Does Trexis Have Good Auto Insurance?
Last Updated on November 23, 2022
Trexis is an insurance company headquartered in Franklin, Tennessee. Founded in 1997, the company has 25+ years of experience insuring drivers across 12 states.
Trexis aims to offer quality insurance products at a competitive price. Also known as Trexis One Insurance Corporation, Trexis has an A (Excellent) rating from A.M. Best.
Keep reading to discover everything you need to know about Trexis and how the company’s auto insurance works today in our review.
Table of Contents:
- What Is Trexis?
- Trexis Products & Services
- How Does Trexis Auto Insurance Work?
- What Makes Trexis Unique?
- Trexis Auto Insurance Discounts
- Trexis Reviews & Ratings: What Do Customers Say?
What Is Trexis?
Trexis is an insurance company based in Franklin, Tennessee. The company offers auto insurance and other insurance products across 12 states, including Alabama, Arizona, Arkansas, Georgia, Indiana, Kentucky, Nevada, Ohio, South Carolina, Tennessee, Texas, and Virginia.
Trexis maintains a network of thousands of agents across all covered states. Like other insurers, Trexis aims to offer quality insurance, fair claims service, and 24/7 service at a fair price.
As a non-standard insurance provider, Trexis specializes in insuring high-risk drivers and other drivers with alternative needs. The company offers SR-22 insurance, for example, to allow high-risk drivers to continue driving after a DUI, at-fault accident, insurance coverage lapse, or another serious incident.
Trexis also provides a conventional range of auto insurance coverages, including liability coverage, comprehensive coverage, collision coverage, and more. The company is particularly popular for drivers needing non-standard coverage, including high-risk auto insurance.
Trexis Products & Services
Trexis offers a standard selection of auto insurance products and services to drivers in its 12 covered states. Whether you want to meet minimum liability requirements in your state or buy full coverage car insurance, you can find affordable policies with Trexis.
Here are Trexis’s available products and services:
Liability Insurance: Trexis offers liability insurance, including bodily injury and property damage liability coverage. All 12 of Trexis’s covered states require drivers to carry a specific minimum amount of liability coverage to protect other drivers. These coverages protect other drivers and their property while providing limited protection for your own vehicle.
Collision Coverage: Optional in all states, collision coverage protects your own vehicle after a collision with another driver. If you are leasing or financing a vehicle, then you must carry collision coverage. Collision coverage protects up to the full actual cash value of your vehicle, minus depreciation.
Comprehensive Coverage: Comprehensive coverage covers damage to your car that was not caused by an accident with another vehicle. It covers vandalism, theft, fire damage, water damage, earthquakes, collisions with animals, and certain other losses, among other incidents.
Uninsured Motorist Coverage: Trexis offers uninsured motorist coverage. 1 in 7 drivers in America is uninsured. If you’re involved in an accident with a driver without insurance, then you could receive limited compensation. Uninsured motorist coverage provides superior protection.
SR-22 Insurance: Trexis offers SR-22 insurance to high-risk drivers across its 12 covered states. Most states use an SR-22 insurance system to manage high-risk drivers. If you have let car insurance lapse, caused multiple at-fault accidents, or have multiple serious driving violations on your record, then you may require SR-22 insurance. Trexis can file an SR-22 certificate to the DMV on your behalf to allow you to resume driving.
How Does Trexis Auto Insurance Work?
Trexis is a specialty auto insurance provider best known for insuring high-risk drivers in a small number of select states.
Trexis is also popular with drivers who want the personalized experience of working with a local insurance agent. Trexis works with thousands of independent agents across its covered states, including many agents who work in small towns and other local communities. You can call your agent at any point to make a claim or adjust coverage.
Once you buy insurance through Trexis, however, your insurance experience will be similar to that of any other large provider. You buy car insurance to protect against unexpected events, and you can make a claim 24/7 through Trexis to receive compensation after a covered loss.
What Makes Trexis Unique?
Trexis has several features that make it unique. Depending on your situation, Trexis could be the best choice for your individual needs.
