Is Duck Duck Auto Insurance Legit?
Last Updated on September 29, 2022
Duck Duck Auto is a car insurance comparison website available across the United States.
The company was founded with the goal of connecting customers with quick, easy, and affordable auto insurance coverage for less money than competitors.
Keep reading to find out everything you need to know about DuckDuckAuto.com, Duck Duck Auto car insurance, and whether or not the company offers legitimate car insurance products and services.
Table of Contents:
- What Is Duck Duck Auto?
- Duck Duck Auto Features & Benefits
- Duck Duck Auto Is Affiliated with US Insurance Online
- Insurance Available Through Duck Duck Auto
- What’s the Catch with Duck Duck Auto?
- About ProMedia
What Is Duck Duck Auto?
Duck Duck Auto is not a car insurance company or a car insurance agency; instead, Duck Duck Auto is a car insurance comparison website found online at DuckDuckAuto.com.
Like other car insurance comparison websites, Duck Duck Auto makes it easy to input your information, then view car insurance quotes for your area. You can compare dozens of quotes from providers in your area, then pick the one that works best for your unique needs.
Are you struggling to find affordable car insurance? Do you have low credit, multiple at-fault accidents, or other issues that make it difficult to find the right car insurance? Duck Duck Auto could help.
Although Duck Duck Auto is not a car insurance company, the company partners with licensed car insurance companies across the United States. After entering your information into the Duck Duck Auto online comparison form, you view quotes from licensed insurance providers in your area.
Duck Duck Auto is a relatively small car insurance comparison website. The company started airing television advertisements in 2020 featuring a duck in a baseball cap driving in a pink car. The advertisement targeted drivers struggling to find affordable auto insurance and featured the tagline “Get Your Ducks in a Row.”
Duck Duck Auto Features & Benefits
Duck Duck Auto emphasizes the following features and benefits:
Quick, Easy, Affordable Car Insurance: Instead of requesting quotes from dozens of car insurance companies in your area, you can use Duck Duck Auto to get car insurance companies competing for your business. Just enter your name and car information into the online form, then get instant quotes from car insurance providers near you.
Compare Providers Instantly: Duck Duck Auto partners with licensed car insurance providers across the United States, including small providers, regional organizations, and America’s largest insurance companies. You can view these companies best rates instantly, then pick the one that works best for your needs.
View & Compare Discounts: Some insurance companies offer discounts for drivers in your situation. Maybe you have a clean driving record over the past three years. Maybe you’re insuring multiple vehicles, drive a car with a high safety rating, or qualify for good student discounts. Whatever the situation may be, Duck Duck Auto makes it easy to view discounts from major providers in your area, then sign up with the provider with the best discounts.
Ideal for High-Risk Drivers Who Want Affordable Car Insurance: If you’re a high-risk driver, then you may not be able to buy car insurance from the ordinary marketplace. Or, the ordinary marketplace may be giving you expensive quotes. Duck Duck Auto is marketed to drivers who want to pay cheap prices for car insurance regardless of their risk.
Duck Duck Auto Is Affiliated with US Insurance Online
Duck Duck Auto appears to be a lead capture website for US Insurance Online.
As of 2022, all ZIP codes input into the Duck Duck Auto online form lead you to the US Insurance Online capture form, where you can input further details about your driver profile and vehicle.
At USInsuranceOnline.com, you can progress through the online form, then instantly view quotes for your area. US Insurance Online partners with the same providers as Duck Duck Auto insurance, including major providers like Progressive, Liberty Mutual, and Farmers along with smaller providers in your area.
Insurance Available Through Duck Duck Auto
Duck Duck Auto is primarily targeted to drivers who have a high-risk driving record and are struggling to find auto insurance through the conventional marketplace.
Some drivers have multiple tickets on their driving record, for example, while others have at-fault accidents, uninsured driving citations, or other issues.
When you buy insurance through Duck Duck Auto, you can choose from the following four options:
State Minimum: Meet your state’s minimum requirements for bodily injury liability coverage, property damage liability coverage, and uninsured motorist liability coverage, allowing you to continue driving on the road legally and reinstate your license – but with no coverage for your own vehicle. Liability coverage is the cheapest car insurance available.
Good: Duck Duck Auto’s “Good” insurance plans offer $50,000 of bodily injury coverage per person, $100,000 of bodily injury coverage per accident, $25,000 of property damage liability coverage, and $50,000/$100,000 of uninsured liability coverage.
Better: Duck Duck Auto’s “Better” insurance plans offer $100,000 of bodily injury coverage per person, $300,000 of bodily injury coverage per accident, $50,000 of property damage liability coverage, and $100,000/$300,000 of uninsured liability coverage.
Best: Duck Duck Auto’s “Best” insurance plans offer $250,000 of bodily injury coverage per person, $500,000 of bodily injury coverage per accident, $100,000 of property damage liability coverage, and $250,000/$500,000 of uninsured liability coverage.
You can also choose to add certain coverages to your Duck Duck Auto policy, including:
Rideshare Coverage: During the online application, Duck Duck Auto asks if you drive for Uber, Lyft, a delivery service, or any other rideshare company.
Extended Vehicle Protection: You can increase protection for your own vehicle with collision and comprehensive coverage. The plans listed above only cover other people from damages you cause. They don’t cover your own vehicle. To add collision or comprehensive coverage, check the Extended Vehicle Protection option on the Duck Duck Auto online application.
Home Ownership Bundling Discounts: If you own a home and want to save money, then you can bundle home and auto insurance with your Duck Duck Auto insurance quote. Drivers who bundle home and auto insurance together can save around 20% on their overall insurance cost.
What’s the Catch with Duck Duck Auto?
Duck Duck Auto, like most insurance comparison websites, sells your contact information to insurance partners.
When you enter your information into the online form at Duck Duck Auto or US Insurance Online, you’re authorizing insurance companies and their salespeople to contact you with certain offers.
Here’s what the fine print of the Duck Duck Auto and US Insurance Online comparison form says:
“By clicking ‘Get My Quotes’ I provide my signature, expressly authorizing up to eight insurance companies or their agents or partner companies to contact me at the number and address provided…”
These salespeople are permitted to provide you with insurance quotes, marketing material, and additional materials.
You may be contacted by automated telephone dialing systems, automatic or recorded voices, text messages, or email.
You can revoke this communication at any time, and you are not required to purchase any products in exchange for submitting your information through the online form.
Overall, Duck Duck Auto is a genuinely free auto insurance comparison website that lets you compare quotes with no obligation to purchase. You are authorizing to be contacted by insurance salespeople by completing the Duck Duck Auto online form, although you are not required to purchase auto insurance through Duck Duck Auto or US Insurance Online.
Duck Duck Auto is a subsidiary brand of ProMedia, an ecommerce firm operating several websites and marketing enterprises online.
There’s limited information online about ProMedia. However, you can contact Duck Duck Auto and the ProMedia team via the following:
Final Word – Duck Duck Auto Insurance Review
Duck Duck Auto is a legitimate car insurance comparison website. Although Duck Duck Auto is not a car insurance company, the company connects with US Insurance Online to display car insurance quotes from your area.
You can use Duck Duck Auto to compare quotes from small and large providers in your area, then choose the best one for your unique needs.
If you have struggled to find affordable car insurance through the ordinary marketplace, then Duck Duck Auto could help you find the best car insurance option for your unique needs.