How Far Will Progressive Tow My Car?

Last Updated on February 13, 2026

If your car won’t start, you’re stuck with a flat, or you’ve run out of gas, the next question is usually the same: how far will Progressive tow my car? The answer depends on whether you have Progressive’s optional Roadside Assistance coverage—and where you want the vehicle taken.

Expect A 15-Mile Tow Radius: Progressive Roadside Assistance typically covers towing within 15 miles, or to the nearest qualified repair shop if none is within range.
Your Destination Choice Can Cost More: If you request a shop that isn’t the closest one (or is beyond the covered distance), you’ll usually pay the extra mileage.
Roadside Covers More Than Tows: Jump-starts, flat tire changes (with your spare), lockout dispatch, fuel delivery (fuel cost is yours), winching, and limited on-scene labor may be included.
Check State-Specific Limits: Some states and policies apply limits stated on your documents—confirm your exact towing terms on your declarations page.

Table Of Contents

Quick Answer: Progressive Towing Distance
When Progressive Will Tow Your Car
How Progressive Chooses Where to Tow You
What Progressive Roadside Assistance Covers Besides Towing
Common Reasons You Might Pay Extra
What If You Need a Tow After an Accident?
How to Request a Tow From Progressive
Trip Interruption: Extra Help When You’re Far From Home
Bottom Line
FAQs on Progressive Towing Distance

Quick Answer: Progressive Towing Distance

With Progressive Roadside Assistance, Progressive can arrange a tow anywhere within a 15-mile radius. If there isn’t a repair shop within 15 miles, Progressive will tow your vehicle to the nearest qualified repair shop. If you choose a shop that isn’t the closest one, you’re typically responsible for the extra mileage cost.

Included tow distance: Up to a 15-mile radius (typical standard).
If no shop is nearby: Towed to the nearest qualified repair facility.
If you want a farther destination: You pay the extra miles beyond what’s covered.
State/policy variations: Some states (including North Carolina and Virginia) may have limits stated on your policy documents—always confirm your specific terms.

Situation	What Progressive Typically Covers	What You May Pay
Standard breakdown tow	Tow to a destination within 15 miles	Extra miles if you choose a farther shop/location
No repair shop within 15 miles	Tow to the nearest qualified repair facility	If you request a different (farther) destination
Electric vehicle out of charge	Tow within 15 miles, or to the nearest qualified charging facility if none is within 15 miles	Cost of the charge (not the dispatch)
Vehicle needs repairs	Towing arrangement only (roadside dispatch)	Parts and repairs are your responsibility

When Progressive Will Tow Your Car

Progressive’s towing distance rules above apply to Roadside Assistance, which is an optional coverage add-on. Progressive describes it as extra coverage that can help when your vehicle stops running due to non-accident-related issues (like mechanical or electrical breakdown) and notes that services are provided through Agero, its roadside service partner.

Common Covered Roadside Events

Important: Progressive notes there may be a limit to the number of roadside events your policy covers and that certain states may apply policy-stated limits. Always verify the exact terms on your declarations page or policy booklet.

How Progressive Chooses Where to Tow You

Roadside towing is designed to get you safely off the road and to a place that can repair your vehicle. In practice, Progressive generally follows this order:

You pick a destination within the covered radius: If your preferred repair shop (or another safe destination) is within 15 miles, that’s usually fine.
If no shop is within range: The tow typically goes to the nearest qualified repair facility.
If you insist on a farther destination: The tow company may still take you there, but you’ll likely pay the additional mileage beyond what your coverage includes.

Quick tip: If you have a “go-to” repair shop, ask the dispatcher to confirm whether it’s within the covered tow radius before the truck arrives—so you don’t get surprised by out-of-pocket mileage charges.

What Progressive Roadside Assistance Covers Besides Towing

Towing is only one part of Roadside Assistance. Progressive lists several included services and important limitations—especially around what you may still have to pay for.

Service	What’s Typically Included	Your Typical Responsibility
Winching	Pull-out service if stuck (e.g., mud/snow/sand) within 100 feet of a road/highway	Any situation outside service conditions/limits
Battery Jump-Start	Jump-start at the scene	Battery replacement
Fuel Delivery	Delivery/dispatch	Cost of fuel
EV Battery Charge Help	Tow within 15 miles or to nearest qualified charging facility if none within 15 miles	Cost of the charge
Locksmith Service	Dispatch of a qualified provider	Replacement keys (and any non-covered services)
Flat Tire Change	Installation of your spare tire	A usable spare (and tire replacement/repair costs)
On-Scene Labor	Up to one hour of labor if your car is disabled	Extra labor beyond one hour (or choose tow instead)

Common Reasons You Might Pay Extra

Even when Roadside Assistance dispatches help, some costs are still on you. Based on Progressive’s own coverage descriptions, these are the most common situations where drivers pay out of pocket:

Extra tow mileage: Choosing a destination that isn’t the nearest qualified shop or isn’t within the covered radius.
Parts and repairs: Roadside is about getting you moving or getting you to a shop—repairs are still your responsibility.
Fuel or EV charging costs: Delivery/dispatch may be covered, but you pay for the fuel/charge itself.
Replacement keys: A locksmith may be dispatched, but replacement keys typically aren’t included.
No spare tire: Flat tire service generally requires you to provide a spare.
More than one hour of labor: You may pay for additional labor time or choose towing instead.

