Allstate Motor Club Review

Last Updated on October 16, 2026

By James Shaffer · Reviewed by Thomas Rockford, insurance industry executive and financial analyst, on October 16, 2026 · How we fact-check

Allstate Motor Club (often marketed as Allstate Roadside) is a standalone roadside assistance service you can buy even if you don’t have an Allstate auto insurance policy.

It’s a popular alternative to AAA for drivers who want on-demand help for towing, lockouts, jumpstarts, flat tires, and fuel delivery—plus extra perks depending on the plan.

Is Allstate Motor Club worth it? Here’s what it covers, how it works, what it costs today, and how it compares to other roadside assistance options.

How Allstate Motor Club Works

Allstate Motor Club is a roadside assistance subscription offered by Allstate. It is separate from adding roadside assistance to your auto insurance policy, and it is also separate from insurance itself.

That second point matters more than it sounds. A motor club membership is not an insurance policy. New York’s insurance regulator put it plainly in a 2003 opinion: motor clubs “are not subject to licensure or regulation by this Department,” and if a motor club ever offered something that amounted to insurance, only an authorized insurer could sell it. Oklahoma’s insurance department registers motor service clubs through the division that handles “entities that are not traditional insurance carriers.” So the membership buys you a tow, a jump or a lockout call. It pays nothing toward damage to your car or anyone else’s, and it does nothing to satisfy your state’s requirement to carry liability insurance.

Like AAA, Good Sam Club, and Better World Club, Allstate Motor Club is designed to help when your car won’t start, you’re locked out, you have a flat, or you need a tow.

Most membership-style roadside plans are person-based (you’re covered in many vehicles you drive or ride in), while an insurance add-on is often vehicle/policy-based. That difference matters if you drive multiple cars, share vehicles, or frequently rent.

A typical Allstate Motor Club membership includes:

• 24/7 roadside help anywhere in the U.S. or Canada
• Coverage for towing, tire changes, jumpstarts, lockouts, and fuel delivery
• Three plan tiers, towing up to 15, 25 or 100 miles per tow
• Access to a member portal and mobile tools to request service and manage your membership

Allstate’s own wording on the person-based point is clearer than most: “Roadside Assist, Advantage and Elite all cover any car that you drive or ride in as a passenger.” It says nothing either way about rented or borrowed cars, so ask before you rely on it.

One wrinkle on “24/7”: the service itself runs around the clock, but Allstate’s roadside FAQ lists customer service hours of 8 a.m. to 8 p.m. CST Monday to Friday and 8 a.m. to 4:30 p.m. Saturday. If you need to ask a billing or membership question rather than request a tow, those are the hours.

Important: benefits, limits and availability can vary by state and change over time. The figures below are what Allstate published on October 5, 2026. Confirm your towing mileage limit, your number of service calls and the exclusions in your own membership documents.

Allstate Motor Club Pricing & Subscription Options

Allstate publishes prices for two of its three tiers. Roadside Assist is $75 for the first year and $78 on renewal, billed as $6.25 a month. Roadside Advantage is $99 for the first year and $111 on renewal, billed as $8.25 a month. Those are first-year introductory prices, so budget for the renewal figure rather than the sign-up one.

Allstate publishes no price at all for Roadside Elite, the 100-mile tier. Its page says only that plans start “as little as $75,” which is the Roadside Assist figure. You will have to ask for the Elite price. What goes up with the tier is towing mileage; the two priced tiers both include the same 5 rescues a year, so there is no published step-up in service calls.