Here are some of the features that distinguish Trexis from other major insurers:
Sold Through Independent Agents: Trexis works with a network of thousands of independent agents across its covered states. These independent agents review your needs, then recommend the best insurance policy for those unique needs. If you like the personalized experience of dealing with an agent, then Trexis could be the best choice for you.
Only Available in 12 States: Trexis has recently expanded to cover 12 states, and you can now buy Trexis coverage in Alabama, Arizona, Arkansas, Georgia, Indiana, Kentucky, Nevada, Ohio, South Carolina, Tennessee, Texas, and Virginia.
High-Risk Auto Insurance & SR-22 Coverage: If you are a high-risk driver struggling to find auto insurance through the open marketplace, then Trexis could be the right choice. The company specializes in covering high-risk drivers, and Trexis can submit an SR-22 certificate on your behalf to ensure you maintain continuous coverage.
Non-Standard Insurance Provider: Trexis is considered a non-standard insurance provider, which means they sell auto insurance to high-risk drivers and other drivers with unique insurance needs. If larger providers are unwilling to provide you with car insurance, or if you cannot find affordably-priced policies through the open market, then Trexis could be the best choice.
Subsidiary of Alfa: Trexis is backed by Alfa, a larger and better-known insurance company. While other small insurance companies may have little financial backing, Trexis has the support of a larger firm, which could give policyholders added peace of mind. Alfa purchased Trexis in 2005.
25+ Years of Experience: Trexis has over 25 years of experience covering drivers across the United States. While other small insurers have risen and fallen, Trexis continues to offer competitively-priced car insurance in its covered areas.
Trexis Auto Insurance Discounts
Trexis does not disclose a list of discounts upfront. However, a Trexis agent can review available discounts with you to see if you qualify.
Possible Trexis discounts include:
- Low mileage discounts
- Safe driving discounts
- Good student discounts
- Bundling discounts
- Multi-vehicle discounts
- Paid-in-full discounts
Trexis Reviews & Ratings: What Do Customers Say?
Trexis and Trexis One Insurance Corporation have an A (Excellent) rating from A.M. Best, which assesses the financial strength of insurance companies by analyzing assets and liabilities. This rating should ensure Trexis can cover future insurance claims and other liabilities.
Plus, Trexis is a subsidiary of Alfa, which has an identical rating of A (Excellent) from A.M. Best. Alfa is a larger and more established insurance company that acquired Alfa in 2005. Alfa’s support could make Trexis stabler and more attractive to drivers than other non-standard insurance policies available in Trexis’s covered states today.
Trexis’s main office has a BBB page, although the page has no published reviews or customer complaints.
Some subsidiary Trexis offices have separate BBB pages. The Lafayette, Indiana BBB page, for example, has an ‘F’ rating with multiple complaints. Trexis policyholders complain about claims handling, payouts, and customer service. However, most insurance companies have similar reviews online: most customers don’t bother reviewing their insurance company until they’ve had an issue. Some of Trexis’s BBB complaints also come from people who aren’t policyholders, but they had a negative experience with Trexis after being involved in an accident with a Trexis policyholder.
Overall, Trexis has good reviews for customer service, and many customers like the personalized experience of dealing with an agent in their community. However, like many non-standard insurance providers, Trexis has average reviews for claims handling and overall customer satisfaction.
Final Word on Trexis Insurance
Trexis is an insurance company with 25+ years of experience covering drivers in a select number of states.
Today, Trexis continues to sell competitively-priced car insurance through a network of independent agents across 12 covered states. Trexis agents can review your insurance needs, customize coverage, and ensure you receive the best policy for your unique needs.
To learn more about Trexis or to request a quote online today, visit the official website at Trexis.com. Or, contact a Trexis agent in your area.
| Trexis Insurance Contact Info | |
|---|---|
| Mailing Address | PO BOX 11000 MONTGOMERY, AL 36191 |
| Trexis Customer Service Number | 1-877-384-7466 |
| Website URL | https://www.trexis.com/ |
| NAIC Number | 12188 |
