Washington DC Car Insurance
Last Updated on September 15, 2020
We’ve helped thousands of drivers in our nation’s capital find cheap car insurance quotes online. Over the years, we’ve noticed certain companies tend to appear on this list more frequently than others. Some companies offer particularly cheap car insurance prices in Washington DC, consistently coming in below the district’s average.
GEICO, for example, has consistently offered affordable car insurance for drivers in Washington, DC – which is fitting considering that GEICO stands for “Government Employees Insurance Corporation.”
State Farm and Progressive are also known for their competitive prices – especially if you have a clean driving record. Meanwhile, young drivers may get the best rates with GEICO and Progressive. If you have one or more at-fault accidents in the last seven years, then consider requesting a quote from State Farm, Progressive, or Allstate, all of which are known for offering cheap car insurance in Washington DC for drivers with a single at-fault crash.
Meanwhile, if you qualify for USAA, then you’ll find USAA offers some of the cheapest Washington DC car insurance prices.
Drivers in Washington DC Pay Some of the Highest Insurance Prices in the Country
When shopping for car insurance quotes, it’s important to remember that drivers in Washington DC pay some of the highest car insurance prices in the country. If you live in the city, then you’re paying significantly more for car insurance than drivers in virtually every other metropolitan area of the country. On the list of most expensive states for car insurance, Washington DC is consistently among the top 10. The average driver in the United States pays about $1,500 per year for car insurance, while the average driver in Washington DC pays about $2,000.
If you recently moved to DC and are frustrated by high car insurance prices, then remember: everyone is paying higher rates here. However, the difference is particularly noticeable for those moving from a state with cheap car insurance – like North Carolina – to Washington DC.
You can escape the high Washington DC price tag when moving outside the district. However, don’t expect to get a big discount in the surrounding areas of Maryland or Virginia. Yes, surrounding states can offer lower car insurance prices on average, but you’ll still pay a “DC premium” when you’re in the Washington metropolitan area. Expect to pay slightly less when living in Virginia or Maryland, but you’re going to be paying slightly more for car insurance if you’re in the Washington DC metropolitan area regardless – especially if your ZIP code has high rates of accidents, car theft, or other insurance claims.
Ask About Government Employee Discounts on Car Insurance in Washington DC
Some Washington DC car insurance providers offer a discount to government employees, active military, and others in the DC area. If you work for the government, then you might qualify for a discount of 10% to 15% off ordinary premiums.
Sometimes, this discount is arbitrary, and the insurance company is simply trying to win the business of government employees. In other cases, the insurance company has analyzed statistics to show that government employees are safer drivers than ordinary employees. In any case, it never hurts to ask for a discount if you work for the government in Washington DC.
Don’t forget to compare car insurance quotes with USAA. If you have a connection to the military – say, if you, a spouse, or a parent is active duty or retired military – then you can get cheap car insurance in Washington DC through USAA.
Washington DC, District of Columbia – Car Insurance Requirements
Before buying auto insurance in Washington DC, please be aware of the requirements issued by the district:
Coverage | Minimum About |
---|---|
Property Damage Liability | $10,000 |
Third-Party Liability | $25,000 per person and $50,000 per accident |
Uninsured Motorist Bodily Injury | $25,000 per person and $50,000 per accident |
Uninsured Motorist property damage | $5,000 subject to $200 deductible |
Washington DC, District of Columbia Car Insurance Agents
If you wish to shop offline for car insurance in the Washington DC area, Insurance Panda gives you that option as well. Below is a list of the top auto insurance agents in Washington DC. Instead of getting quotes from our website, call them up directly to get their prices.