What If You Need a Tow After an Accident?

This is where many drivers get confused. Roadside Assistance is generally meant for non-accident breakdowns. However, Progressive notes that some insurers may cover towing when you’re involved in a covered accident—even if you don’t carry roadside assistance.

If your tow is accident-related, the smartest move is to report the claim and ask how towing is handled under your collision/comprehensive coverage (including whether you should use a network tow provider or submit receipts).

How to Request a Tow From Progressive

Progressive says you can request Roadside Assistance through the Progressive mobile app, online support, or by phone. Before you request service, move to a safe location if possible and collect a few details to speed things up.

Get safe: Pull off the road, turn on hazards, and stay aware of traffic.
Share your location: A nearby address, mile marker, or GPS pin helps dispatch faster.
Describe the issue: “No start,” “flat tire,” “stuck,” or “needs tow.”
Choose a destination: If you have a preferred shop, provide its name/address and ask whether it’s within the covered distance.
Ask about potential charges: Confirm whether there may be out-of-pocket mileage or service costs.

Trip Interruption: Extra Help When You’re Far From Home

If you drive out of town often, Progressive also offers Trip Interruption (in states where available) as an add-on to Roadside Assistance. Progressive says it can help cover certain breakdown-related costs if your vehicle breaks down and needs repairs more than 100 miles from home.

Trip Interruption Detail	What Progressive Describes
Eligibility trigger	Breakdown that requires repairs more than 100 miles from home (where available)
Maximum benefit	Up to $500 of covered breakdown-related costs
Daily limits (example structure)	$100 lodging, $50 transportation, $50 food (per day limits)
Availability note	Not available in all states; not available for off-road vehicles

Quick tip: If you’re traveling and break down far from home, ask whether you have Trip Interruption (and what receipts you’ll need) before you book lodging or alternate transportation.

Bottom Line

Progressive will typically tow your car within a 15-mile radius under its Roadside Assistance coverage, or to the nearest qualified repair shop if none is within that range. If you want a farther destination, you’ll usually pay the extra mileage. Because roadside rules can vary by state and policy (and some states may use policy-stated limits), always confirm your towing distance and any caps on your declarations page or by contacting Progressive directly.

Editorial note: This article is for general informational purposes. Coverage terms, limits, and availability vary by state and policy, and your declarations page and policy language control.

Helpful references: Progressive Roadside Assistance claims overview • Progressive coverage options (including Trip Interruption) • NAIC: What you should know about auto insurance coverage

FAQs on Progressive Towing Distance

How Many Miles Will Progressive Tow My Car?

With Progressive Roadside Assistance, towing is typically covered within a 15-mile radius, or to the nearest qualified repair shop if none is within 15 miles. If you choose a destination that isn’t the closest one or is farther than what’s covered, you usually pay the extra mileage. Limits can vary by state and policy, so confirm your exact terms on your declarations page.

Will Progressive Tow My Car Home Instead of a Repair Shop?

Often, yes—if your home is within the covered towing radius. If your home is farther than the included distance (or there’s a nearer qualified repair shop and you choose a different destination), you may have to pay out of pocket for the extra miles. Ask the dispatcher to confirm whether your preferred destination is within the covered range.

Do I Need Progressive Roadside Assistance for a Tow?

For breakdown-related towing (dead battery, mechanical failure, flat tire you can’t fix on-site), you generally need the optional Roadside Assistance coverage on your policy. Accident-related towing may be handled differently—often as part of an auto claim—so it’s best to report the loss and ask how towing is covered under your collision or comprehensive coverage.

Does Progressive Offer Long-Distance Towing?

Progressive’s standard Roadside Assistance towing is commonly structured around a limited radius (often 15 miles) or the nearest qualified repair facility. If you want a long-distance tow to a specific location, you may be able to request it—but you’ll typically pay the additional mileage beyond what your coverage includes. If you routinely travel long distances, consider whether a standalone roadside membership better matches your needs.

Is Winching Covered If I’m Stuck in Snow or Mud?

Progressive describes winching as covered when your vehicle is stuck in conditions like mud, snow, water, or sand and is within a limited distance of a road or highway (often noted as within 100 feet). If the situation is outside the stated conditions or limits, you may be responsible for additional costs.

How Many Times Can I Use Progressive Roadside Assistance?

Progressive notes there may be a limit to the number of roadside events your policy covers, and some states apply policy-stated limits. The best way to confirm is to check your policy documents or ask Progressive what applies to your specific policy and state.

Can I Use My Own Tow Truck and Get Reimbursed?

Reimbursement rules can vary by policy and state. Progressive can dispatch service through its roadside partner network, which is usually the simplest option. If you arrange your own tow, contact Progressive as soon as possible to ask whether reimbursement is available, what documentation is required, and what limits apply. Keep itemized receipts and the tow details (date, location, destination, mileage).