FAQs

Can Your Insurance Company Cancel Your Policy Without Notice?

You buy car insurance to protect you from unexpected events. But can your car insurance company cancel your policy without warning? In most states, car insurance companies are legally required to notify policyholders 30 days before cancellation. Insurers are allowed to cancel an insurance policy, Read More…

Do You Need Car Insurance to Register a Car?

Most states require that you have a minimum amount of car insurance in order to legally operate a vehicle in the state. But do you need car insurance to register a car? In most states, the answer is yes. However, different states have different requirements, Read More…

What Documents Do I Need to Insure My Car?

In the new world of online car insurance quotes, you may think that you don’t need any documents to insure your car. Everything is digital, right? Not necessarily. Even if you get your car insurance quote online, you may be required to provide documentation in Read More…

Is It Better to Pay Car Insurance in Full or Monthly?

It’s no secret that car insurance can be expensive. Some people have a difficult time coming up with a full six month or one-year policy upfront. This is especially true for young drivers, inexperienced drivers, and drivers with an accident history or traffic violations. However, Read More…

Is Auto Insurance Deductible Per Incident or Per Year?

One of the difficult things to understand about car insurance is how deductibles work. Deductibles for car insurance work differently than deductibles for health and other types of insurance. With things like health insurance, you only pay your deductible once per year. However, with car Read More…

Is Electronic Proof of Car Insurance Valid?

We’ve all been there. You get pulled over, reach for your glove box, and realize that you never put your newest insurance card in your vehicle. Your car insurance appears to be expired. You may know that you have coverage, but if you can’t prove Read More…

Does Auto Insurance Cover Transmission Repair?

Your auto insurance covers a myriad of events and repairs in the case of an accident. If you have comprehensive coverage, your car insurance even covers damages that are not from an auto accident, such as hail damage or damage from storms. But does your Read More…

Do Auto Insurance Companies Check Police Reports?

There are many factors that could contribute to the amount your car insurance company charges for your policy. It’s common knowledge that factors like your age, driving history, credit score, and prior accidents can impact your premiums, so it makes sense that many people wonder Read More…

Do Convertibles Cost More to Insure?

For true auto enthusiasts, getting a convertible is a dream come true. They look luxurious and allow you to enjoy nice warm weather while you are driving. However, before you purchase a convertible, you’ll need to look into what it costs to maintain the car, Read More…

Is It Cheaper to Insure a Honda CRV or Toyota RAV4?

It’s finally time to buy that new vehicle. This time around, you’re passing on the Maserati in favor of one of the most popular vehicles in America: the compact crossover SUV. And instead of luxury Italian, you’re choosing between two brands known for delivering on Read More…

Is Side Mirror Damage Covered by Car Insurance?

Side mirror damage is usually fairly minor, and it is one of the easiest and cheapest types of damage to repair. But that doesn’t make it any less frustrating, especially if you’re on a tight budget. Whether or not you should file a claim is Read More…

Does My Car Insurance Cover Turo?

Turo is a great alternative to a traditional rental car for some people, but are you covered by your insurance when you use Turo? For both car owners and car borrowers, the car insurance for Turo can be somewhat tricky. Turo offers its own insurance Read More…

Should Seniors Get AARP’s Auto Insurance?

You’ve heard of AARP and its auto insurance program, but is it right for you to try it out? AARP stands for the American Association of Retired Persons. It’s essentially a membership club that’s geared toward the elderly. In many ways, it’s similar to groups Read More…

Does Car Insurance Cover Tire Damage?

Drivers are primarily worried about collisions, speeding tickets, and inclement weather.  Tire damage is likely the last thing on your mind when you are behind the wheel. Tires are out of sight so they tend to be out of mind.  After all, tires are made Read More…

Do My Insurance Premiums Go Down When I Pay Off My Car?

Most people think their car insurance automatically decreases as soon as the car is paid off.  In most cases, this is true. In certain situations, the auto insurance rate reduction drops quite dramatically after the vehicle is paid off.  At a bare minimum, paying off Read More…

Are Auto Insurance Rates Negotiable?

Though some auto insurers are willing to negotiate rates, the majority will not budget from their quoted price.  If your auto insurer refuses to negotiate your rate, you can shop around for another quote. In some cases, customers who present competitors’ quotes to their current Read More…