How Much Is Sixt Rental Car Insurance?

Last Updated on April 9, 2022

Sixt offers rental car insurance to protect you and the vehicle throughout the duration of the rental.

If you aren’t covered by your current insurance provider, or if you want added protection during your rental, then you may want to buy rental car insurance through Sixt.

Keep reading to discover everything you need to know about Sixt’s rental car insurance and how it works.

Table of Contents:

• Sixt Car Insurance Coverage
• Do I Need Sixt Rental Car Insurance?
• Types of Sixt Protection Options
• How Much Does Sixt Rental Car Insurance Cost?

Sixt Car Insurance Coverage

Sixt offers several car insurance products with different types and levels of protection. Available coverages include:

• Personal accident coverage
• Third-party liability protection
• Roadside assistance
• Loss damage waiver

Sixt also offers Premium Protection, which is a package of multiple insurance products. With Premium Protection, you minimize financial responsibility for accidental damage to the rental car. Sixt’s Premium Protection comes with:

• Supplemental liability insurance
• Personal accident coverage
• Roadside assistance protection

If you want maximum peace of mind for your car rental, then Sixt’s Premium Protection package may be the right choice.

Do I Need Sixt Rental Car Insurance?

If you already have car insurance, then that car insurance should extend to cover a standard car rental. Most car insurance providers automatically extend car insurance to a rental car.

Whatever coverage you have on your personal vehicle should extend to your rental car. If you only have liability coverage on your personal vehicle, for example, then you’ll only have liability coverage on your rental car. If you have a $20,000 vehicle with collision and comprehensive coverage, then you’ll have $20,000 of coverage on your rental vehicle, even if the rental car is worth more.

Contact your insurance provider to verify whether or not you need Sixt’s rental car insurance. Otherwise, you could be doubly insured.

Note: If you rent a Sixt car with a credit card, then your credit card may provide additional auto insurance coverage. Most credit cards add secondary coverage to your rental car (with your auto insurance policy functioning as primary coverage). However, some credit cards have additional rental car protections. 

Types of Sixt Protection Options

Sixt offers a range of protection options, including liability coverage, loss damage waiver (LDW), personal accident coverage, supplemental liability insurance, business travel insurance, partial damage waiver, roadside assistance protection, and liability roadside assistance.

Depending on your current insurance coverage and needs, you may want to buy one or several of these Sixt car insurance options.

Liability Coverage: If you already have car insurance on your personal vehicle, then you should have liability coverage on your rental vehicle. Your car insurance company should extend coverage to your rental vehicle. Liability coverage includes bodily injury and property damage liability protection, which covers damage to other people and property. If you don’t have a personal auto insurance policy, however, then you may need to buy Sixt’s liability coverage to meet minimum needs in your area. Nearly all states require drivers to carry liability coverage to legally drive.

Loss Damage Waiver (LDW): Sixt offers a loss damage waiver (LDW), which you can buy to waive any damage to your rental vehicle. Also known as a collision damage waiver, a loss damage waiver reduces your financial responsibility for the rental vehicle for accidental damage or loss. If you damage the rental car when driving, for example, then you normally need to make an insurance claim with your own insurer, pay your deductible, and cover additional costs. If you buy Sixt’s loss damage waiver (which typically costs $10 to $50 per day), then the rental car company files the loss through its own insurance company.

Partial Damage Waiver: Sixt also offers a partial damage waiver in select states. The partial damage waiver waives the renter’s financial responsibility for damage for the first $500 to the rental vehicle. For damage beyond $500, you may need to make a claim through your own insurer or pay for the damage out of pocket.

Personal Accident Coverage (PAI): Personal accident coverage covers bodily injury to occupants of the rental vehicle. It can cover ambulance bills and medical expenses, for example. If you already have health insurance with strong limits, then you may not need to buy Sixt’s personal accident coverage.

Supplemental Liability Insurance (SLI): Sixt offers supplemental liability insurance (SLI), which gives you up to $1 million in third-party liability protection for damages you cause while driving the rental vehicle. You might consider buying this coverage if you have low liability limits on your personal auto insurance policy.

Business Travel Protection: Sixt provides business travel protection for select corporate accounts. Your personal auto insurance policy does not cover you when renting a car for business. To maintain coverage, you may need to buy Sixt’s business travel protection, which provides you with adequate insurance for business trips.

Rental Roadside Assistance: Sixt offers optional roadside assistance coverage throughout the duration of your rental car. It covers key lockouts, lost keys and fobs, running out of fuel, towing, and dead batteries, among other roadside emergencies. Some drivers already have this coverage through their personal auto insurance policy, while others buy it from Sixt for added peace of mind.

How Much Does Sixt Rental Car Insurance Cost?

Sixt’s car insurance costs anywhere from $10 to $105 extra per day, depending on your coverage options, limits, vehicle type, and location.

Sixt does not disclose specific prices upfront. Instead, prices vary widely based on the pickup location, the length of the rental, the car category, and any extras you book.

To get specific Sixt insurance price information, check your Sixt reservation confirmation. That reservation should disclose your:

• Daily rate
• Statutory taxes
• Additional extras (if selected)
• All surcharges and fees (if applicable)
• Optional insurance add-ons

When you rent your Sixt vehicle, the Sixt agent at the desk may offer different insurance options to you, including the price of each insurance option per day.

Final Word – Sixt Rental Car Insurance Price

Sixt, like all rental car companies, offers rental car insurance to renters.

Some people buy rental car insurance through Sixt because they don’t’ have a personal policy. Others buy it because they want added peace of mind and extra protection.

Although Sixt does not disclose insurance prices upfront, the company provides complete pricing information on your rental car agreement. Check your Sixt rental car agreement to verify auto insurance pricing.