Allstate Rewards Review
Last Updated on October 20, 2026
Allstate Rewards was a points-based program that rewarded some drivers for participating in Allstate’s telematics programs (like Drivewise) and redeeming points for things like gift cards, discounts, and sweepstakes.
But here’s the important update: Allstate’s current Drivewise materials do not describe rewards points. Allstate’s Drivewise page today describes the benefit as a discount for participating plus a personalized rate at renewal, and says nothing about a points catalog, gift cards or sweepstakes. Allstate has not published an announcement about the Rewards program’s end, and a few older Allstate pages describing it are still online, so that absence does not by itself mean the older program or your points have ended. If you have a points balance, log in or check with Allstate.
Allstate can still “reward” safe drivers — but today it’s typically done through insurance pricing/discounts or policy credits tied to programs like Drivewise, not a standalone points marketplace.
- Allstate’s standalone “Allstate Rewards” points program (gift cards/sweepstakes/marketplace redemptions) is not described in Allstate’s current Drivewise materials, which describe the saving as a rate benefit; that alone does not show the older program has ended, so check with Allstate.
- Today, Allstate “rewards” safe driving mainly through telematics-based pricing, discounts, or policy credits (often via Drivewise), not a points catalog.
- Milewise may be a better fit than telematics discounts if you’re a genuinely low-mileage driver and it’s offered in your state.
- If you don’t want tracking, focus on traditional ways to save: bundling, multi-car, pay-in-full/autopay, and other Allstate discounts.
What Is Allstate Rewards?
Allstate Rewards was Allstate’s points-and-redemption portal. Drivers could earn points by participating in certain safe-driving activities and promotions, then redeem points for offers like gift cards and sweepstakes entries.
As of October 2026, Allstate’s Drivewise page does not describe the points program. If you’re looking for the older Rewards program, ask Allstate directly what is still available.
What Replaced Allstate Rewards?
Instead of earning points to spend on merchandise, Allstate’s current “rewards” for safe driving are more commonly tied to your auto policy through:
- Drivewise: a telematics program in the Allstate app. Allstate’s page says you save just for signing up and staying active, then get a personalized rate at renewal based on your driving; it names speeding, sudden braking, phone activity and late-night driving as the behaviors that can raise the price, and says that in some states your rate could increase with high-risk driving. Not available in every state.
- Milewise: a pay-per-mile option designed for low-mileage drivers that can lower costs if you don’t drive much (availability varies). See our Allstate Milewise review.
Who Is Eligible for Discounts Through Drivewise or Milewise?
You generally need to be an Allstate customer to apply telematics-related savings to your premium. (In some cases, programs can be offered differently by state and underwriting company.)
Drivewise: Allstate’s telematics program is driver tracking through the Allstate app. Safer habits can help you earn better results over time.
Milewise: Allstate’s pay-per-mile option can be a good fit if you drive fewer miles per year than the average driver.
What Does Allstate Track With Telematics?
Telematics programs vary by state, but Allstate’s safe-driving programs may track factors like speeding, braking, driving time (night driving), and trip details through your phone’s sensors/GPS and/or a device (depending on the program and market rules).
If you want a technical example of the kinds of data that can be collected via an in-vehicle telematics device, Arity, Allstate’s telematics affiliate, publishes its device data categories (in Sources below).
Is Allstate Rewards Worth It Today?
If you mean the old points-based Allstate Rewards, Allstate’s current Drivewise materials don’t describe earning or redeeming points, so check with Allstate whether you can still use a balance.
If you mean whether it’s worth using Allstate’s current safe-driving and low-mileage programs, it depends. Drivewise and Milewise can be valuable for the right driver — but you should understand the tradeoffs:
- Potential savings vs. variability: the same driver can see very different results depending on state, mileage, driving patterns, and Allstate’s pricing model.
- Privacy: telematics requires sharing driving data. If that’s a dealbreaker, ask Allstate about traditional discounts instead.
- Risk of a worse outcome: in some states/program designs, telematics can affect pricing up or down depending on driving behavior.
If you want to save with Allstate without telematics, focus on standard discounts (bundling, pay-in-full/autopay, good student, multi-car, etc.). See: Allstate discounts.
FAQs About Allstate Rewards
Final Word on Allstate Rewards
Allstate Rewards was a points-based marketplace tied to safe-driving participation. Allstate’s current Drivewise materials do not describe the standalone points program, and Allstate has not published an end date.
Today, if you want “rewards” from Allstate, the more realistic path is enrolling in programs like Drivewise or comparing low-mileage options like Milewise (where available), then comparing your results to quotes from other insurers.
My advice is to read Allstate’s current Drivewise page for your state before you enroll, since Allstate describes it as a program in which your driving can affect your rate, and in some states the rate can go up. If you still have a balance from the older Rewards program, ask Allstate what happens to it.
Sources
Checked October 13, 2026
