Blog

Explore the Insurance Panda blog to learn more about auto insurance. Our blog will be updated frequently with interesting news and informative articles regarding auto insurance. Posts on our blog will teach you how to save on auto insurance, how to take advantage of discounts, and other cool new things happening in the industry.

Is Usage-Based Car Insurance Right for You?

Usage-based car insurance is one way to potentially save money on car insurance. However, it’s not the right choice for everyone. Today, we’re helping you decide if usage-based insurance is the right choice for you. How Does Usage-based Insurance Work? Usage-based insurance (UBI) is a Read More…

Why is Car Insurance So Expensive in Louisiana?

If you look at a list of the most expensive car insurance policies by state, then you may be surprised to see Louisiana on the list. Louisiana is typically ranked as one of the top five most expensive states in America for car insurance. In Read More…

Why Are Car Insurance Policies 6 Months Long?

Car insurance policies are typically 6 months or 12 months in length. Why are 6-month auto insurance policies so popular? Why are many car insurance policies 6 months long? Should you choose a 6-month or 12-month policy? Today, we’re answering any questions you might have Read More…

Should You Buy New Car Replacement Insurance?

New car replacement insurance is a special type of insurance policy offered by some companies. It can significantly reduce your financial burden after a serious collision. Today, we’re helping you decide if new car replacement insurance is worth it. What is New Car Replacement Insurance? Read More…

Why Do Car Insurance Premiums Change Over Time?

If you have been driving for a while, then no doubt you’ve experienced just how variable car insurance rates can be. One minute they’re rather reasonable and the next, you’re paying through the nose. For the same policy, with the same vehicle, and with the Read More…

Does Car Insurance Cover Vandalism?

Most people that have car insurance only have a vague idea what their insurance actually covers. The language of your insurance policy is so dense and difficult to understand that almost no one even reads it and fewer are able to comprehend and remember what Read More…

How Veterans Can Find Cheap Car Insurance

When you need car insurance, you can depend upon your status as a veteran or military family to qualify you for discounts and special offers because there are programs in place for most of the major expenses out there, to give military families and veterans Read More…

How Does My Driving History Affect My Insurance Rates?

Your driving history tells insurance companies a lot about you. If you are a careful driver with a clean record, your insurance rates will reflect that. If you are an aggressive, reckless driver with a history of at-fault accidents and traffic violations, you, unfortunately, will Read More…

Is It Possible to Find Cheap SR22 Insurance?

An SR-22 is a financial obligation certification typically required by the state when a person without liability insurance gets into an accident or is otherwise found to be without the legally mandated coverage.  Sometimes they are required by drivers who are seeking to reinstate their Read More…

Why It’s Important To Review Your Car Insurance Policy

You should periodically review your car insurance policies in a “check-up”. The insurance industry often suggests customers check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone Read More…

Will My Insurance Rates Increase If I Move?

If you’re planning on moving, there’s no doubt that you have done a lot of research. You’ve researched the different types of homes that are on the market, the amount of money you can comfortably spend on your mortgage, the schools, and even the types Read More…

Does It Pay To Be A Loyal Car Insurance Customer?

You’ve heard of loyalty programs. Airlines reward customers with free miles when they fly the same airline over and over again. Coffee shops offer a 10-punch card for a free cup of coffee. As a matter of fact, most companies are actively trying to improve Read More…

How to Make Your Auto Insurance More Expensive

Nobody wants more expensive auto insurance premiums, right?  In this article, we will outline some of the best ways to increase your auto insurance rates, so you will know what NOT to do when it comes to your car insurance. It’s common knowledge that the Read More…

Are Video Game Players Safer Drivers?

It has long been thought that to be a safer driver you need lots of practice. Most studies show that women over the age of 30 are the safest drivers on the road because they are the most cautious. While experience on the road is Read More…

The Top 10 Ways To Save Money On Driving

Unless they live in an area that is well served by public transportation, most people find it necessary to own a vehicle. Owning a car allows you the freedom to get to and from the places that you need to go without worrying much about it. Read More…

Car Insurance Is Getting Cheaper And Cheaper

Since the 1990s, car insurance has been growing increasingly affordable in the United States. This improvement can be seen by both low and middle-income families in the country. A recent report published by the Insurance Research Council (IRC) concluded that all but six states (including Washington D.C.) saw an improvement Read More…

How to Switch to a New Auto Insurance Provider

Before we get into the topic of “how to switch to a new auto insurance provider”, you should first ask yourself – Why switch to a new auto insurance provider? People move their car insurance coverage to another insurance company for many different reasons. Some of Read More…

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