• Can Your Insurance Company Cancel Your Policy Without Notice?

    Having car insurance is a requirement in most states. Having your policy canceled can be more than an inconvenience. If your state DMV finds out you are driving without insurance, you could be fined or lose your license. There are not many ways that your car insurance can be canceled. While the exact rules vary… Continue reading

  • Do You Need Car Insurance to Register a Car?

    Most states require that you have a minimum amount of car insurance in order to legally operate a vehicle in the state. But do you need car insurance to register a car? In most states, the answer is yes. However, different states have different requirements, and there are a few exceptions. What Car Insurance Do… Continue reading

  • What Documents Do I Need to Insure My Car?

    In the new world of online car insurance quotes, you may think that you don’t need any documents to insure your car. Everything is digital, right? Not necessarily. Even if you get your car insurance quote online, you may be required to provide documentation to prove several factors when your car insurance policy actually starts.… Continue reading

  • Is It Better to Pay Car Insurance in Full or Monthly?

    It’s no secret that car insurance can be expensive. Some people have a difficult time coming up with a full six month or one-year policy up front. This is especially true for young drivers, inexperienced drivers, and drivers with an accident history or traffic violations. However, there are a lot of things to consider when… Continue reading

  • Which Insurance Company Is Better – GEICO or State Farm?

    State Farm and GEICO are the two largest auto insurance companies in the United States. What’s the difference between the two, and is one better than the other? Here we’ll provide a full breakdown of each company and how it relates to you. State Farm State Farm is the largest auto insurance company in the… Continue reading

  • Do You Need Special Insurance Coverage If You Install Stereo Or Audio Equipment?

    Few things give personality and character (or headaches, depending on your point of view) to a regular car like a state-of-the-art sound system. A regular, boring 2012 Chevy Malibu now becomes the coolest car in the neighborhood. This fame brings peril. Everyone is jealous of your decked-out stereo system, and everyone knows you have it.… Continue reading

  • Is Auto Insurance Deductible Per Incident or Per Year?

    One of the difficult things to understand about car insurance is how deductibles work. Deductibles for car insurance work differently than deductibles for health and other types of insurance. With things like health insurance, you only pay your deductible once per year. However, with car insurance you pay your deductible per incident rather than per… Continue reading

  • Can I Drive My Parents’ Car If I’m Not On Their Insurance?

    Your parents are out of town and you’re out of soda. You decide to take their car and go to the nearby gas station, only to T-Bone a car that you didn’t see pulling out of the parking lot. Fortunately, nobody is hurt. But are you covered by your parents’ auto insurance? The simple answer… Continue reading

  • Is Electronic Proof of Car Insurance Valid?

    We’ve all been there. You get pulled over, reach for your glove box, and realize that you never put your newest insurance card in your vehicle. Your car insurance appears to be expired. You may know that you have coverage, but if you can’t prove it you will likely face a traffic ticket. Today there… Continue reading

  • Does Your Insurance go up After an Accident That is not Your Fault?

    Most people are aware their auto insurance rate will increase after an accident in which they are at fault.  However, there is also the potential for auto insurance to increase after any type of accident, regardless of whether the insured driver is not at-fault or completely blameless.  Though it is not a certainty the driver’s… Continue reading

  • Does Auto Insurance Cover Transmission Repair?

    Your auto insurance covers a myriad of events and repairs in the case of an accident. If you have comprehensive coverage, your car insurance even covers damages that are not from an auto accident, such as hail damage or damage from storms. But does your auto insurance cover transmission repair? That all depends on what… Continue reading

  • Do Auto Insurance Companies Check Police Reports?

    There are many factors that could contribute to the amount your car insurance company charges for your policy. It’s common knowledge that factors like your age, driving history, and credit score can impact your premiums, so it makes sense that many people wonder whether or not insurance providers check police reports. Here’s what you can… Continue reading

  • Whose Name is On an Auto Insurance Claim Check? Mine or the Bank’s?

    When you have an auto insurance claim, the process can sometimes be confusing, right down to who gets the check. Every step of the process as well as whose name is on the insurance claim check depends on several factors such as who caused the accident, who is paying the claim, and if there is… Continue reading

  • Do Convertibles Cost More To Insure?

