• What’s Better for Auto Insurance – Liberty Mutual or Allstate?

    Picking auto insurance is not easy, mainly because there are so many providers out there each with a unique perk. You have conflicting information from advertisements, friends, and family telling you what worked for them, and now you need to choose one. The most important thing to remember when comparing insurance is that no one… Continue reading

  • Is NJM Good for Auto Insurance?

    NJM Insurance Group, formerly known as New Jersey Manufacturers Casualty Insurance Company, was formed in 1913. Initially, it was created by local factory owners that wanted auto insurance from reliable carriers in the area. NJM will write coverage for their customers directly, and you do not pay for any agent commissions. The company operates like… Continue reading

  • Is The Hanover Good for Auto Insurance?

    The Hanover, officially named as The Hanover Insurance Group, Inc. was founded in the United States in 1852. The Hanover, unlike other insurance companies of its time, did not experience exponential growth. Instead, it wasn’t until the past few decades this group even trained traction, and most motorists did not even know they existed. Right… Continue reading

  • What Is Better for Auto Insurance – Liberty Mutual or State Farm?

    While shopping for auto insurance, you might find yourself comparing two of the biggest names in coverage: Liberty Mutual and State Farm. Both have their advantages and disadvantages, and depending on what you’re looking for, one may be more suitable than the other. Comparing insurance is never easy, but when you know what to consider,… Continue reading

  • Is Dollar-A-Day Car Insurance in New Jersey Legit?

    Believe it or not, some drivers in New Jersey might be eligible for auto insurance coverage that only costs one dollar per day. Dollar-a-Day Car Insurance through NJ SAIP exists to provide auto insurance to drivers who would otherwise likely be uninsured. The sad truth is some people simply cannot afford auto insurance for a… Continue reading

  • Is Allstate’s Roadside Assistance Good?

    Allstate’s roadside assistance provides prompt and reliable roadside service.  Though the service has a few flaws, its merits outweigh its drawbacks. If you ever need a jump-start, assistance with a flat tire, a tow or lock-out help, simply contact Allstate’s roadside assistance and an assistant will be on his or her way to your location… Continue reading

  • What Happens When Property Damage Exceeds Insurance Coverage?

    Some auto accidents are serious to the point that the damage inflicted on the vehicle is higher than the insurance coverage’s limit. If this happens to you, you might feel hopeless. However, this is not the end of the world. There might be several other options available to cover the cost of the damages beyond… Continue reading

  • Do You Need to Report a New Baby to Your Car Insurance Company?

    If you are having a baby or recently had a baby, auto insurance is likely the last thing on your mind.  You are likely concerned with changing diapers, buying toys, researching pre-schools, and so on. However, you should jot down “contact the car insurance company” on your list of things to do.  Let’s take a… Continue reading

  • Insurance Wants to Total My Car but I Want to Keep It. Can I?

    If your vehicle is totaled in an accident, you might feel as though it does not warrant the “totaled” label.  Even if you feel the vehicle is rightfully described as totaled, you still might desire to keep it. Perhaps you feel as though you can salvage the vehicle or its parts.  Maybe you are sentimental… Continue reading

  • Is PEMCO Good for Auto Insurance?

    If you live in the Northwest area of the U.S., you may have heard of PEMCO Insurance Company. PEMCO, which stands for the Public Employees Mutual Insurance Company, is a mutual insurance company, which means policyholders are owners of the company. PEMCO is not new. It has been around since 1942 when Robert J. Handy… Continue reading

  • Are there Insurance Discounts for Anti-Theft Devices?

    Anti-theft discounts are relatively common today. After all, most vehicles come with some type of anti-theft device from the manufacturer, and many vehicle owners will install more sophisticated aftermarket ones to save further. The discounts, however, vary depending on the insurer and the type of device. Insurance companies will reward you regardless for taking measures… Continue reading

  • Does Liberty Mutual’s RightTrack Save You Money?

    These days, just about every insurance company is offering a way to save on your annual premiums and reduce deductibles. One popular method is to use an in-vehicle tracking device that monitors your driving habits and supposedly saves you money. Liberty Mutual is no stranger to such devices. In fact, they launched their RightTrack service… Continue reading

  • Is USAA’s Roadside Assistance Worth It?

