FAQs

Browse our auto insurance FAQs for clear, straightforward answers to common coverage questions. Our guides explain how car insurance works in real-world situations — from deductibles and claims to discounts, coverage options, and insurer policies — so you can make informed decisions with confidence.

Is MAPFRE Good for Auto Insurance?

MAPFRE Insurance isn’t as widely known as some national giants, but in parts of the U.S. (especially Massachusetts) it’s a major auto insurer. If you’ve come across MAPFRE through a quote or an independent agent, the natural question is: is MAPFRE good for auto insurance? Read More…

Is NJM Good for Auto Insurance?

NJM Insurance Group (often called “New Jersey Manufacturers” or “NJM”) is a long-established, policyholder-focused insurer that’s best known for strong customer service and claims handling. If you live in NJM’s service area and you’re comparing quotes, it’s absolutely worth putting NJM on your shortlist. NJM Read More…

Is The Hanover Good for Auto Insurance?

It can be — but The Hanover tends to be a better fit for drivers who prefer working with an independent agent and want strong coverage options (especially when bundling), rather than shoppers hunting for the cheapest possible rate online. The Hanover Insurance Group traces Read More…

Is Dollar-A-Day Car Insurance in New Jersey Legit?

Yes — Dollar-a-Day car insurance in New Jersey is legit. It’s officially called the Special Automobile Insurance Policy (SAIP), and it’s a state-created, ultra-low-cost policy for drivers who qualify for Federal Medicaid with hospitalization. But there’s a big catch: SAIP is not “regular” car insurance. Read More…

Is Allstate’s Roadside Assistance Good?

Allstate’s roadside assistance is generally a solid value if you want 24/7 help for the most common breakdown problems—towing, jump-starts, flat tires, lockouts, and fuel delivery—without committing to a full auto club like AAA. That said, whether it’s “good” for you depends on which version Read More…

Is PEMCO Good for Auto Insurance?

If you live in the Pacific Northwest, you’ve probably heard of PEMCO Insurance. PEMCO (short for Public Employees Mutual Insurance Company) is a mutual insurer — meaning policyholders are effectively owners of the company. PEMCO has deep Northwest roots. It grew out of an organization Read More…

Are there Insurance Discounts for Anti-Theft Devices?

Yes — many auto insurers offer discounts for anti-theft devices. The catch is that the discount amount (and which devices qualify) varies a lot by company, state, and even your specific vehicle. In most cases, insurers apply anti-theft discounts only to the parts of your Read More…

Does Liberty Mutual’s RightTrack Save You Money?

Usage-based car insurance (also called telematics) is one of the most common ways insurers offer “personalized” rates. Instead of pricing you only on demographics and driving history, these programs use a smartphone app (and sometimes a plug-in device) to measure how, when, and how much Read More…

Is USAA’s Roadside Assistance Worth It?

You’re cruising along when the temperature gauge spikes and steam starts rolling out from under the hood. You weren’t in an accident — your car just quit on you — and now you need help fast. Maybe you remember seeing “roadside assistance” when you signed Read More…

Do Comprehensive Claims Raise Your Rates?

Collision claims are well-known for raising car insurance rates — but what about comprehensive claims? Comprehensive coverage pays for damage to your vehicle from non-collision events (think: theft, vandalism, weather, falling objects, glass damage, and animal strikes). Depending on your insurer and state, a comprehensive Read More…

What Insurance Do You Need When Buying Through Carvana?

Carvana changed the car-buying experience by letting you shop online, view detailed photos and a 360° tour, and schedule delivery or pickup—without spending hours at a dealership. Most listings also include a link to the free CarFax report so you can review title and accident Read More…

Does My Auto Policy Cover My Snow Plow?

If you live in the Northeast or Midwest, adding a snowplow to a pickup truck can be a smart way to handle winter storms without paying for a snow removal service. But before you mount a plow and head out, there’s one important question: will Read More…

Does Tennessee Require Auto Insurance?

Tennessee requires drivers to carry auto insurance (or another approved form of financial responsibility) to legally drive and register a vehicle. If you’re new to the state—or you’re reviewing your policy at renewal—here’s what Tennessee requires, what’s optional, and what coverage is worth strongly considering. Read More…

Is The Hartford Good for Auto Insurance?

The Hartford is one of the oldest insurance companies in the U.S., and it’s especially well known today for its long-running relationship with AARP. If you’re 50+ (or shopping through AARP), The Hartford can be a strong option thanks to mature-driver-focused pricing and unique benefits Read More…