As a “Tort” state, Nevada drivers are financially responsible for any property damage or personal injuries that they may cause during an automobile accident. For this reason, you are required by law to carry liability insurance.

The state minimum’s are 15/30/10 (see the chart below) for liability insurance, but it is strongly recommended that you purchase higher levels of coverage to protect yourself and your family, in addition to any assets you may have.

For added protection, Nevada drivers may decide to purchase additional auto insurance for medical payments, comprehensive, collision, as well as uninsured and underinsured motorist coverage.

Coverage Type Required? Minimum Coverage Amount Required
Bodily Injury Liability Yes $15,000 per person

$30,000 per accident

Property Damage Liability Yes $10,000
Uninsured Motorist Bodily Injury No $15,000 per person

$30,000 per accident

Personal Injury No

Auto Insurance for Leased Vehicles in Nevada (NV)

Most leasing companies in Nevada typically require drivers to maintain insurance coverage which exceeds the minimums set by Nevada state law. This is to protect you financially, as well as your leasing company, should they be held partly responsible. Most leasing companies will recommend the following amounts of insurance coverage:

  • Bodily injury liability coverage: $100,000 per person/$300,000 per accident
  • Property damage liability coverage: $50,000
  • Comprehensive and collision coverage: $500 maximum deductible

Car Insurance Agents By City/Town In Nevada

Contacts For Auto Insurance In NV

Nevada Department of Motor Vehicles
555 Wright Way
Carson City, NV 89711
Nevada Division of Insurance
788 Fairview Drive
Suite 300
Carson City, NV 89701