Is Security National Good for Auto Insurance?
Last Updated on May 18, 2023
Security National is a car insurance company available in Florida and Texas. It’s a subsidiary of Farmers Insurance, the seventh-largest car insurance company in the country.
If you buy car insurance through Bristol West in Florida or Texas, then your car insurance policy could be underwritten by Security National. Bristol West is part of the Farmers group of insurance companies.
Is Security National a good car insurance company? Should you buy a car insurance policy through Security National? Keep reading to discover everything you need to know about Security National and its car insurance products and services.
Key Takeaways:
- Security National is a car insurance company that underwrites policies for Bristol West in Florida and Texas. Bristol West is part of the Farmers group of insurance companies, the seventh-largest car insurance company in the country.
- Security National offers various types of car insurance coverage, including liability, collision, comprehensive, uninsured and underinsured motorist, medical payments, personal injury protection, rental reimbursement, towing and roadside assistance, trailer damage, and rideshare coverage.
- Security National provides several discounts to help drivers save money on car insurance, such as continuous insurance, driving course, homeowner, multi-car, safe driving, good student, and vehicle safety feature discounts.
- Security National has a financial strength rating of A (Excellent) from A.M. Best and good customer satisfaction ratings from J.D. Power. Most websites or rankings organizations do not rate the company, but it offers a similar service to Farmers and Bristol West. Some customers are satisfied with how Security National handled their claims, while others are not.
- Insurance Panda rates Security National 3.3/5
- What Is Security National?
- Security National Insurance Products & Services
- How Does Security National Auto Insurance Work?
- What Makes Security National Unique?
- Security National Auto Insurance Discounts
- Security National Ratings & Reviews: What Do Customers Have to Say?
- Frequently Asked Questions
- Final Word on Security National Auto Insurance
What Is Security National?
Security National is a Florida-based insurance company that underwrites policies for Bristol West Insurance Group in Florida and Texas. Security National, like Bristol West, is a subsidiary of Farmers Insurance.
There are two main insurance companies in the United States named Security National. One is a Florida-based car insurance company that underwrites policies for Bristol West and is a subsidiary of Farmers. The other is Security National Life Insurance Company, a life insurance firm selling policies nationwide. The two companies are not related.
Security National initially only sold car insurance in Florida. Over the years, however, Bristol West has expanded to offer car insurance in 41 states. Today, if you buy a Bristol West insurance policy in Florida or Texas, it could be underwritten by Security National.
Security National Insurance Products & Services
Security National exclusively offers car insurance. The company sells car insurance to meet or exceed minimum liability limits in Florida and Texas.
Some of the company’s largest insurance products include:
Personal Auto Insurance: Security National offers personal auto insurance policies in Texas and Florida. You can buy minimum liability policies to meet minimum state limits. Or, you can exceed those minimum limits for added peace of mind. Some drivers buy full coverage car insurance with Security National, while others opt for minimum liability insurance.
Security National does not sell homeowners insurance, commercial insurance, life insurance, or other insurance products. However, you can buy these insurance products through Bristol West, which provides multiple types of insurance products in most states.
How Does Security National Auto Insurance Work?
Security National underwrites policies for Bristol West in Texas and Florida. If you buy car insurance through Bristol West in Texas or Florida, then it’s possible Security National is listed on your insurance policy. Security National has underwritten your insurance policy, which means they are your insurance provider. However, you deal with Bristol West for customer service and claims issues.
You can buy all of the following types of car insurance through Security National:
Liability Coverage: Security National sells car insurance to meet minimum liability limits in Texas and Florida. You can buy bodily injury liability coverage and property damage liability coverage through Security National in Florida. Security National’s liability coverage compensates others for damage you cause while driving.
Collision Coverage: Collision coverage covers the cost of repairing your vehicle after an accident.
Comprehensive Coverage: Comprehensive coverage covers damages that occur outside of accidents, including fire damage, theft, vandalism, and more.
Uninsured and Underinsured Motorist Coverage: Required in some states but not others, uninsured and underinsured motorist coverage covers damages caused by drivers without insurance – or drivers with too little insurance.
Medical Payments Coverage: Medical payments coverage, also known as med pay, covers up to $10,000 in medical bills after an accident.
Personal Injury Protection (PIP) Coverage: Florida and several other states require drivers to carry personal injury protection, which covers medical bills and other expenses after an accident. Security National offers personal injury protection to meet or exceed minimum limits in your state.
