• Is PEMCO Good for Auto Insurance?

    If you live in the Northwest area of the U.S., you may have heard of PEMCO Insurance Company. PEMCO, which stands for the Public Employees Mutual Insurance Company, is a mutual insurance company, which means policyholders are owners of the company. PEMCO is not new. It has been around since 1942 when Robert J. Handy… Continue reading

  • Are there Insurance Discounts for Anti-Theft Devices?

    Anti-theft discounts are relatively common today. After all, most vehicles come with some type of anti-theft device from the manufacturer, and many vehicle owners will install more sophisticated aftermarket ones to save further. The discounts, however, vary depending on the insurer and the type of device. Insurance companies will reward you regardless for taking measures… Continue reading

  • Does Liberty Mutual’s RightTrack Save You Money?

    These days, just about every insurance company is offering a way to save on your annual premiums and reduce deductibles. One popular method is to use an in-vehicle tracking device that monitors your driving habits and supposedly saves you money. Liberty Mutual is no stranger to such devices. In fact, they launched their RightTrack service… Continue reading

  • Is USAA’s Roadside Assistance Worth It?

    You find yourself stranded on the side of the highway. Sitting in your car, you see the steam coming from out under the hood – it has overheated. You were not in an accident, but you need assistance. Now you’re thinking back to when you signed up for auto insurance, and you had the option… Continue reading

  • Do Comprehensive Claims Raise Your Rates?

    You know that collision claims raise your auto insurance rates, but what about comprehensive? Comprehensive claims protect your vehicle in the event of damage in a non-collision incident. For example, you hit an animal on your way to work, or your car is stolen. Other times you might file a comprehensive claim include when weather… Continue reading

  • What Insurance Do You Need When Buying Through Carvana?

    Carvana has changed how consumers view the car buying experience. Instead of spending a day browsing local sales lots and dealing with pushy sales personnel, Carvana lets you shop online and delivers a vehicle right to your door. You also have an interactive 360-degree tour of each car so that you can thoroughly inspect it,… Continue reading

  • Can Car Insurance Deny a Claim If the Address on the Policy Is False?

    If you fail to report your current address to your auto insurer, there is a chance a claim you make for damages to your vehicle will be denied.  Though it is not guaranteed the insurer will deny your claim, there is a possibility you will have to foot the entirety of the repair bill on… Continue reading

  • Will My Insurance Company Pay for Original Equipment Manufacturer (OEM) Parts After an Accident?

    If you are involved in an auto accident, you likely feel as though your world is coming to an end.  You are probably bruised, bloodied, depressed and worried about your finances. The quality of the parts the insurance company decides to add to your vehicle during repairs should not be your top concern.  However, every… Continue reading

  • Does My Deductible Apply to All Claims, Even If I Am Not at Fault?

    People often wonder whether they will be forced to pay their auto insurance deductible even if they are not at fault for an accident.  The aftermath of an auto accident will be frustrating and stressful, especially if you are not at fault. The last thing you should have to worry about is having to pay… Continue reading

  • Will the Insurance Company Pay Storage Fees on a Totaled Car After a Wreck?

    A totaled automobile cannot be left on the side of the road or simply transported to the closest junkyard.  Totaled vehicles must be stored in a proper manner. These vehicles are likely to incur storage fees. Such a vehicle will cost more to fix than it would cost to be completely replaced.  Let’s take a… Continue reading

  • Does My Auto Policy Cover My Snow Plow?

    Plenty of pickup truck owners in the northeast and Midwest are tempted to add a snowplow to their truck so they do not have to pay for a snow removal service.  However, the average truck owner has no idea whether his or her auto insurance policy will also prove applicable to the snowplow. Let’s take… Continue reading

  • Does Tennessee Require Auto Insurance?

    Tennessee is enjoying a population boom with its low cost of living, growing jobs market, and thriving Nashville. It’s the 16th most populated state in the United States, despite being only the 36th biggest in land area. With so many people moving to and living in Tennessee, what are the auto insurance requirements? Minimum Requirements… Continue reading

  • Which Auto Insurance Company Is Better – Liberty Mutual or GEICO?

