property damage liability

What Is Property Damage Liability Coverage?

When you buy a new car and start driving, you will be hit by what can feel like a gauntlet of different expenses. First there’s the cost of the car itself which is certainly not cheap – even if you go for a second hand vehicle! Then there’s the cost Read More »
bodily injury liability coverage

What Is Bodily Injury Liability Coverage?

Bodily injury liability coverage generally does exactly what it says on the tin. That is to say, that it covers you against the medical bills that might be incurred as a result of bodily injury. At this point you might wonder why you would need this, when surely you have Read More »
hit and run accidents

Hit And Run Accidents And Insurance

While it can sometimes feel a little crippling having to pay car insurance, it is nevertheless there for a very important reason. Insurance means that we can never cause damage to someone else and then be unable to pay to help them. And if you imagine being on the receiving Read More »
comprehensive insurance

What Is Comprehensive Coverage?

Comprehensive coverage can help you cover the costs of damages to your vehicle that aren’t caused by a collision. If you just wanted to be protected from collisions, you would get collision insurance. For everything else, you should consider comprehensive insurance. What does comprehensive coverage cover? Natural disasters (hailstorms, tornadoes, Read More »
do you need collision coverage

What Is Collision Coverage?

Collision coverage is pretty easy to understand. It’s coverage for damages to your car caused by impact with another car or object. It covers damage to your vehicle in a number of situations. If you hit another vehicle, for example, this type of coverage would cover the damage to your Read More »
medical payments coverage

What Is Medical Payments Coverage?

Medical payments coverage is needed to cover the sometimes huge medical costs incurred after you get hurt in an auto accident, no matter who was found at fault for the accident. Furthermore, medical payments coverage can help you pay for funeral expenses and passenger injuries. It can even help pay Read More »
gap insurance

What Is Gap Insurance? Do I Need It?

Gap insurance is a type of insurance coverage for newer automobiles that can be tacked onto your collision insurance policy. It is an optional insurance coverage. It could pay the difference between the balance of a loan or lease on a car and what your insurance provider pays if the Read More »
non owner insurance

What Does Non-Owners Car Insurance Cover?

Non-Owner or Non-Owned Car insurance includes a bunch of types of coverage that provide Liability insurance for cars used by you (or for your business) that aren’t listed on your policy. Cars that are owned by you (or your business) or used on a regular basis should be put on Read More »
review your auto insurance

Why It’s Important To Review Your Car Insurance Policy

You should periodically review your car insurance policies a checkup. The insurance industry often suggests customers to check up on their policies to ensure everything looks right and up-to-date. To a cynical person, that might sound like a ploy to get customers on the phone with an insurance agent. An Read More »
car insurance for the first time

Tips For Buying Car Insurance For The First Time

Buying car insurance for the first time is something that just about everyone will experience as a young adult. While still a teenager, most kids can get on their parent’s auto insurance policy and do need to worry about carrying their own insurance. Buying an insurance policy that is all Read More »
retirement

Tips For Getting Cheap Car Insurance In Retirement

As unfortunate as it is, when a person gets older, some expenses just seem to increase. While retirement can be a wonderful thing, some of the increased costs can seriously hurt. Car insurance is one of those that seems to go up higher than it should during retirement. The insurance Read More »
good student discounts

How To Get Cheap Auto Insurance Rates For Students

Everyone knows that drivers who are very young can pay a lot higher premiums. More experienced drivers get into less accidents as a general rule. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. The good news is that Read More »
1 day auto insurance

One Day Auto Insurance Explained

If you do not have a car, one of the challenges that you may face when you either rent a car or borrow one from a friend is whether or not you need an insurance policy. Most of the time the thought of insurance gets lost in the shuffle. However, Read More »
car insurance for elderly

Auto Insurance For The Elderly

How to Get Cheap Auto Insurance for Elderly Drivers People are currently living longer than those in the past generations. In fact, the census for the United States predicts that by the year 2030 the number of people that are over 70 years of age will increase from the current Read More »
car insurance deductible

Car Insurance Deductibles Explained

Most of us have seen the auto insurance commercial with the poor young woman who is desperately trying to find someone who might be able to help her understand what a “deductible” is, and which one she should choose for her auto insurance policy. Understanding how insurance deductibles work, and Read More »
rental car insurance

Rental Car Insurance Explained

Most drivers wind up renting a car at some point in their lives; perhaps they are “between vehicles,” or are having their primary vehicle serviced. The most common scenario however is when one vacations, usually (though not always) abroad. Most auto rental agencies offer optional insurance for a rental car Read More »
full coverage

Full Coverage Auto Insurance Explained

If you are thinking about buying "full coverage" auto insurance, you may be thinking about making the right decision. As the amount of situations increase in which being fully covered is necessary, having adequate car insurance is crucial.   While the definition of "full coverage" varies from company to company, Read More »
auto liability coverage

Auto Liability Insurance Explained

Liability coverage is the most basic coverage type in all auto insurance policies. Liability insurance is also a key part of any more comprehensive plan your may get. Liability insurance coverage is not the portion of your insurance that covers your own injuries or property loss, but is instead used Read More »
car insurance specifics

The Specifics of Car Insurance

[caption id="attachment_1448" align="alignright" width="300"] Learn about the specifics of car insurance.[/caption] Americans own more cars per capita than any other country around in the globe, which means this is a good place to study car insurance and learn about how everything works when it comes to insuring vehicles. While everyone Read More »
Selecting the right insurance mix

How Much Insurance Do You Need – Building Your Own Insurance Program

[caption id="attachment_1360" align="alignright" width="300"] Selecting the right insurance mix. A matter of odds.[/caption] One of the most important things that you need to remember when it comes to purchasing insurance is that it is always best to keep things as simple as possible. Although purchasing any kind of insurance can Read More »
save big bucks on your car insurance

How To Save Big Bucks on Your Car Insurance – A Guide

[caption id="attachment_1077" align="alignright" width="320"] Read below to learn some tricky ways to save on your auto insurance. (Image source - FLICKR)[/caption] We all want to save money on our car insurance but sometimes it can seem like the bills just keep on coming. Even if you have a safe driving Read More »
Calendar with car insurance planner

Auto Insurance Details: What It Is, What It’s Not

[caption id="attachment_891" align="alignright" width="300"] The car insurance 101 - What is it all about?[/caption] Auto insurance is a required necessary evil, or at least that is the way many people see it. But there are definite benefits to having it and it is certainly important if you plan on getting Read More »