FAQs

Is It Cheaper To Insure a Honda CRV or Toyota RAV4?

It’s finally time to buy that new vehicle. This time around, you’re passing on the Maserati in favor of one of the most popular vehicles in America: the compact-crossover SUV. And instead of luxury Italian, you’re choosing between two brands known for delivering on price, Read More…

Is Side Mirror Damage Covered by Car Insurance?

Side mirror damage is usually fairly minor, and it is one of the easiest and cheapest types of damage to repair. But that doesn’t make it any less frustrating, especially if you’re on a tight budget. Whether or not you should file a claim is Read More…

Does My Car Insurance Cover Turo?

Turo is a great alternative to a traditional rental car for some people, but are you covered by your insurance when you use Turo? For both car owners and car borrowers, the car insurance for Turo can be somewhat tricky. Turo offers its own insurance Read More…

Should Seniors Get AARP’s Auto Insurance?

You’ve heard of AARP and its auto insurance program, but is the time right for you to try it out? AARP stands for the American Association of Retired Persons. It’s essentially a membership club that’s geared towards the elderly. In many ways, it’s similar to Read More…

Does Car Insurance Cover Tire Damage?

Drivers are primarily worried about collisions, speeding tickets, and inclement weather.  Tire damage is likely the last thing on your mind when you are behind the wheel. Tires are out of sight so they tend to be out of mind.  After all, tires are made Read More…

Do My Insurance Premiums Go Down When I Pay Off My Car?

Most people think their car insurance automatically decreases as soon as the car is paid off.  In most cases, this is true. In certain situations, the auto insurance rate reduction drops quite dramatically after the vehicle is paid off.  At a bare minimum, paying off Read More…

Are Auto Insurance Rates Negotiable?

Though some auto insurers are willing to negotiate rates, the majority will not budget from their quoted price.  If your auto insurer refuses to negotiate your rate, you can shop around for another quote. In some cases, customers who present competitors’ quotes to their current Read More…

Does Expired Registration Void Your Car Insurance Policy?

It is perfectly understandable to let your automobile registration lapse. Life is busy, things get lost in the shuffle and minor details like renewing your car’s registration can easily fall between the cracks. However, it is imperative you keep your car registration and auto insurance Read More…

What Should You Do If Valet Parking Damages Your Car?

Valet parking is a very helpful convenience, but if they end up damaging your car, it can leave you feeling frustrated and confused. Not only did you trust them to handle the situation, but now you aren’t sure exactly who’s at fault and whether insurance Read More…

How Much Will My Insurer Pay for My Totaled Car?

Having a vehicle deemed as a “total loss” by the insurance company often misleads consumers. One might assume that they have insurance, so their car is totaled, and it will be paid off in full. Unfortunately, this is rarely the case. Right now, Americans are Read More…

Is it Cheaper to Insure a Sedan or SUV?

You like the feeling of towering over everyone on the road and the added security of plowing through snow and muddy conditions with ease. However, with that extra space in your SUV comes higher gas prices, car payments, and possibly insurance premiums. Before you take Read More…

What if the At-Fault Party Lies about the Car Accident?

Unfortunately, not all car accidents are straightforward. In most instances, it comes down to a he-said-she-said debate. If you are involved in a motor vehicle accident, and the other party blatantly lies about fault or even misrepresents facts on the police report, you are not Read More…

Does Progressive Snapshot Really Save You Money?

You have seen the advertisements. You are reeled in by the fact that you could cut down your insurance premiums. Like most things in life, when something sounds too good to be real, it probably is – and Progressive’s Snapshot program might be a culprit Read More…

Are there Car Insurance Discounts for Federal Employees?

Federal jobs are not just for those enlisted in the military or elected into federal office positions. Instead, the United States employs civilians for jobs throughout the United States (and even posts overseas). The federal civil service is considered the U.S. civilian workforce, and they Read More…

Does Auto Insurance Cover Hurricane Damage?

Hurricanes strike, and those living in areas like South Carolina, Florida, Texas, Louisiana, and Alabama know all too well that it happens frequently. In fact, according to the Insurance Information Institute, the typical year in this country usually sees 12 named storms, 6 hurricanes, and Read More…

Does Car Insurance Cover Normal Wear and Tear?

Life is unpredictable. You buy car insurance to cover unexpected costs – like the cost of an accident. Wear and tear, however, is a predictable cost: every car experiences wear and tear. Does normal car insurance cover wear and tear? Does any car insurance cover Read More…

Will Car Insurance Cover an Ambulance Ride?

In the United States, car insurance covers both vehicle damage and medical bills. What happens if you need to take an ambulance after a car accident? Will your car insurance cover an ambulance ride? How about your health insurance? Or will you need to pay Read More…