Washington DC Car Insurance

Last Updated on September 15, 2020

We’ve helped thousands of drivers in our nation’s capital find cheap car insurance quotes online. Over the years, we’ve noticed certain companies tend to appear on this list more frequently than others. Some companies offer particularly cheap car insurance prices in Washington DC, consistently coming in below the district’s average.

GEICO, for example, has consistently offered affordable car insurance for drivers in Washington, DC – which is fitting considering that GEICO stands for “Government Employees Insurance Corporation.”

State Farm and Progressive are also known for their competitive prices – especially if you have a clean driving record. Meanwhile, young drivers may get the best rates with GEICO and Progressive. If you have one or more at-fault accidents in the last seven years, then consider requesting a quote from State Farm, Progressive, or Allstate, all of which are known for offering cheap car insurance in Washington DC for drivers with a single at-fault crash.

Meanwhile, if you qualify for USAA, then you’ll find USAA offers some of the cheapest Washington DC car insurance prices.

Drivers in Washington DC Pay Some of the Highest Insurance Prices in the Country

When shopping for car insurance quotes, it’s important to remember that drivers in Washington DC pay some of the highest car insurance prices in the country. If you live in the city, then you’re paying significantly more for car insurance than drivers in virtually every other metropolitan area of the country. On the list of most expensive states for car insurance, Washington DC is consistently among the top 10. The average driver in the United States pays about $1,500 per year for car insurance, while the average driver in Washington DC pays about $2,000.

If you recently moved to DC and are frustrated by high car insurance prices, then remember: everyone is paying higher rates here. However, the difference is particularly noticeable for those moving from a state with cheap car insurance – like North Carolina – to Washington DC.

You can escape the high Washington DC price tag when moving outside the district. However, don’t expect to get a big discount in the surrounding areas of Maryland or Virginia. Yes, surrounding states can offer lower car insurance prices on average, but you’ll still pay a “DC premium” when you’re in the Washington metropolitan area. Expect to pay slightly less when living in Virginia or Maryland, but you’re going to be paying slightly more for car insurance if you’re in the Washington DC metropolitan area regardless – especially if your ZIP code has high rates of accidents, car theft, or other insurance claims.

Ask About Government Employee Discounts on Car Insurance in Washington DC

Some Washington DC car insurance providers offer a discount to government employees, active military, and others in the DC area. If you work for the government, then you might qualify for a discount of 10% to 15% off ordinary premiums.

Sometimes, this discount is arbitrary, and the insurance company is simply trying to win the business of government employees. In other cases, the insurance company has analyzed statistics to show that government employees are safer drivers than ordinary employees. In any case, it never hurts to ask for a discount if you work for the government in Washington DC.

Don’t forget to compare car insurance quotes with USAA. If you have a connection to the military – say, if you, a spouse, or a parent is active duty or retired military – then you can get cheap car insurance in Washington DC through USAA.

Washington DC, District of Columbia – Car Insurance Requirements

Before buying auto insurance in Washington DC, please be aware of the requirements issued by the district:

Coverage	Minimum About
Property Damage Liability	$10,000
Third-Party Liability	$25,000 per person and $50,000 per accident
Uninsured Motorist Bodily Injury	$25,000 per person and $50,000 per accident
Uninsured Motorist property damage	$5,000 subject to $200 deductible

Washington DC, District of Columbia Car Insurance Agents

If you wish to shop offline for car insurance in the Washington DC area, Insurance Panda gives you that option as well. Below is a list of the top auto insurance agents in Washington DC. Instead of getting quotes from our website, call them up directly to get their prices.

