FAQs

  • What is the Difference Between a Car Insurance Broker and an Agent?

    Purchasing car insurance can be very confusing, and one of the things to consider is whether to work with an insurance broker or an insurance agent. While both brokers and agents can help you get car insurance coverage for your vehicle, the two are not the same. It is important to understand the differences between… Continue reading →

  • Why is Car Insurance so Expensive in Kentucky?

    Some factors that can determine the cost of auto insurance premiums are the vehicle you drive, your past driving record, gaps in insurance coverage, your annual mileage, your age, how long you’ve been driving, and where you live. In the United States, car insurance rates vary depending on which state you live in. On average,… Continue reading →

  • Is Car Insurance Required in Texas?

    When you move to a new state or first get your driver’s license, it can be very confusing trying to figure out what type of car insurance you need, if any. Every state is different, and some states don’t require car insurance at all. If you have recently moved to the state or gotten your… Continue reading →

  • Which Insurance Company is Better – AAA or GEICO?

    AAA and GEICO both have long histories going back to before 1940, but have branched off in very separate ways. What is the difference between them, and is one better than the other? Here we’ll provide a full breakdown of each company and how it relates to you. AAA The American Automobile Association, known as… Continue reading →

  • How Much Does Reckless Driving Affect Auto Insurance?

    Reckless driving has a different meaning depending on who you are talking to. For most people, reckless driving usually means having any of the following 3 characteristics: Multiple at-fault accidents in the last 5 years More than one speeding violation for going over 25 miles an hour over the speed limit Driving under the influence… Continue reading →

  • Why is Auto Insurance So Expensive in Texas?

    How does Texas compare with other states when it comes to auto insurance rates? It certainly seems like it’s expensive to get insurance, but how expensive is it? Many people think that Texas is one of the most expensive places in the country to get auto insurance. In fact, Texas isn’t even in the top… Continue reading →

  • Why Does My Car Insurance Premium Go Up on Older Vehicles?

    Your vehicle gets older each year, but your auto insurance goes up every year. Why does this happen? It’s logical to think that the opposite should happen, that if you have an older vehicle and have maintained a safe driving record, that your insurance should go down or at the very least stay the same.… Continue reading →

  • Does Auto Insurance Cover Damage from a Fallen Tree?

    It happens more often than you think. Maybe lightning strikes a tree and knocks it down. Maybe a windstorm breaks off an old branch. Or maybe, you just haven’t cut down that dead branch hanging over the driveway yet, and now it repays you by dropping on top of your car. Falling trees or branches… Continue reading →

  • What’s Better for Auto Insurance – Progressive or State Farm?

    Progressive and State Farm are among the top auto insurers in the country. Over 50 percent of car insurance policies are provided by the top four companies, and Progressive and State Farm are among them. Both Progressive and State Farm have some excellent advantages and a few disadvantages. Learn what makes them different and which… Continue reading →

  • What’s Better for Car Insurance – USAA or GEICO?

    Car insurance is a necessary expense, but you do have quite a few options to help you save money and get the most out of your premiums. Two of the best options for car insurance in the United States are USAA and GEICO. But which one is better, and can you take advantage of the… Continue reading →

  • Is Car Insurance Required in Florida?

    Like most states, Florida requires drivers to have car insurance. However, Florida’s car insurance laws are much different from most other states. Florida has no-fault car insurance laws, which not only can result in higher rates but can also cause some difficulties in an accident. There are specific car insurance requirements for all Florida drivers… Continue reading →

  • Do I Have to Add My Spouse to My Car Insurance?

    There are a lot of things to consider when you get married, and one of the things that people often neglect is their car insurance. While you and your spouse likely have separate policies at the start of your marriage, it is important that you merge onto one car insurance policy. There are several reasons… Continue reading →

  • Is It Worth Fighting a Speeding Ticket?

    When you get a speeding ticket, your first thought is just getting through the traffic stop as easily as possible. It may not occur to you until much later how it will affect your wallet, particularly when it comes to car insurance rates. Some people find that it benefits them to fight the speeding ticket… Continue reading →

  • Do you Need a Police Report to File an Insurance Claim?

    Dealing with car insurance claims can be confusing in even the best possible situations. Knowing when and why you should provide a police report to your car insurance company is essential. While in most cases it is not required, it is typically in your best interests to do so. When to Call the Police There… Continue reading →

  • What Car Insurance Do Pizza Delivery Drivers Need?

    Pizza delivery drivers are the unsung heroes for many people. They are a requirement for any pizza restaurant that wants to be able to compete effectively. Most pizza businesses require pizza delivery drivers to have their own car insurance coverage. They ask for an insurance card as proof of your coverage before you start working.… Continue reading →

  • What Discounts Does Progressive Offer?

    When you are shopping around for car insurance, one of the things you should be looking for is the discounts that the car insurance company offers. Some car insurance companies are transparent about the discounts that they offer, and Progressive is no different. You can get a full list of their discounts on their website.… Continue reading →

  • How Much is Car Insurance for a 21 Year Old?

    It is no secret that car insurance for young adults is more expensive. The younger you are, and the more inexperienced you are as a driver, the higher your car insurance rates will be. In fact, car insurance premiums drop by about $400 per 6 month policy period between the ages of 21 and 25.… Continue reading →

  • Is Car Insurance Required in New Hampshire?

    Car insurance is a required mandate in nearly every state in the nation, including Washington D.C. Yet in New Hampshire, the laws are a little more obscure. If you live in New Hampshire and are considering going without car insurance, it is important that you understand the implications and how you are responsible in the… Continue reading →

  • What Discounts Does State Farm Offer?

    It is no secret that car insurance can be very expensive. In addition to shopping around for the best rates, it is important to know what discounts are offered. Often discounts are more likely if you work with an agent over getting an online quote. Sometimes you have to ask about discounts to receive them,… Continue reading →

  • Is Root Car Insurance Legit?

    Root car insurance is a revolutionary take on car insurance, but many people don’t believe that it’s legit. There are some things that make Root seem too good to be true, as well as some points that make them seem less than on the up and up. While Root is not your traditional car insurance… Continue reading →

  • Are Major Auto Insurance Companies Better Than Smaller Ones?

    When it comes time to look for new car insurance, it can be very easy to find the major car insurance companies and overlook the smaller companies that are available. The major companies have large advertising budgets, which means that you are more likely to find them and get their quotes. However, there can be… Continue reading →

  • What Discounts Does GEICO Offer For Car Insurance?

    Everyone has heard the commercials for GEICO saying that you can save 15 percent or more on your car insurance. How exactly can they advertise this? Because they offer a wide range of discounts. Some of the discounts that GEICO offers on auto insurance are similar to other companies, but they also have additional discounts… Continue reading →

  • What Discounts Does Allstate Offer For Car Insurance?

    Like most car insurance companies, Allstate offers several discounts to try to be competitive in the market. Like many car insurance companies, not all of these discounts are well advertised. In most cases, you must ask for the discount. It is a good idea to talk to an Allstate agent rather than simply getting a… Continue reading →

  • Can My Auto Insurer Make Me Use a Certain Body Shop?

    When you are in an auto accident, one of your primary concerns is going to be getting your car repaired and back on the road. Whether you are working with your car insurance company or the insurance company of the other driver who was at fault, you are likely going to be pushed toward using… Continue reading →

  • Do I Have to Hire a Lawyer to Defend Me if I’m Sued Over an Auto Accident?

    Being sued is something that no one wants to go through. But in some cases, if you are at fault in an auto accident you may be sued by the other driver. Lawsuits can happen in these situations most often when there are severe injuries involved. If you are sued over an auto accident, there… Continue reading →