance policies of other major insurers. Here are some of the coverage options available through Amigo:

Liability Coverage: Amigo offers bodily injury and property damage liability coverage. You can meet minimum requirements in Illinois and other states. Or, you can get added liability coverage for extra peace of mind.

Collision Coverage: Amigo’s collision coverage covers the cost of repairing or replacing your vehicle after an accident involving another vehicle.

Comprehensive Coverage: Comprehensive coverage covers theft, vandalism, storm damage, and other damages that occur outside of an accident.

Uninsured and Underinsured Motorist Coverage: Amigo’s uninsured and underinsured motorist coverage can protect drivers after an accident involving a motorist without insurance – or with too little insurance.

Medical Coverage: Some states require drivers to carry medical payments coverage, personal injury protection (PIP) coverage, and other medical coverage options. Amigo offers medical coverage to cover the cost of treating injuries, rehabilitation, lost wages, and funeral expenses.

Mexico Travel Insurance: Amigo is one of the few insurance companies in the United States that offers auto insurance in Mexico. You can buy Amigo auto insurance to cover your car while driving in Mexico. If you plan to drive to Mexico for a short or long trip, you can buy Amigo car insurance to protect you throughout your trip. Car insurance companies need to be registered in Mexico to provide car insurance in Mexico, and Amigo is a registered Mexico car insurance company.

Most Amigo auto insurance policies are for six months or a year. You can customize your auto insurance policy to match your needs. Every state requires a specific amount of coverage. However, you can buy additional coverage for peace of mind and added protection.

What Makes Amigo Auto Insurance Unique?

You have plenty of options when shopping for car insurance. Why pick Amigo Insurance?

Amigo auto insurance has several features that make it unique, including:

Caters to Hispanic Drivers: Amigo, as you may have guessed from the name, caters specifically to Hispanic drivers. If you are a Spanish-speaking driver looking for effective car insurance, Amigo is one option.

Available in Illinois and a Small Number of Other States: Amigo auto insurance is available in Illinois and a small number of other states. The company is best known for selling car insurance in Illinois, although Amigo also sells insurance in Indiana, Wisconsin, and Texas, with future rollouts planned for Georgia, Arizona, and Nevada.

Bilingual Service: Most Amigo Insurance employees are fluent in Spanish and English, making it easy to buy insurance products and services in your preferred language.

Affordable High-Risk Insurance: If you’re a high-risk driver who needs SR-22 insurance, then you may be able to find cheaper rates with Amigo than you would with other insurance providers. Amigo offers cheap high-risk insurance, SR-22 insurance, and other insurance policies.

Mexico Car Insurance: It’s hard to get car insurance for your vehicle in Mexico. Amigo makes it easy. The company offers Mexico auto insurance for visitors. If you plan on driving your car to Mexico or driving within Mexico, then you can buy car insurance through Amigo at a discount rate to stay covered throughout your trip.

Amigo Auto Insurance Discounts

Amigo offers a range of auto insurance discounts similar to other car insurance companies, including:

Good Driver Discounts: If you have a history of good driving behavior, you can receive a discount on your car insurance. Amigo offers good driver discounts to safe drivers, drivers with no citations, and other drivers who meet their standards.

Multi-Policy Discounts: If you have multiple policies with Amigo Insurance, you could qualify for the company’s multi-policy discounts. If you have multiple auto insurance policies, for example, then you could qualify for the discount. Bundling discounts are also available when combining home, auto, or renters insurance together.

Safety & Security Feature Discounts: If your vehicle has additional safety and security features, you could qualify for further discounts with Amigo. The safer your car is for you and your passengers, the less you’ll pay for car insurance.

Student Discounts: Amigo offers discounts to students. If you are a student who meets certain qualifying standards, then you could receive a discount on your Amigo auto insurance policy.

Amigo Reviews & Ratings: What Do Customers Have to Say?

Amigo is a small insurance company that isn’t as well-known as its larger competitors. Although popular with Hispanic drivers in Illinois, Amigo has few reviews online from major organizations, websites, or media outlets.

At, Amigo Insurance has an average rating of 3.8 stars out of 5 with 39 reviews. Most customers have given the company a perfect 5-star rating, although some customers have complained about billing issues and customer service problems.

Amigo scored an A+ rating with the Better Business Bureau (BBB). They also earned a B1 rating from Moody’s. Amigo, however, is not ranked by J.D. Power, A.M. Best, or other major insurance ratings organizations.

Our Rating of Amigo Insurance

Amigo Insurance is an independent insurance agency that provides auto insurance and other insurance products to customers in Illinois, Indiana, Wisconsin, Texas, and Mexico. The company offers a range of insurance products and services, including auto insurance, motorcycle insurance, commercial insurance, renters insurance, homeowners insurance, SR-22 coverage, and rideshare insurance coverage, among other options.

Financial Strength
Customer Satisfaction
Claims Processing


Amigo car insurance may be a valuable option for individuals encountering difficulties obtaining coverage from other providers. Amigo’s insurance services consistently demonstrate high marks in claims processing, customer satisfaction, financial stability, and affordability. We recommend considering Amigo as a viable car insurance solution.


Final Word on Amigo Auto Insurance

Amigo Insurance is a Cicero, Illinois-based insurance company best-known for its auto insurance products and services and Mexico auto insurance.

To request a quote from Amigo or to learn more, visit today.

Amigo Insurance Contact Information
Address5900 W. Cermak Rd
Cicero, IL 60804
Phone Number773-847-9000
James Shaffer
James Shaffer James Shaffer is a writer for and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
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