Rental Reimbursement Coverage: Rental reimbursement coverage covers the cost of renting a car if your ordinary car is in the shop or unable to be driven after an accident.
Towing and Roadside Assistance: Also known as towing coverage, Security National’s roadside assistance coverage covers certain emergency roadside expenses up to a certain limit.
Trailer Damage Coverage: If you haul a trailer behind your vehicle, then you can add trailer damage coverage to your Security National auto insurance policy. This covers up to $500 in liability for your trailer whenever that trailer is attached to your insured vehicle.
Rideshare Coverage: Drivers who work for Uber or Lyft can buy rideshare insurance through Security National.
What Makes Security National Unique?
Drivers in Florida and Texas have plenty of options for car insurance. What makes Security National unique? Why buy a policy from Security National? Here are some of the features and benefits that make Security National unique:
Available Through Bristol West: Security National primarily sells car insurance through Bristol West. If you buy a car insurance policy through Bristol West in select states, then that policy could be underwritten by Bristol West.
Subsidiary of Farmers: Security National is a subsidiary of Farmers. The company also underwrites policies for Bristol West, which is part of the Farmers insurance company network.
Available in Texas and Florida: Security National is available in Texas and Florida. If you buy an insurance policy through Bristol West in Texas or Florida, your policy may be underwritten by Bristol West.
Backed by Major Insurer: Security National is not a household name, and the company remains relatively unknown outside of Texas and Florida. However, the company is a subsidiary of America’s seventh-largest insurance company – Farmers. As a subsidiary, Security National has strong financial strength ratings and the amenities of a large insurer.
Security National Auto Insurance Discounts
Security National makes it easy to save money on car insurance. By taking advantage of discounts, drivers can save hundreds of dollars per year. some of the discounts available through Security National include:
Continuous Insurance Discount: Drivers who maintain continuous coverage with Security National could qualify for Bristol West’s continuous insurance discount.
Driving Course Discounts: Drivers who complete an approved defensive driving course could save money on car insurance.
Homeowner Discounts: Being a homeowner qualifies you for a discount with Security National. Statistically, homeowners are less risky to insure than renters.
Multi-Car Discounts: Drivers who insure multiple vehicles with Security National could qualify for additional insurance discounts across all vehicle policies.
Safe Driving Discounts: Drivers with a clean driving record for the past three to seven years will qualify for a safe driving discount.
Good Student Discount: Full-time high school and college students could qualify for additional savings with Security National by achieving good grades. You must be under 25 and prove your GPA or honor roll status to qualify for the discount.
Vehicle Safety Feature Discount: If you drive a car with advanced safety features (like side airbags), then you could qualify for additional vehicle safety feature discounts through Security National.
Security National Ratings & Reviews: What Do Customers Have to Say?
Security National is not large enough to appear on nationwide rankings, nor is the company rated by J.D. Power, A.M. Best, or other major insurance company ratings organizations.
However, as a Bristol West and Farmers subsidiary, Security National offers a similar service to these major insurers.
Farmers has a financial strength rating of A (Excellent) from A.M. Best, which assesses the financial strength of insurance companies based on their assets and liabilities. Farmers also has average ratings from J.D. Power for overall customer satisfaction. Farmers scored 815 on a 1,000-point scale for customer service in the latest J.D. Power rankings. That means some customers are satisfied with how Farmers handled their claims, while others are not.
Review aggregator website Clearsurance has an average rating of 2.2 stars out of 5 for Bristol West based on 90+ reviews.
Because Security National is a Farmers and Bristol West subsidiary, you can expect similar claims satisfaction ratings to Farmers and Bristol West, even if most websites or rankings organizations do not explicitly rate the company.
Frequently Asked Questions
Final Word on Security National Auto Insurance
Security National is an auto insurance company that underwrites policies for Bristol West in Texas and Florida. The company sells minimum liability insurance, full coverage car insurance, and other insurance products.
To buy car insurance through Security National, request a quote from Bristol West today in Texas and Florida.
| Security National Auto Insurance Contact Info | |
|---|---|
| Customer Service Phone Number | 1-954-316-5200 |
| Claims Service Phone Number | 1-800-274-7865 |
| Address | 5701 Stirling Rd Davie, FL 33314 |
| Website URL | https://www.bristolwest.com/ |