    GEICO and Liberty Mutual are two of the largest auto insurance companies in the United States. GEICO is currently the 2nd biggest, only behind State Farm. However, it’s considerably bigger in auto insurance than Liberty Mutual, which is currently the 6th largest auto insurance company in the US. What other differences are there between Liberty… Continue reading

  • Is Travelers Good for Auto Insurance?

    Travelers doesn’t do a lot of flashy advertisements on TV, but it’s one of the biggest insurance companies in the country. What kind of insurance do they sell, and are they a good option for your auto insurance? Who is Travelers? The Travelers Companies, aka Travelers, is one of the largest insurance companies that people… Continue reading

  • What If the Other Party in an Accident Has the Same Insurance Company as You?

    If you’re involved in a car accident, there’s always a chance that the other party involved could have the same insurance company as you. This is particularly common in areas where one insurance company is the most accessible. Once you find out that the other party has the same insurance provider, you might be wondering… Continue reading

  • Is The Hartford Good for Auto Insurance?

    The Hartford might seem quirky because of its name, “The” Hartford, but it’s one of the oldest insurance companies in the United States and could be the perfect choice for your auto insurance. Who is The Hartford? The Hartford Financial Services Group was founded in 1810 in Hartford, Connecticut, where it still has its headquarters.… Continue reading

  • Can a Car Have Two Separate Insurance Policies by Two Different People?

    If you share a car with others, you may be wondering if you can have two insurance policies on it by two different people. Maybe you share a car with a partner, sibling, or roommate and you each want coverage for the car when you drive it. This might happen if you live in an… Continue reading

  • Should You File a Claim If You Hit a Road Obstruction?

    Running into an object in the road can be very dangerous – in some cases, almost as dangerous as hitting another car. Road obstructions will often cause damage to your car, and in some cases, they can even lead to injury as well. You may wonder how to handle this with your insurance company. Here’s… Continue reading

  • Is Nationwide Good for Auto Insurance?

    Nationwide is popular today partly for its commercials featuring former NFL star Peyton Manning and country music star Brad Paisley. However, there’s a lot more to Nationwide than its funny ads and its catchy slogan, “Nationwide is on your side.” Who is Nationwide? The Nationwide Mutual Insurance Company was founded in 1926 in Ohio, and… Continue reading

  • Is Auto-Owners a Good Car Insurance Company?

    If you are on the prowl for new auto insurance, Auto-Owners Insurance is worth consideration.  This insurance company provides affordable insurance from a trustworthy group with some unexpected niceties.  If you are looking for direct, one-on-one interactions with a friendly agent at your convenience, you will find it with Auto-Owners Insurance.  The company also provides… Continue reading

  • Is Car Insurance Cheaper If You’re Self Employed?

    Most people assume car insurance is cheaper for the self-employed as self-employed business owners often work from home.  After all, those who have a short commute to work or no commute at all typically have comparably low auto insurance rates.   Let’s take a look at exactly what might happen to a driver’s auto insurance… Continue reading

  • If Your Airbags Deploy Is the Car Considered Totaled?

    Just because your vehicle’s airbags deploy upon impact does not mean your vehicle is totaled.  Each state has its own unique requirements for determining if a damaged vehicle as totaled.  In general, if the damage to a vehicle equates to 70-75% of its actual cash value, it is totaled and should be transported to a… Continue reading

  • Is Amica Good for Car Insurance?

    With the huge number of insurance companies out there, most of whom are seemingly spending millions of dollars in advertising money just trying to get your attention, it can be easy to forget about Amica. How good is Amica when it comes to auto insurance? Who is Amica? Amica’s full name is Amica Mutual Insurance… Continue reading

  • Does Allstate’s Drivewise Really Save You Money?

    With insurance rates continuously going up each year, people are looking for ways to save money any way they can. One of the biggest discounts drivers can receive is by using telematics. Telematics are an increasingly popular option that’s offered by most of the biggest car insurance companies. Allstate’s telematics program is called Drivewise, and… Continue reading

  • Which Discounts Does Farmers Offer for Auto Insurance?

    Farmers Insurance is the 7th largest auto insurance company in the United States and has come a long way since its founding in 1928. As its name suggests, the company was originally founded to serve the farming and ranching market. With revenues of over $12 billion annually, it’s expanded to much more than that. As… Continue reading