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The Capital Group
1455 Pennsylvania Ave NW Ste 400, Washington, DC 20004
(301) 2147666 -
AAA Insurance
1405 G St NW, Washington, DC 20005
(202) 4816811 -
Wells Fargo Insurance Services USA
1401 H St NW Ste 750, Washington, DC 20005
(202) 7835810 -
Flather & Perkins
888 17th St NW Ste 508, Washington, DC 20006
(202) 4668888 -
Rust Insurance Agency
910 17th St NW Fl 9, Washington, DC 20006
(202) 7765000 -
D H Lloyd & Associates
1625 K St NW Ste 400, Washington, DC 20006
(202) 2231506 -
Everge Insurance Services
1629 K St NW Ste 300, Washington, DC 20006
(202) 6816147 -
Bryan Scott
1001 Connecticut Ave NW Ste 201, Washington, DC 20036
(202) 2935050 -
Kevin Hassett
1001 Connecticut Ave NW Ste 201, Washington, DC 20036
(202) 4638407 -
Newtek Insurance Agency
1627 K St NW Ste 1000, Washington, DC 20006
(866) 3807007 -
Tom Brown & Company
1425 K St NW Ste 350, Washington, DC 20005
(202) 3937755 -
Alliance Insurance Services Inc
1660 L St NW Ste 210, Washington, DC 20036
(202) 6381010 -
Marvin A Address & Associates
1725 Desales St NW Ste 802, Washington, DC 20036
(202) 4290206 -
Clements & Company
1 Thomas Cir NW Fl 8, Washington, DC 20005
(202) 8720060 -
Greg Owens
1730 Rhode Island Ave NW, Washington, DC 20036
(202) 4632480 -
Jay Frye
1211 Connecticut Ave NW Ste 520, Washington, DC 20036
(202) 8610721 -
Maurice Brown
4900 Mass Ave NW Ste 235, Washington, DC 20016
(202) 7472050 -
Huntington T Block Insurance Agency
1120 20th St NW Frnt 6, Washington, DC 20036
(800) 4248830 -
Max James
1713 7th Street NW South Retail, Washington, DC 20001
(202) 3190005 -
Garry Blunt
955 L’enfant Plaza North No. 1205, Washington, DC 20024
(202) 8632700 -
Johnson Family Insurance Agency
1534 14th St NW, Washington, DC 20005
(202) 5774622 -
The Harold Group
702 N St NW Apt 402, Washington, DC 20001
(202) 8981911 -
Howard W Phillips & Company
2555 Pennsylvania Ave, Washington, DC 20037
(202) 3319200 -
Pj Hemnani
2141 P St NW Ste 105, Washington, DC 20037
(202) 4638408 -
Barry Lumsden Insurance Agency
1525 9th St NW, Washington, DC 20001
(202) 3871160 -
Apex Insurance Group
20 F St NW Fl 7, Washington, DC 20001
(202) 6814150 -
Gregory Owens
1512 U St NW Fl 2, Washington, DC 20009
(202) 4089451 -
M Squared Risk & Insurance
1010 Wisconsin Ave NW Ste 200, Washington, DC 20007
(202) 2902490 -
Chris Miller
1009 U St NW, Washington, DC 20001
(202) 3281210 -
Elite Insurance & Consulting Services
430 M St SW # 206, Washington, DC 20024
(202) 9055800 -
JHC Insurance Agency
71 Florida Ave NW Fl 1, Washington, DC 20001
(202) 8323388 -
Eric Hardiman State Farm Insurance
1540 N Capitol St NW Ste 201, Washington, DC 20002
(202) 6435905 -
Jimmy Podoley
236 Massachusetts Ave NE Ste 100, Washington, DC 20002
(202) 5462244 -
Cedar General Insurance Agencies
1730 N Lynn Street Suite A50, Arlington, VA 22209
(703) 8071018 -
Crystal Insurance Group
1744 Columbia Rd NW Apt 3, Washington, DC 20009
(202) 3879162 -
Mohammad Y Bajwa
