A classic and still interesting question was brought to us by Dan from Colorado: “What are the most expensive cars to insure?” The question is natural and the answers ever changing, at least to some degree. So let’s get started.


The list of most expensive cars to insure is kind of an obvious list. As you would expect, luxury cars, sports cars, and cars that would be expensive to repair always seem to top the list. As an American, you probably are aware of the stereotype that foreign cars (especially European) are expensive to repair and domestic cars are cheap to repair.

Before we reveal the list of most expensive cars to insure (for 2013), let’s first take a look at the least expensive cars to insure list:
1) Ford Edge SE
2) Jeep Grand Cherokee Laredo
3) Subaru Outback 2.5i Premium
4) Kia Sportage
5) Jeep Patriot Sport
6) Chevrolet Express 1500
7) Subaru Outback 3.6R
8) Hyundai Tucson GLS
9) Ford Explorer
10) Hyundai Tucson GL

As you can see, half the list is made up of American cars. The other half is made up of cars from “affordable” Japanese manufacturers. Popular Japanese cars in America, such as the Toyota Corolla and Honda Civic are also very cheap to insure. The Ford Edge SE at #1 only costs $1,128 yearly to insure. The Hyundai Tucson GL at #10 still only costs a modest $1,204 to insure.

If you are looking for cars that are cheap to insure, you should look in that direction. Generally speaking, you should look at safety ratings, repair costs, and affordability of the vehicle you are looking at to get a good idea of how much it will cost to insure.

Now for the list of most expensive cars to insure for 2013:most expensive car to insure the mercedes benz
1) Mercedes Benz CL600
2) Mercedes Benz CL65 AMG
3) Mercedes Benz S65 AMG
4) Mercedes Benz SL65 AMG
5) Mercedes Benz CL63 AMG
6) Mercedes Benz S600
7) Mercedes Benz SL63 AMG
8) Mercedes Benz S63 AMG
9) Porsche 911 Turbo
10) Porsche 911 Turbo S

As you can see, luxury European cars dominate the list. The number 1 car costs an average of $3,357 per year to insure while the #10 vehicle costs $2,925 to insure. If you can’t afford to drop $3000+ per year on insurance, you should probably stay away from these cars!