    For true auto enthusiasts, getting a convertible is a dream come true. They look luxurious and allow you to enjoy nice warm weather while you are driving. However, before you purchase a convertible, you’ll need to look into what it costs to maintain the car, and that includes insurance. Generally, convertibles cost more to insure… Continue reading

  • Will an Out-of-State Speeding Ticket Raise Your Auto Insurance Rates?

    Roads trips are more popular than ever nowadays, and there are few things that can ruin a nice, sunny drive through the beautiful countryside like a speeding ticket. Unfortunately, the local police officer or state trooper probably won’t be too forgiving to your story, even with the kids in tow. Will this out-of-state speeding ticket… Continue reading

  • Do I Need to Maintain Auto Insurance on a Broken Down Vehicle?

    Every vehicle eventually reaches the point at which it no longer operates.  Whether your vehicle won’t start, has a compromised engine, an altered alignment, or another issue, you will have to decide whether to continue insuring it.  The details of the automobile and your unique situation will shape your decision. Why It Makes Sense to… Continue reading

  • Is It Cheaper To Insure a Honda CRV or Toyota RAV4?

    It’s finally time to buy that new vehicle. This time around, you’re passing on the Maserati in favor of one of the most popular vehicles in America: the compact-crossover SUV. And instead of luxury Italian, you’re choosing between two brands known for delivering on price, safety, and durability. Should you get the Honda CR-V or… Continue reading

  • Is Side Mirror Damage Covered by Car Insurance?

    Side mirror damage is usually fairly minor, and it is one of the easiest and cheapest types of damage to repair. But that doesn’t make it any less frustrating, especially if you’re on a tight budget. Whether or not you should file a claim is based on several different factors. It depends on how the… Continue reading

  • Does My Car Insurance Cover Turo?

    Turo is a great alternative to a traditional rental car for some people, but are you covered by your insurance? For both car owners and car borrowers, the car insurance for Turo can be somewhat tricky. Turo offers their own insurance coverage, but you are able to decline it if you have your own coverage.… Continue reading

  • Can I Switch My Car Insurance Company Mid-Policy?

    There are some instances where you might want to change car insurance carriers in the middle of your coverage contract. It may be convenient to stay with the car insurance carrier you’ve had for a long time, but you might be able to get a better deal or more comprehensive coverage by switching carriers. Many… Continue reading

  • Should Seniors Get AARP’s Auto Insurance?

    You’ve heard of AARP and its auto insurance program, but is the time right for you to try it out? AARP stands for American Association of Retired Persons. It’s essentially a membership club that’s geared towards the elderly. In many ways, it’s similar to groups like the VA, or even programs such as rewards credit… Continue reading

  • Does Car Insurance Cover Tire Damage?

    Drivers are primarily worried about collisions, speeding tickets, and inclement weather.  Tire damage is likely the last thing on your mind when you are behind the wheel. Tires are out of sight so they tend to be out of mind.  After all, tires are made of incredibly durable rubber that seems to roll over just… Continue reading

  • Can You Get SR-22 Insurance with a Suspended License?

    You just got back from court and the judge decreed that you need to obtain an SR-22, which apparently has something to do with insurance…. Can you even get SR-22 insurance if my license is already suspended? If so, what is it exactly and how do you go about getting it? The answer to the… Continue reading

  • Do My Insurance Premiums Go Down When I Pay Off My Car?

    Most people think their car insurance automatically decreases as soon as the car is paid off.  In most cases, this is true. In certain situations, the auto insurance rate reduction drops quite dramatically after the vehicle is paid off.  At a bare minimum, paying off a vehicle provides a little more control over the cost… Continue reading

  • Are Auto Insurance Rates Negotiable?

    Though some auto insurers are willing to negotiate rates, the majority will not budget from their quoted price.  If your auto insurer refuses to negotiate your rate, you can shop around for another quote. In some cases, customers who present competitors’ quotes to their current insurer can negotiate their rate down to market rate.  However,… Continue reading