1730 Columbia Rd NW, Washington, DC 20009
(202) 3877932 -
Angela Rosser
528 H St NE Ste 2, Washington, DC 20002
(202) 5470008 -
Thacker Insurance & Financial Services
2600 Connecticut Ave NW Ste 200, Washington, DC 20008
(202) 7851966 -
Tim Lacasse
617 Pennsylvania Ave SE, Washington, DC 20003
(202) 5484229 -
Waymon L Lynch
3016 14th St NW, Washington, DC 20009
(202) 4629243 -
Jackie A Walker
420 8th St SE, Washington, DC 20003
(202) 5485240 -
Countrywide Insurance Company
1377 Kenyon St NW, Washington, DC 20010
(703) 8015062 -
Mike Jones
522 8th St SE Ste B, Washington, DC 20003
(202) 5463200 -
Peruvian Insurance Agency
1916 Wilson Blvd Ste 304, Arlington, VA 22201
(703) 2435660 -
TWFG Insurance Services Rob Robinson
2201 Wisconsin Ave NW Ste C110, Washington, DC 20007
(202) 6849898 -
Geoff Collins
2233 Wisconsin Ave NW Ste 224, Washington, DC 20007
(202) 3334134 -
Maurice Brown
1200 G St SE # A, Washington, DC 20003
(202) 5461493 -
Brad Ryant Sr
1334 H St NE, Washington, DC 20002
(202) 3886411 -
Analia Ramos Insurance Agency
3537 6th St NW, Washington, DC 20010
(571) 4717130 -
Tawana Mensah
1332 Pennsylvania Ave SE, Washington, DC 20003
(202) 5063636 -
Payne Insurance Agency
3600 14th St NW, Washington, DC 20010
(202) 6292233 -
Lockhart’s Insurance Services
3907 Georgia Ave NW, Washington, DC 20011
(202) 8296222 -
Johno Steffen
2762 Washington Blvd Apt 1a, Arlington, VA 22201
(703) 2436565 -
Herbert L Jamison & Company
1220 N Fillmore St Ste 400, Arlington, VA 22201
(703) 2580094 -
Stephon Scriber
2639 Connecticut Ave NW Ste C110, Washington, DC 20008
(202) 2345555 -
C M R Insurance Agency
37 N Fillmore St, Arlington, VA 22201
(703) 3519494 -
Harvey Ostrow
3132 10th St N Ste 2, Arlington, VA 22201
(703) 5277222 -
Rudy Alston III
2901 12th St NE, Washington, DC 20017
(202) 6350850 -
Prabakaran Thomas
3408 Wisconsin Ave NW Ste 209, Washington, DC 20016
(202) 5371133 -
Gloria Perez
4322 Kansas Ave NW, Washington, DC 20011
(703) 7869044 -
G J Graham
3411 Washington Blvd, Arlington, VA 22201
(703) 5251800 -
Bill Welsh
933 N Kenmore St Ste 220, Arlington, VA 22201
(703) 5241976 -
Joli Brown
4818 Macarthur Blvd NW Fl 1, Washington, DC 20007
(202) 7350086 -
Lloyd Chesley Jr
3500 12th St NE, Washington, DC 20017
(202) 8631400 -
Pacific Insurance Agency
901 S Highland St Ste 319, Arlington, VA 22204
(703) 9792090 -
Tsige Paulo
3045 Columbia Pike Ste A, Arlington, VA 22204
(703) 3023770 -
Mark W Wardlow
3617 12th St NE, Washington, DC 20017
(202) 5268181 -
Doug Girma
3512 Lee Hwy, Arlington, VA 22207
(703) 6602316 -
Nationwide Agency
3201 Columbia Pike, Arlington, VA 22204
(571) 4386902 -
Richard Frick
3201 New Mexico Ave NW Ste 252, Washington, DC 20016
(202) 6865197 -
Stephen W Papovich
802 S Glebe Rd, Arlington, VA 22204
(703) 5218779 -
Terry White, Sr
4301 Connecticut Ave NW Ste 143, Washington, DC 20008
(202) 3623535 -
Howard & Hoffman
3201 New Mexico Ave NW Ste 300, Washington, DC 20016
(202) 9660700 -
Golden Insurance Agency