• The Capital Group

  1455 Pennsylvania Ave NW Ste 400, Washington, DC 20004
  (301) 2147666

• AAA Insurance

  1405 G St NW, Washington, DC 20005
  (202) 4816811

• Wells Fargo Insurance Services USA

  1401 H St NW Ste 750, Washington, DC 20005
  (202) 7835810

• Flather & Perkins

  888 17th St NW Ste 508, Washington, DC 20006
  (202) 4668888

• Rust Insurance Agency

  910 17th St NW Fl 9, Washington, DC 20006
  (202) 7765000

• D H Lloyd & Associates

  1625 K St NW Ste 400, Washington, DC 20006
  (202) 2231506

• Everge Insurance Services

  1629 K St NW Ste 300, Washington, DC 20006
  (202) 6816147

• Bryan Scott

  1001 Connecticut Ave NW Ste 201, Washington, DC 20036
  (202) 2935050

• Kevin Hassett

  1001 Connecticut Ave NW Ste 201, Washington, DC 20036
  (202) 4638407

• Newtek Insurance Agency

  1627 K St NW Ste 1000, Washington, DC 20006
  (866) 3807007

• Tom Brown & Company

  1425 K St NW Ste 350, Washington, DC 20005
  (202) 3937755

• Alliance Insurance Services Inc

  1660 L St NW Ste 210, Washington, DC 20036
  (202) 6381010

• Marvin A Address & Associates

  1725 Desales St NW Ste 802, Washington, DC 20036
  (202) 4290206

• Clements & Company

  1 Thomas Cir NW Fl 8, Washington, DC 20005
  (202) 8720060

• Greg Owens

  1730 Rhode Island Ave NW, Washington, DC 20036
  (202) 4632480

• Jay Frye

  1211 Connecticut Ave NW Ste 520, Washington, DC 20036
  (202) 8610721

• Maurice Brown

  4900 Mass Ave NW Ste 235, Washington, DC 20016
  (202) 7472050

• Huntington T Block Insurance Agency

  1120 20th St NW Frnt 6, Washington, DC 20036
  (800) 4248830

• Max James

  1713 7th Street NW South Retail, Washington, DC 20001
  (202) 3190005

• Garry Blunt

  955 L’enfant Plaza North No. 1205, Washington, DC 20024
  (202) 8632700

• Johnson Family Insurance Agency

  1534 14th St NW, Washington, DC 20005
  (202) 5774622

• The Harold Group

  702 N St NW Apt 402, Washington, DC 20001
  (202) 8981911

• Howard W Phillips & Company

  2555 Pennsylvania Ave, Washington, DC 20037
  (202) 3319200

• Pj Hemnani

  2141 P St NW Ste 105, Washington, DC 20037
  (202) 4638408

• Barry Lumsden Insurance Agency

  1525 9th St NW, Washington, DC 20001
  (202) 3871160

• Apex Insurance Group

  20 F St NW Fl 7, Washington, DC 20001
  (202) 6814150

• Gregory Owens

  1512 U St NW Fl 2, Washington, DC 20009
  (202) 4089451

• M Squared Risk & Insurance

  1010 Wisconsin Ave NW Ste 200, Washington, DC 20007
  (202) 2902490

• Chris Miller

  1009 U St NW, Washington, DC 20001
  (202) 3281210

• Elite Insurance & Consulting Services

  430 M St SW # 206, Washington, DC 20024
  (202) 9055800

• JHC Insurance Agency

  71 Florida Ave NW Fl 1, Washington, DC 20001
  (202) 8323388

• Eric Hardiman State Farm Insurance

  1540 N Capitol St NW Ste 201, Washington, DC 20002
  (202) 6435905

• Jimmy Podoley

  236 Massachusetts Ave NE Ste 100, Washington, DC 20002
  (202) 5462244

• Cedar General Insurance Agencies

  1730 N Lynn Street Suite A50, Arlington, VA 22209
  (703) 8071018

• Crystal Insurance Group

  1744 Columbia Rd NW Apt 3, Washington, DC 20009
  (202) 3879162

• Mohammad Y Bajwa

  1730 Columbia Rd NW, Washington, DC 20009
