FAQs

Does Expired Registration Void Your Car Insurance Policy?

It is perfectly understandable to let your automobile registration lapse. Life is busy, things get lost in the shuffle and minor details like renewing your car’s registration can easily fall between the cracks. However, it is imperative you keep your car registration and auto insurance Read More…

What Should You Do If Valet Parking Damages Your Car?

Valet parking is a very helpful convenience, but if they end up damaging your car, it can leave you feeling frustrated and confused. Not only did you trust them to handle the situation, but now you aren’t sure exactly who’s at fault and whether insurance Read More…

How Much Will My Insurer Pay for My Totaled Car?

Having a vehicle deemed as a “total loss” by the insurance company often misleads consumers. One might assume that they have insurance, so their car is totaled, and it will be paid off in full. Unfortunately, this is rarely the case. Right now, Americans are Read More…

Is it Cheaper to Insure a Sedan or SUV?

You like the feeling of towering over everyone on the road and the added security of plowing through snow and muddy conditions with ease. However, with that extra space in your SUV comes higher gas prices, car payments, and possibly insurance premiums. Before you take Read More…

What if the At-Fault Party Lies about the Car Accident?

Unfortunately, not all car accidents are straightforward. In most instances, it comes down to a he-said-she-said debate. If you are involved in a motor vehicle accident, and the other party blatantly lies about fault or even misrepresents facts on the police report, you are not Read More…

Does Progressive Snapshot Really Save You Money?

You have seen the advertisements. You are reeled in by the fact that you could cut down your insurance premiums. Like most things in life, when something sounds too good to be real, it probably is – and Progressive’s Snapshot program might be a culprit Read More…

Are there Car Insurance Discounts for Federal Employees?

Federal jobs are not just for those enlisted in the military or elected into federal office positions. Instead, the United States employs civilians for jobs throughout the United States (and even posts overseas). The federal civil service is considered the U.S. civilian workforce, and they Read More…

Does Auto Insurance Cover Hurricane Damage?

Hurricanes strike, and those living in areas like South Carolina, Florida, Texas, Louisiana, and Alabama know that it happens frequently. In fact, according to the Insurance Information Institute, the typical year in this country usually sees 12 named storms, six hurricanes, and three major hurricanes. Read More…

Does Car Insurance Cover Normal Wear and Tear?

Life is unpredictable. You buy car insurance to cover unexpected costs – like the cost of an accident. Wear and tear, however, is a predictable cost: every car experiences wear and tear. Does normal car insurance cover wear and tear? Does any car insurance cover Read More…

Will Car Insurance Cover an Ambulance Ride?

In the United States, car insurance covers both vehicle damage and medical bills. What happens if you need to take an ambulance after a car accident? Will your car insurance cover an ambulance ride? How about your health insurance? Or will you need to pay Read More…

Can I Self-Insure My Car? What is Self-Insured Car Insurance?

Self-insuring a vehicle sounds like a crazy concept, but it’s a legitimate strategy used by thousands of drivers across the United States. Today, we’re explaining everything you need to know about self-insuring your vehicle. Is self-insured car insurance the right choice for you? Keep reading Read More…

Will Car Insurance Cover a Blown Engine?

Your car’s engine stops working. You’re left with a repair bill for thousands of dollars. Fortunately, you have insurance. Isn’t this what car insurance is for? Will car insurance cover a blown engine? Can I claim on my car insurance if my engine blows up? Read More…

What Happens If You Hit an Expensive Car?

Getting into an accident can be frightening. Getting into an accident with an expensive car can be even more frightening. Today, we’re explaining everything you need to know about hitting an expensive car, including your options, liability limits, and insurance coverage. How Much Car Insurance Read More…

Can You Really Save 15% By Switching to GEICO?

You’ve seen the GEICO commercials for years: 15 minutes could save you 15% or more on car insurance. But can you really save 15% when you switch to GEICO? Or is this just another catchy marketing slogan that fails to live up to the hype? Read More…