Roadside Assist (basic)

• $75 for the first year, $78 on renewal ($6.25 a month)
• Best for: local driving and occasional emergencies
• Includes 24/7 assistance for tows, jump starts, lockouts, flat tires and fuel delivery
• Towing: up to 15 miles per tow
• Up to 5 rescues a year, and $1,000 of trip interruption

Roadside Advantage (mid-tier)

• $99 for the first year, $111 on renewal ($8.25 a month)
• Best for: everyday drivers who want a more comfortable tow limit
• 24/7 roadside assistance with up to 5 rescues a year
• Towing service: up to 25 miles per tow
• $1,500 of trip interruption, plus tire and wheel repair reimbursement up to $100 per incident, two incidents a year

Roadside Elite (top-tier)

• Best for: frequent road trippers or anyone who wants long-distance towing
• Towing service: up to 100 miles per tow
• Allstate publishes no price, no rescue count and no trip interruption figure for this tier — ask for all three before you buy
• Allstate does not advertise an RV or motorcycle plan on any tier. If that is what you need, ask whether the vehicle is eligible at all.

Allstate also sells a pay-per-use tow with no membership at all: $154 to get your vehicle towed, no Allstate policy required. That is handy if you almost never break down, but the arithmetic is unkind: one $154 tow costs more than twice a $75 first-year Roadside Assist membership, and more than a $99 Roadside Advantage membership. If you expect even one tow a year, a plan is cheaper.

Allstate Motor Club Versus Competitors

You have lots of roadside assistance options, including well-known names like AAA, roadside add-ons through your insurer, credit card roadside perks, and standalone memberships.

Allstate Motor Club can make sense if you want:

• A standalone membership: You don’t need to switch insurers or be an Allstate auto customer.
• Higher towing limits on upper tiers: 100 miles on Roadside Elite against 15 on the entry plan is a real difference if you drive long distances.
• Trip interruption coverage: both priced tiers include trip interruption coverage — $1,000 on Roadside Assist and $1,500 on Roadside Advantage — for eligible costs when you break down far from home.
• Tire and wheel reimbursement: Roadside Advantage reimburses tire and wheel repair up to $100 per incident, twice a year. It is the only benefit of this kind Allstate publishes, and it is not on the entry plan.
• Member discounts: many motor clubs run a discount marketplace for travel, shopping and auto services. Allstate does not advertise one on its roadside pages, so ask rather than assume.

Heads up: Like any roadside provider, response time depends on where you break down, time of day, weather, and service-provider availability. Always review exclusions (for example: inaccessible vehicles, certain off-road situations, or commercial use).

How to Decide if Allstate Motor Club Is Worth It

Allstate Motor Club tends to be worth it if any of the following are true:

• You drive an older vehicle and want predictable towing/lockout/jumpstart help.
• You road trip often and want more than the 15 miles of towing on the entry plan.
• You want roadside coverage that follows you (not just one car), especially if you borrow/rent vehicles.
• You don’t already have strong roadside coverage through a credit card, vehicle warranty, or your insurance policy.

If you’re already paying for roadside assistance through your auto policy, compare the fine print. Some drivers prefer a separate motor club membership so they can use roadside help without worrying about how it may be treated by their insurer over time.

FAQs on Allstate Motor Club

Final Word: Is Allstate Motor Club Worth It?

Allstate Motor Club is a reasonable AAA alternative if you want standalone roadside help, with 24/7 service in the U.S. and Canada and tow limits of 15, 25 or 100 miles depending on the tier. Remember what it is, though: a service membership, not insurance.

Coverage is available to Allstate policyholders and non-policyholders alike. Your best move is to compare the plan limits you’d actually use (towing miles and number of rescues per year), then price-check against AAA, Good Sam, and your insurance company’s add-on.

My advice is to start with Roadside Assist at $75 and only move up if 15 miles of towing genuinely isn’t enough where you live. And ask for the Roadside Elite price in writing before you commit to it, because Allstate doesn’t publish one. To see current plan details and pricing in your area, visit Allstate’s membership plans page.

Sources

Checked October 5, 2026

• Allstate — Roadside Membership Plans
• Allstate — Roadside Assistance
• Allstate — Roadside FAQ
• New York Department of Financial Services — OGC Opinion No. 03-01-34, January 13, 2003
• Oklahoma Insurance Department — Motor Service Club