  (202) 3877932

• Angela Rosser

  528 H St NE Ste 2, Washington, DC 20002
  (202) 5470008

• Thacker Insurance & Financial Services

  2600 Connecticut Ave NW Ste 200, Washington, DC 20008
  (202) 7851966

• Tim Lacasse

  617 Pennsylvania Ave SE, Washington, DC 20003
  (202) 5484229

• Waymon L Lynch

  3016 14th St NW, Washington, DC 20009
  (202) 4629243

• Jackie A Walker

  420 8th St SE, Washington, DC 20003
  (202) 5485240

• Countrywide Insurance Company

  1377 Kenyon St NW, Washington, DC 20010
  (703) 8015062

• Mike Jones

  522 8th St SE Ste B, Washington, DC 20003
  (202) 5463200

• Peruvian Insurance Agency

  1916 Wilson Blvd Ste 304, Arlington, VA 22201
  (703) 2435660

• TWFG Insurance Services Rob Robinson

  2201 Wisconsin Ave NW Ste C110, Washington, DC 20007
  (202) 6849898

• Geoff Collins

  2233 Wisconsin Ave NW Ste 224, Washington, DC 20007
  (202) 3334134

• Maurice Brown

  1200 G St SE # A, Washington, DC 20003
  (202) 5461493

• Brad Ryant Sr

  1334 H St NE, Washington, DC 20002
  (202) 3886411

• Analia Ramos Insurance Agency

  3537 6th St NW, Washington, DC 20010
  (571) 4717130

• Tawana Mensah

  1332 Pennsylvania Ave SE, Washington, DC 20003
  (202) 5063636

• Payne Insurance Agency

  3600 14th St NW, Washington, DC 20010
  (202) 6292233

• Lockhart’s Insurance Services

  3907 Georgia Ave NW, Washington, DC 20011
  (202) 8296222

• Johno Steffen

  2762 Washington Blvd Apt 1a, Arlington, VA 22201
  (703) 2436565

• Herbert L Jamison & Company

  1220 N Fillmore St Ste 400, Arlington, VA 22201
  (703) 2580094

• Stephon Scriber

  2639 Connecticut Ave NW Ste C110, Washington, DC 20008
  (202) 2345555

• C M R Insurance Agency

  37 N Fillmore St, Arlington, VA 22201
  (703) 3519494

• Harvey Ostrow

  3132 10th St N Ste 2, Arlington, VA 22201
  (703) 5277222

• Rudy Alston III

  2901 12th St NE, Washington, DC 20017
  (202) 6350850

• Prabakaran Thomas

  3408 Wisconsin Ave NW Ste 209, Washington, DC 20016
  (202) 5371133

• Gloria Perez

  4322 Kansas Ave NW, Washington, DC 20011
  (703) 7869044

• G J Graham

  3411 Washington Blvd, Arlington, VA 22201
  (703) 5251800

• Bill Welsh

  933 N Kenmore St Ste 220, Arlington, VA 22201
  (703) 5241976

• Joli Brown

  4818 Macarthur Blvd NW Fl 1, Washington, DC 20007
  (202) 7350086

• Lloyd Chesley Jr

  3500 12th St NE, Washington, DC 20017
  (202) 8631400

• Pacific Insurance Agency

  901 S Highland St Ste 319, Arlington, VA 22204
  (703) 9792090

• Tsige Paulo

  3045 Columbia Pike Ste A, Arlington, VA 22204
  (703) 3023770

• Mark W Wardlow

  3617 12th St NE, Washington, DC 20017
  (202) 5268181

• Doug Girma

  3512 Lee Hwy, Arlington, VA 22207
  (703) 6602316

• Nationwide Agency

  3201 Columbia Pike, Arlington, VA 22204
  (571) 4386902

• Richard Frick

  3201 New Mexico Ave NW Ste 252, Washington, DC 20016
  (202) 6865197

• Stephen W Papovich

  802 S Glebe Rd, Arlington, VA 22204
  (703) 5218779

• Terry White, Sr

  4301 Connecticut Ave NW Ste 143, Washington, DC 20008
  (202) 3623535

• Howard & Hoffman

  3201 New Mexico Ave NW Ste 300, Washington, DC 20016
  (202) 9660700

• Golden Insurance Agency

