Is Fiesta Auto Insurance Good?
Last Updated on September 12, 2020
Fiesta Auto Insurance is a California-based car insurance provider founded in 1999. The company sells auto insurance, home insurance, and other insurance products.
Fiesta isn’t as well-known as some of its larger competitors in the United States. However, Fiesta insures thousands of drivers in select areas of the country. The company is particularly popular among Hispanic drivers and employs bilingual staff. Fiesta also claims to offer car insurance for as little as $1 per day.
Is Fiesta Auto Insurance good? What can you expect with Fiesta auto insurance? Find out everything you need to know about Fiesta Auto Insurance today in our review.
About Fiesta Auto Insurance
Fiesta Auto Insurance is an insurance company franchise founded in 1999. The company offers car insurance and other insurance products in 15 states, including California, Arizona, Colorado, Texas, Oklahoma, Kansas, Missouri, Arkansas, Louisiana, Tennessee, North Carolina, Florida, New York, Ohio, and Michigan.
When launched in 1999, Fiesta solved a market need. The company recognized there were millions of Spanish speakers in the United States who needed car insurance. Fiesta was launched as a bilingual insurance company, marketing itself mostly to Hispanic drivers.
Today, Fiesta is available to both Hispanic and non-Hispanic drivers, although they remain particularly popular with Hispanic drivers. Fiesta caters to this demographic with Spanish-speaking agents, Spanish-language websites and policies, and Spanish-speaking call centers, among other bilingual services. The company also offers Mexican car insurance.
Fiesta is not actually an insurance company: they’re an insurance broker. The company partners with 40+ carriers across the United States and Mexico. As a broker, they get discounts from certain companies, then pass those discounts to customers.
Fiesta Insurance Products
Fiesta offers a range of insurance products, including auto insurance and more.
- Commercial property and auto
- Personal watercraft
- Motorcycle and scooter
- Workers compensation
- Business insurance
Fiesta is also one of the few car insurance companies to offer tax preparation services. Fiesta can file taxes for policyholders and non-policyholders alike, with instructions and tax forms available in both Spanish and English.
How Does Fiesta Auto Insurance Work?
Fiesta auto insurance works just like any other car insurance policy. You buy car insurance, and your insurer agrees to cover vehicle damage in certain situations. You can buy a Fiesta policy for basic liability insurance, allowing you to meet minimum insurance requirements in your state. Or, you can buy added coverage with Fiesta for additional protection.
As mentioned above, Fiesta is an insurance broker – not an insurance company. The company partners with insurance companies to provide car insurance. When you buy a Fiesta Auto Insurance policy, your car may be insured with GEICO, State Farm, or any other insurance company. However, all your interactions – including any insurance claims – will be with Fiesta. This is similar to how any other insurance broker works.
Common auto insurance policies available with Fiesta include:
- Bodily injury liability coverage
- Property damage liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured or underinsured motorist coverage
If you need to file an insurance claim with Fiesta, you can file the claim online, call a toll-free number, or submit a claim by fax.
Fiesta Mexican Car Insurance
Fiesta is one of the few insurers to offer Mexican car insurance coverage. Fiesta partners with insurance carriers in Mexico. You can request a quote on Mexican car insurance through Fiesta, then receive car insurance for a vehicle in Mexico.
If you spend a significant amount of time south of the border, then it’s in your best interest to get Mexican car insurance. Some insurers cover short-term trips to Mexico, while others provide no coverage whatsoever.
Fiesta Car Insurance Pricing
As a broker, Fiesta compares quotes from many companies before recommending the best possible rates.
You can request a quote through Fiesta’s website, then receive pricing information in minutes. You may be able to find cheaper rates with Fiesta than with other insurance companies. Instead of individually requesting quotes from 40 insurance companies, you can request one quote from Fiesta, then receive multiple recommendations based on your needs.
Additionally, brokers like Fiesta receive discounts from insurance companies. The price Fiesta pays for car insurance may be different from the price you would pay. Fiesta receives discounts, then passes those savings onto policyholders like you.
Fiesta Auto Insurance Reviews: What Do Customers Have to Say?
Fiesta Auto Insurance is generally well-reviewed online. The company isn’t as large or well-known as some of its bigger competitors, which is why there are no J.D. Power rankings (for customer service) or A.M. Best ratings (for financial strength). And, as a broker, Fiesta Auto Insurance is not rated like other car insurance companies. They partner with third party insurers instead of holding policies themselves.
Most Fiesta reviews online praise the company for its affordable pricing and friendly customer service. Many customers appreciate having a good relationship with their local Fiesta Auto Insurance franchise, for example. Other policyholders appreciate the Spanish customer service, Spanish quote requests, and other Spanish-language options.
However, quality can vary between franchises. Some Fiesta Auto Insurance franchises are very well-rated, while others are not. Consider looking up reviews for your local Fiesta Auto Insurance franchise to verify quality. Most local franchises have Better Business Bureau pages featuring customer reviews.
Fiesta Auto Insurance Discounts
Fiesta Auto Insurance makes it easy for policyholders to save money. Some of the available Fiesta Auto Insurance discounts include:
Dollar a Day: Fiesta claims to sell car insurance for as little as $1 per day, making it one of the cheapest car insurance providers in the United States. Few other companies can offer rates as low as $365 per year. If you want basic minimum liability insurance at a cheap price, then Fiesta may be the right choice for you.
Good Student Discounts: Fiesta offers good student discounts to high school or college students with a B average or higher (specific grade requirements differ between states).
Cheap Upfront Payments: Fiesta offers low initial payments for qualifying customers. You may be able to pay a smaller deposit with Fiesta than you would with other insurers.
Clean Driving Record: Fiesta will check your driving record over the last 3 to 5 years to determine if you qualify for a clean driving discount. If you have no claims or incidents within the last 3 to 5 years, then you could save hundreds.
Young Driver Discount: Many young drivers get affordable rates with Fiesta. Young drivers pay some of the highest rates in the United States for car insurance, and Fiesta helps these drivers by providing affordable car insurance.
Safety Feature Discount: If your car has additional safety features like passenger airbags, then you could qualify for an additional discount.
Defensive Driving Course Discount: If you have recently completed a defensive driving course, then you could save 5% to 10% on car insurance.
Final Word – Fiesta Insurance Review
Fiesta is a car insurance broker popular among Hispanic drivers. The company emphasizes a bilingual approach to car insurance, offering customer service, quote requests, and other information in both Spanish and English. They also offer Mexican car insurance.
Overall, Fiesta is known for its affordable pricing, Hispanic customer service, and an effective claims process. However, Fiesta quality varies between franchises, so look up local reviews before buying a Fiesta car insurance policy.
|Fiesta Insurance Contact Information|
|Address||2340 East Pacific Coast Highway #D
Long Beach, CA, 90804
|Customer Service Number||800-304-1190|
|New Policy Sales Number||866-884-6015|