The last thing most people want to think about is their accident history. Unfortunately, your claims and accident history play a huge role in determining your auto insurance rates. Even if you’d rather forget past fender-benders, insurance companies definitely don’t. Understanding what’s in your claims Read More…
After hurricanes, tropical storms, and heavy rain events, it’s unfortunately common to see cars sitting in rising water—or fully submerged. If you’re dealing with water in (or around) your vehicle, the big question is simple: Will car insurance cover flood damage? Flooding is handled very Read More…
You finally decided to upgrade your ride, trading in an older Chevy Malibu for a much newer Nissan Altima. The newer model, lower mileage, and updated tech all feel great… until you get your renewal notice and see that your auto insurance rates are going Read More…
When shopping for auto insurance, you not only choose which company to buy from—you also choose how you buy it. You can work with a captive insurance agent, an independent agent, or buy your policy directly online. Each option has its benefits, and each can Read More…
If your auto insurance bill is ever going to feel “cheap,” it’s most likely when you’re in your 50s. For many people, their 50s are a financially stable time in life. They’re often at or near the peak of their careers, may be close to Read More…
Car accidents are common on today’s busy, distracted roads. More drivers mean a better chance of a wreck, especially with the rise of distracted driving—texting, using apps, eating, or anything that takes your focus off the road. Those accidents matter because they directly affect what Read More…
If you’ve ever been in an auto accident, you know how fast things move. Even minor crashes can feel stressful, and it’s easy to leave the scene missing key details. One of the most common questions drivers ask afterward is: “Can I identify the other Read More…
You’ve just had a bad auto loss and filed a claim with your insurance company. Hopefully, nobody was hurt, but let’s say your vehicle was totaled. Your next call will likely be from the claims adjuster—the person who becomes your main point of contact during Read More…
Insurance policies are packed with legal and industry jargon—even though many states require policy forms to meet plain-language and readability standards. Still, “plain language” doesn’t always feel plain when you’re trying to understand a real claim or a real insurance contract. One of the most Read More…
Insurance companies sometimes earn a bad reputation for not paying claims the way people expect. It’s easy to forget that the purpose of insurance is to put you back where you were before the loss—not to make you better off—and that insurers are still businesses Read More…
A happy trip to the mailbox can quickly turn into a bad day if you find a letter from your auto insurance company saying your policy is going to be canceled. Or worse, you’re out of town when the letter arrives and miss the deadline. Read More…
You’re finally packing up those cold winters for a sun-drenched state—or leaving the beach for a once-in-a-lifetime career move across the country. Whatever your situation, you’re moving to a new state, and that means new surroundings, new rules, and unfortunately, new auto insurance requirements. Updating Read More…
