FREQUENTLY ASKED QUESTIONS

James from Tallahassee, FL asks: Is getting a AAA membership worth it?

InsurancePanda.com answers:

Whether or not you think AAA is worth the cost depends on what you value and the resources you have at hand. AAA is a roadside services membership program that can assist you when you’re broken down. While many insurance companies offer some form of roadside assistance, many people opt for AAA coverage. So what’s the difference? It depends on your coverage.

Just like buying insurance coverage, it’s best to compare AAA benefits with the regular roadside assistance from your normal insurance company. Speak with your insurance agent to find out what’s covered under regular assistance. Some may include towing but it will only cover so many tows. AAA has tiered levels of membership and as each tier grows, so do the benefits. AAA boasts several kinds of assistance including battery service and fuel delivery. Normal roadside assistance is always included and glass repair or replacement may be dependent on your membership level. AAA can help you with travel as well as tire services, battery services, theft protection and legal defense reimbursement.

Of course, normal roadside assistance may be able to provide all of these things but AAA comes with bonus benefits like trip planning and you also receive discounts at various stores and restaurants. Also, if you’re a member of AAA, you always have somewhere to take your car for regular maintenance instead of stressing about a reputable auto dealer.

Finding the right roadside assistance is a personal decision. While it may seem like an added cost, you might be happy to have it when you’re stranded on the side of the road in the middle of the night. If you aren’t sure how to change a tire, you might need roadside assistance. On the other hand, if you’re a mechanic, you may not need it. Weigh your options to make the right decision.