3103 13th St S, Arlington, VA 22204
(703) 5382285 -
David Seidel
413 S Glebe Rd, Arlington, VA 22204
(703) 9205012 -
Sal Nooristani
200 N Glebe Rd Ste 235, Arlington, VA 22203
(703) 2430700 -
Kevin Gallagher
4001 9th St N Ste 101, Arlington, VA 22203
(703) 5259500 -
Adria Brown
2413 26th Rd S, Arlington, VA 22206
(703) 5588200 -
Georgetown Insurance Group
5125 Macarthur Blvd NW, Washington, DC 20016
(202) 5370064 -
Howard Eales
5157 Macarthur Blvd NW, Washington, DC 20016
(202) 3634088 -
M Afarin Rooholamini
4301 Fairfax Dr Ste 190, Arlington, VA 22203
(703) 7601514 -
Leroy Berkley
723 Kennedy St NW, Washington, DC 20011
(202) 8292771 -
Atlas Insurance Agency
3305 Mount Vernon Ave, Alexandria, VA 22305
(703) 5490000 -
Cascade Insurance Group
1100 N Glebe Rd Ste 1010, Arlington, VA 22201
(703) 5512000 -
Kenya Zambrano
4620 Lee Hwy Ste 208, Arlington, VA 22207
(703) 4652886 -
Michele Conley
4701 Wisconsin Ave NW, Washington, DC 20016
(202) 9666677 -
Soltech Insurance Agency Ana Quinteros
944 S Wakefield St Ste 100, Arlington, VA 22204
(703) 2710345 -
Troka Insurance
210 Riggs Rd NE Ste B, Washington, DC 20011
(202) 6350077 -
Ernesto Bandini
2605 Mount Vernon Ave Ste B, Alexandria, VA 22301
(703) 5490104 -
Anchor Insurance
3200 Otis St, Mt Rainier, MD 20712
(301) 6998977 -
David W Kushner
3200b Otis St, Mt Rainier, MD 20712
(301) 2772535 -
Donna Carter
2309 Mount Vernon Ave, Alexandria, VA 22301
(703) 5489790 -
Capital Benefits Corporation
5028 Wisconsin Ave NW Ste 103, Washington, DC 20016
(202) 3624500 -
Alston & Associates
6234 Georgia Ave NW, Washington, DC 20011
(202) 8292510 -
Gene Cartwright
2721 Branch Ave SE, Washington, DC 20020
(202) 5846000 -
J Reed Laughlin
5100 Wisconsin Ave NW Ste 516, Washington, DC 20016
(202) 3648200 -
Minus & Associates
6230 3rd St NW, Washington, DC 20011
(703) 9208899 -
Stephen Hoyt
5217 Wisconsin Ave NW Ste 1, Washington, DC 20015
(202) 3643412 -
Wil Christian
4236 Hildreth St SE, Washington, DC 20019
(202) 5823333 -
Jon Laskin
5600 Connecticut Ave NW Ste 400, Washington, DC 20015
(202) 3648861 -
Mouton Insurance Brokerage
7059 Blair Rd NW Ste 202 # 5, Washington, DC 20012
(202) 6677446 -
Discount Auto Insurance
7321 Georgia Ave NW, Washington, DC 20012
(202) 8829850 -
Paul Cofer
7414 Georgia Ave NW Ste 2, Washington, DC 20012
(202) 7225100 -
V. W. Brown Insurance Service
3286 Chestnut St NW, Washington, DC 20015
(202) 9660566 -
Keith Edwards
7813 Georgia Ave NW, Washington, DC 20012
(202) 7267771
Find Cheap Car Insurance Rates in DC
Insurance Panda is pleased to offer cheap auto insurance rates for all Washington DC, District of Columbia residents. To find these affordable rates in Washington DC, we ask you to enter your Washington DC area zip code in the box above. On the next two pages, you will be asked some basic information about yourself and the vehicle you will be driving. Once you complete our brief form, you will be connected to some of the best car insurance rates in all of Washington DC.