  3103 13th St S, Arlington, VA 22204
  (703) 5382285

• David Seidel

  413 S Glebe Rd, Arlington, VA 22204
  (703) 9205012

• Sal Nooristani

  200 N Glebe Rd Ste 235, Arlington, VA 22203
  (703) 2430700

• Kevin Gallagher

  4001 9th St N Ste 101, Arlington, VA 22203
  (703) 5259500

• Adria Brown

  2413 26th Rd S, Arlington, VA 22206
  (703) 5588200

• Georgetown Insurance Group

  5125 Macarthur Blvd NW, Washington, DC 20016
  (202) 5370064

• Howard Eales

  5157 Macarthur Blvd NW, Washington, DC 20016
  (202) 3634088

• M Afarin Rooholamini

  4301 Fairfax Dr Ste 190, Arlington, VA 22203
  (703) 7601514

• Leroy Berkley

  723 Kennedy St NW, Washington, DC 20011
  (202) 8292771

• Atlas Insurance Agency

  3305 Mount Vernon Ave, Alexandria, VA 22305
  (703) 5490000

• Cascade Insurance Group

  1100 N Glebe Rd Ste 1010, Arlington, VA 22201
  (703) 5512000

• Kenya Zambrano

  4620 Lee Hwy Ste 208, Arlington, VA 22207
  (703) 4652886

• Michele Conley

  4701 Wisconsin Ave NW, Washington, DC 20016
  (202) 9666677

• Soltech Insurance Agency Ana Quinteros

  944 S Wakefield St Ste 100, Arlington, VA 22204
  (703) 2710345

• Troka Insurance

  210 Riggs Rd NE Ste B, Washington, DC 20011
  (202) 6350077

• Ernesto Bandini

  2605 Mount Vernon Ave Ste B, Alexandria, VA 22301
  (703) 5490104

• Anchor Insurance

  3200 Otis St, Mt Rainier, MD 20712
  (301) 6998977

• David W Kushner

  3200b Otis St, Mt Rainier, MD 20712
  (301) 2772535

• Donna Carter

  2309 Mount Vernon Ave, Alexandria, VA 22301
  (703) 5489790

• Capital Benefits Corporation

  5028 Wisconsin Ave NW Ste 103, Washington, DC 20016
  (202) 3624500

• Alston & Associates

  6234 Georgia Ave NW, Washington, DC 20011
  (202) 8292510

• Gene Cartwright

  2721 Branch Ave SE, Washington, DC 20020
  (202) 5846000

• J Reed Laughlin

  5100 Wisconsin Ave NW Ste 516, Washington, DC 20016
  (202) 3648200

• Minus & Associates

  6230 3rd St NW, Washington, DC 20011
  (703) 9208899

• Stephen Hoyt

  5217 Wisconsin Ave NW Ste 1, Washington, DC 20015
  (202) 3643412

• Wil Christian

  4236 Hildreth St SE, Washington, DC 20019
  (202) 5823333

• Jon Laskin

  5600 Connecticut Ave NW Ste 400, Washington, DC 20015
  (202) 3648861

• Mouton Insurance Brokerage

  7059 Blair Rd NW Ste 202 # 5, Washington, DC 20012
  (202) 6677446

• Discount Auto Insurance

  7321 Georgia Ave NW, Washington, DC 20012
  (202) 8829850

• Paul Cofer

  7414 Georgia Ave NW Ste 2, Washington, DC 20012
  (202) 7225100

• V. W. Brown Insurance Service

  3286 Chestnut St NW, Washington, DC 20015
  (202) 9660566

• Keith Edwards

  7813 Georgia Ave NW, Washington, DC 20012
  (202) 7267771

Find Cheap Car Insurance Rates in DC

Insurance Panda is pleased to offer cheap auto insurance rates for all Washington DC, District of Columbia residents. To find these affordable rates in Washington DC, we ask you to enter your Washington DC area zip code in the box above. On the next two pages, you will be asked some basic information about yourself and the vehicle you will be driving. Once you complete our brief form, you will be connected to some of the best car insurance rates in all of Washington DC.