    You find yourself stranded on the side of the highway. Sitting in your car, you see the steam coming from out under the hood – it has overheated. You were not in an accident, but you need assistance. Now you’re thinking back to when you signed up for auto insurance, and you had the option… Continue reading

  • Do Comprehensive Claims Raise Your Rates?

    You know that collision claims raise your auto insurance rates, but what about comprehensive? Comprehensive claims protect your vehicle in the event of damage in a non-collision incident. For example, you hit an animal on your way to work, or your car is stolen. Other times you might file a comprehensive claim include when weather… Continue reading

  • What Insurance Do You Need When Buying Through Carvana?

    Carvana has changed how consumers view the car buying experience. Instead of spending a day browsing local sales lots and dealing with pushy sales personnel, Carvana lets you shop online and delivers a vehicle right to your door. You also have an interactive 360-degree tour of each car so that you can thoroughly inspect it,… Continue reading

  • Can Car Insurance Deny a Claim If the Address on the Policy Is False?

    If you fail to report your current address to your auto insurer, there is a chance a claim you make for damages to your vehicle will be denied.  Though it is not guaranteed the insurer will deny your claim, there is a possibility you will have to foot the entirety of the repair bill on… Continue reading

  • Will My Insurance Company Pay for Original Equipment Manufacturer (OEM) Parts After an Accident?

    If you are involved in an auto accident, you likely feel as though your world is coming to an end.  You are probably bruised, bloodied, depressed and worried about your finances. The quality of the parts the insurance company decides to add to your vehicle during repairs should not be your top concern.  However, every… Continue reading

  • Does My Deductible Apply to All Claims, Even If I Am Not at Fault?

    People often wonder whether they will be forced to pay their auto insurance deductible even if they are not at fault for an accident.  The aftermath of an auto accident will be frustrating and stressful, especially if you are not at fault. The last thing you should have to worry about is having to pay… Continue reading

  • Will the Insurance Company Pay Storage Fees on a Totaled Car After a Wreck?

    A totaled automobile cannot be left on the side of the road or simply transported to the closest junkyard.  Totaled vehicles must be stored in a proper manner. These vehicles are likely to incur storage fees. Such a vehicle will cost more to fix than it would cost to be completely replaced.  Let’s take a… Continue reading

  • Does My Auto Policy Cover My Snow Plow?

    Plenty of pickup truck owners in the northeast and Midwest are tempted to add a snowplow to their truck so they do not have to pay for a snow removal service.  However, the average truck owner has no idea whether his or her auto insurance policy will also prove applicable to the snowplow. Let’s take… Continue reading

  • Does Tennessee Require Auto Insurance?

    Tennessee is enjoying a population boom with its low cost of living, growing jobs market, and thriving Nashville. It’s the 16th most populated state in the United States, despite being only the 36th biggest in land area. With so many people moving to and living in Tennessee, what are the auto insurance requirements? Minimum Requirements… Continue reading

  • Which Auto Insurance Company Is Better – Liberty Mutual or GEICO?

    GEICO and Liberty Mutual are two of the largest auto insurance companies in the United States. GEICO is currently the 2nd biggest, only behind State Farm. However, it’s considerably bigger in auto insurance than Liberty Mutual, which is currently the 6th largest auto insurance company in the US. What other differences are there between Liberty… Continue reading

  • Is Travelers Good for Auto Insurance?

    Travelers doesn’t do a lot of flashy advertisements on TV, but it’s one of the biggest insurance companies in the country. What kind of insurance do they sell, and are they a good option for your auto insurance? Who is Travelers? The Travelers Companies, aka Travelers, is one of the largest insurance companies that people… Continue reading

  • What If the Other Party in an Accident Has the Same Insurance Company as You?

    If you’re involved in a car accident, there’s always a chance that the other party involved could have the same insurance company as you. This is particularly common in areas where one insurance company is the most accessible. Once you find out that the other party has the same insurance provider, you might be wondering… Continue reading

  • Is The Hartford Good for Auto Insurance?

    The Hartford might seem quirky because of its name, “The” Hartford, but it’s one of the oldest insurance companies in the United States and could be the perfect choice for your auto insurance. Who is The Hartford? The Hartford Financial Services Group was founded in 1810 in Hartford, Connecticut, where it still has its headquarters.… Continue reading