Will Allstate Help Me If I Lock My Keys in My Car?

Last Updated on October 27, 2023

If you’ve locked your keys in your car, then Allstate could help.

Allstate’s roadside assistance covers towing, winching, flat tire changes, and vehicle lockouts, among other roadside incidents. If you’ve previously added Allstate’s roadside assistance to your insurance policy, then Allstate will dispatch a locksmith to your vehicle at no extra charge.

If you’re not a member, Allstate will still unlock your vehicle. Allstate charges a fixed fee of $92 per incident for non-members – even if you’re not an Allstate customer and don’t have roadside assistance.

Keep reading to find out everything you need to know about how Allstate can help unlock your vehicle.

Key Takeaways:

  1. Allstate provides vehicle unlock services for both members and non-members, 24/7 across the United States.
  2. If you have Allstate’s roadside assistance, vehicle unlocks are complimentary; without it, there’s a $92 charge per incident.
  3. Allstate’s roadside assistance covers a variety of services, including towing, fuel delivery, and tire changes, with most customers receiving service in about 30 minutes.
  4. Locksmith services typically cost between $80 to $250, but Allstate offers the service for free to its roadside assistance members or at a flat rate of $92 for non-members.

Yes, Allstate Will Unlock Your Vehicle

Allstate offers vehicle unlock services 24/7 across the United States to members and non-members.

Allstate’s vehicle unlocking services are available to any driver – regardless of whether you have Allstate, GEICO, Progressive, or any other insurance company.

If you have Allstate’s roadside assistance, then vehicle unlocks are free. You can contact Allstate’s roadside assistance hotline at 24/7 to request a complimentary vehicle unlock at your location.

If you do not have Allstate’s roadside assistance, then you can still request vehicle unlock services through Allstate. Allstate charges $80 to $120 per incident to all non-members – including Allstate members without roadside assistance and drivers with any other insurance coverage.

To request roadside assistance at your location, use the online form here: https://roadside.allstate.com/

How Much Does Allstate Roadside Assistance Cost?

Allstate offers roadside assistance plans to members and non-members.

Like AAA, Allstate offers roadside assistance plans regardless of your insurer.

Here’s how pricing works:

  • Allstate Members: $25 per vehicle per year
  • Non-Allstate Members: $89+ per year
  • Pay Per Use: $92+

If you’re an Allstate member who wants added protection against roadside emergencies, then it’s easy to add roadside assistance to your policy at a very affordable price ($25, or around $2 per month).

What Does Allstate’s Roadside Assistance Cover?

If you’re a member of Allstate’s roadside assistance program, then you receive complimentary coverage for the following roadside incidents:

  • Towing and winching
  • Vehicle lockouts
  • Fuel delivery
  • Tire changes
  • Jumpstarts
  • Certain other roadside emergencies

All plans also come with 24/7 coverage across the United States and Canada. According to Allstate.com, most customers receive service in about 30 minutes.

How Much Does It Cost to Unlock a Vehicle with Allstate?

Allstate will unlock your vehicle for free if you have roadside assistance. Or, you can pay a pay-per-use fee of $92 if you’re a non-member.

Here’s how pricing works:

You Have Allstate Roadside Assistance: $0

You Do Not Have Allstate Roadside Assistance: $92 per incident

Allstate publishes its pay-per-use fees upfront, making it easy to see how much each type of roadside service would cost. As a non-member, you’ll pay for towing ($154), vehicle lockouts ($92), fuel delivery ($92), tire changes ($98), and jumpstarts ($92). As a member, your roadside assistance event is complimentary.

Other Options for Unlocking a Vehicle

If you don’t have Allstate’s roadside assistance, then there are other ways to unlock your vehicle, including:

  • Call a friend or family member to deliver a spare key. You may have a spare key at your house, for example, that can unlock your vehicle.
  • Contact your dealer for a replacement key. If you’ve genuinely lost your key and it’s not inside your vehicle, then you may want to contact your dealership and order a replacement key. Your dealership may require your driver’s license and the title or registration of your vehicle.
  • Call a locksmith yourself. Allstate offers locksmith services for a fixed rate of $92 per incident for non-members. However, you can use any locksmith you like. Contact a local locksmith to request a vehicle unlock at your location.
  • Access roadside assistance through your credit card, phone carrier, or other options. All Visa cards come with roadside assistance at a fixed rate, allowing you to unlock your vehicle with a nearby locksmith without being charged an exorbitant amount of money. Your phone carrier could also provide roadside assistance at your location.

How Much Does a Locksmith Cost?

Typically, it costs $80 to $250 to hire a locksmith to unlock your vehicle.

In comparison, Allstate charges $0 (for roadside assistance members) or a fixed rate of $92 per incident (for non-members).

Final Word

Allstate will help you if you lock your keys in your vehicle – even if you’re not an Allstate member and don’t have roadside assistance.

If you’re a member of Allstate’s roadside assistance program, then Allstate can send a locksmith to your location anywhere in the United States or Canada, 24 hours a day, at no extra charge. You pay $0 for the service call.

If you’re not a member of Allstate’s roadside assistance program, then Allstate charges a fixed rate of $92 per incident. You can request roadside assistance at your location even if you’re not an Allstate member and do not have Allstate’s roadside assistance.

Visit Allstate’s roadside assistance form to request locksmith services at your location.

James Shaffer
James Shaffer James Shaffer is a writer for InsurancePanda.com and a well-seasoned auto insurance industry veteran. He has a deep knowledge of insurance rules and regulations and is passionate about helping drivers save money on auto insurance. He is responsible for researching and writing about anything auto insurance-related. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post.
Back to Top